Any one can join LIC who needs extra income.. College Boys/Girls. Businessmen. Housewives. Salaried Person. Unemployed. Retired Persons. Software Professionals. Bankers. Real Estate Brokers. Tax consulatants. Eligibility Minimum Educational Qualification : Hsc (12th Pass)or diploma. Minimum Age: 18 Years (No Upper Age Limit).

1. SUSHMA NALAPURE
DEVELOPMENT OFFICER
LIC OF INDIA
APPLY ONLINE AT www.joinlicmumbai.net
Apply online:
www.joinlicmumbai.net

2.  Documents
 3 Colour passport size photo.
 Photo copy of 12th marksheet/ Diploma marksheet/
Degree certificate.
 Photo copy of Pan card.
 Photocopy of age proof(birth certificate/school leaving
certificate )
 address proof(any)
 Fees
 Rs. 150 for registration.
 Rs.150 for online training fees {no fees for offline training}.
 Rs.350 for online exam
 Total you have pay Rs. 650.
Apply online: www.joinlicmumbai.net

3. YEAR
1ST TYPE
(ENDOWMENT)
2ND TYPE
(MONEY BACK)
1ST YEAR 25% 15%
BONUS COMM. 40% OF COMM 40% COMM
2ND YEAR 7.5% 10%
3RD YEAR 7.5% 10%
4TH YEAR onwards 5.0% 6.0%
BENEFITS:
Apply online: www.joinlicmumbai.net

4. IF Rs. 10000/- collected as Yearly premium for a 20 year
Policy and the Policy Holder pays the Premium Regularly ....
The Benefits are :
ENDOWMENT TYPE
1ST Y – 10000 X 25%  2500-00
BONUS 2500 X 40% 1000-00
2ND Y –10000 X 7.5%  750-00
3RD Y – 10000 X 7.5.%  750-00
4TH Y
TO 20Y-10000X5%X17  8500-00
(17 y)
13500-00
MONEY BACK TYPE
1ST Y – 10000 X 15%  1500-00
BONUS 1500 X 40%  600-00
2ND Y –10000 X 10% 1000-00
3RD Y – 10000 X 10%  1000-00
4TH Y
TO 20Y-1000X6%X17  10200-00
(17 y)
14300-00
Apply online: www.joinlicmumbai.net

5. AGENT  SPOUSE  CHILDREN
ELIGIBILITY : DEATH AFTER 2 YEARS OF SERVICE & RS. 1,00,000/- S.A.
IN FORCE Then COMMISSION WILL BE PAYABLE TO LEGAL HEIRS.
IN CASE OF E.R.C. AGENTS  COMMISSION WILL BE PAYABLE TO THE
LEGAL HEIRS.

6. NEW AGENTS WILL BE TRAINED AT AGENT TRAINING CENTRES (
A.T.C. ) PRIOR TO QUALIFYING TEST.
BASING ON THE PERFORMANCE FREE TRAINING WILL
BE PROVIDED AT 
D.T.C.
S.T.C.
Z.T.C.

7. ONELY FOR
CM
ZM
DM
CLUB MEMBER AGENTS
Apply online: www.joinlicmumbai.net

8. Agents Club. Basic Loan @ 5%
Interest.
Extended Loan
@ 7.5 %
Interest.
Total Loan.
Corporate Club. 8,50,000 9,50,000 18,00,000
CM Club. 8,50,000 9,50,000 18,00,000
ZM Club. 7,45,000 8.55,000 16,00,000
DM Club. 6,45,000 7,55,000 14,00,000
Apply online: www.joinlicmumbai.net

9. Apply online: www.joinlicmumbai.net

10. OFFICE EQUIPMENTS
Table,chairs,Storewels,
FillingCabinets,racks,
Weighing Machine,
WallClock,AC,Cooler,
Generator/Inverter
Computor,Fax,Lap-top
ComputorTable,sofa,Server,LCD Monitor,
ADVANCE FOR PURCHASE OF OFFICE EQUIPMENTS
Apply online: www.joinlicmumbai.net

11. For CM &ZM Club reimbursement for Land
line and /or Mobile Phone call charges as
under.
CM club…..Rs 6000/- per year.
ZM club…..Rs 4000/- per year.
For DM &BM Club reimbursement for
Mobile Phone call charges as under.
DM club…..Rs 2400/- per year.
BM club…..Rs 1800/- per year.
Apply online: www.joinlicmumbai.net

12. MEMBERSHIP SUM ASSURED
CORPORATE CLUB 5,20,000
CM CLUB MEMBER 2,80,000
ZM CLUB MEMBER 1,20,000
DM CLUB MEMBER 70,000
BM CLUB MEMBER 40,000
Cover available to the Agents who are 65 years or below. For Agents above
Age 65 Corporation gives a memento in lieu of the group insurance cover.
Apply online: www.joinlicmumbai.net

13. Chance to attend convention
Corporate Club : Airfare
Chairman’s Club : Airfare
Zonal manager’s Club : AC 2tier
Divisional Manager’s Club : 1st class
Branch manager’s Club : 1st. Class
( Where 1st.class boggy not available then A.C 2 tier. )
Apply online: www.joinlicmumbai.net

14. Benefits of Membership
• Increased prestige, self-esteem and confidence
• Professional development
• Networking opportunities
• Increased quality of life
• Achieving personal goals
• Leadership opportunities within MDRT
• Public relations
Apply online: www.joinlicmumbai.net