Amy Harris is a real estate agent who offers concierge services to help guide clients through every step of the home buying or selling process and continues to be a resource for clients after the transaction. She has over 7 years of experience and has sold over 45 homes, often for over the listed price and faster than average. Amy aims to personally ensure quality real estate transactions that meet her clients' goals and needs.
There is a lot of chatter about President Obama’s new homeowner mortgage reduction plan. And while it will be helpful to a small number of people, there are some fairly rigid criteria that make it difficult to access for the majority of homeowners who are in trouble.
Presentation given to JACE Real Estate Realtors. Discuss types of mortgage lenders. Recognize categories of mortgage products. Identify potential red flags on a purchase & sale agreement.
This is a presentation I gave to non-financial people at the end of 2007 that explained how the housing market came to bring down some of the largest financial institutions and ultimately the world economy
There is a lot of chatter about President Obama’s new homeowner mortgage reduction plan. And while it will be helpful to a small number of people, there are some fairly rigid criteria that make it difficult to access for the majority of homeowners who are in trouble.
Presentation given to JACE Real Estate Realtors. Discuss types of mortgage lenders. Recognize categories of mortgage products. Identify potential red flags on a purchase & sale agreement.
This is a presentation I gave to non-financial people at the end of 2007 that explained how the housing market came to bring down some of the largest financial institutions and ultimately the world economy
Oltersdorf Realty Home Buying Presentation, Leelanau, Grand Traverse, Travers...Oltersdorf Realty, LLC
Please take a moment to browse our detailed guide for homebuyers geared especially towards first time home buyers in the Traverse City region (Leelanau and Grand Traverse County). The combination of decreased home values, low interest rates, and federal incentives make this a very attractive time to purchase your first home or to be a move up buyer. Topics covered include: The current Traverse City real estate market, the buying process, buy vs. rent, tax incentives, home buyer credit, finding an agent, securing a loan, and protecting your investment. Please visit http://www.oltersdorf.com for additional information!
Step by step process to buying a home. Everything you need to know from making the offer, to getting the proper inspections, the paperwork, and closing process.
Mike Hall
Http://www.myohiohouse.com
614-937-4162
Are You Thinking About Buying a Home | KM Realty Group LLCTammy Jackson
The process of buying a home can be overwhelming at times, but you don't need to go through it alone.
You may be wondering if now is a good time to buy a home or if interest rates are projected to rise or fall. The free eGuide below will answer many of your questions and likely bring up a few things you didn't even know you should consider when buying a home.
Have questions? Contact us today.
✅ https://kmrealtygroup.net/contact-us/
It all begins with that first property. So what do you need to know before you begin your real estate investment journey? This presentation will give you all the basics of how to successfully buy your first investment property. During this in-depth workshop you will learn The 5 Steps to Owning Investment Real Estate:
1. Goal setting
2. Financing
3. Due Diligence
4. Property Management
5. The Closing Process
We will also teach you:
- How to Obtain the Best Financing for Investors
- Property Management In’s and Out’s
- Which Markets in the Country to Invest
- How to Analyze the Financials (Actual Deals)
- How to Eliminate as Much Risk as Possible
- Tax Benefits of Owning Investment Property
Our company has helped over 50,000 invest in real estate since 1979 and you can do it too. By joining us for this presentation, you will have the opportunity to get connected to a real estate advisor who can walk you through all the steps afterwards for absolutely no cost.
Seniors have a important need to relocate to more suitable homes for retirement and aging. The Reverse Mortgage Purchase program is an important tool as retired homeowners do not want mortgage payments and they want to minimize the cash put towards their new home. Realtors must be aware of this program to benefit their older clients and to increase listings and sales.
Everything you need to know before you buy your first home. Includes steps of the process, descriptions of financing options, lender red flags and credit score information.
Brigade Insignia offers meticulously designed apartments with modern architecture and premium finishes. The project features spacious 3,3.5,4 and 5 BHK units, each thoughtfully planned to provide maximum comfort, natural light, and ventilation.
https://www.newprojectbangalore.com/brigade-insignia-yelahanka-bangalore.html
Scanning tenants in NYC requires a thorough and compliant approach to ensure you find reliable renters. For a positive rental experience, consider hiring a property management service. Belgium Management LLC specializes in NYC rental property management and tenant relationship management. We prioritize tenant satisfaction, making us a trusted name in New York property management. Our dedicated team ensures tenants feel valued and supported throughout their lease.
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus o...Joseph Lewis Aguirre
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus on Public Safety as Job #1, Engagement, Wealth of HOA, Branding, Communication, Culture, Civic Responsibility
BricknBolt Understanding Load-Bearing Walls and Their Structural Support in H...BrickAndBolt
Load-bearing walls are the backbone of any home construction, providing crucial structural support that carries the weight of the house above. For companies like Brick and Bolt Mysore and Bricknbolt Faridabad, understanding and properly implementing these elements are key to constructing safe and durable buildings.
The KA Housing - Catalogue - Listing TurkeyListing Turkey
Welcome to KA Housing, a distinguished real estate development nestled in the heart of Eyüpsultan, one of Istanbul’s most promising districts.
Just 10 minutes from the bustling city center, Eyüpsultan offers a serene escape with the convenience of urban living. The direct metro line ensures seamless connectivity to all parts of Istanbul, making it an ideal location for residents who seek both tranquility and vibrancy.
KA Housing boasts unparalleled accessibility, with proximity to Istanbul Airport only 30 minutes away, facilitating easy international travel. Effortless city access is guaranteed by direct metro and transportation links to Istanbul’s cultural and commercial hubs. Quick access to key metro lines connects you to every corner of the city within minutes, making commuting and exploring the city hassle-free.
The development offers luxurious living spaces with a range of unit layouts from 1+1 to 4+1, designed with meticulous attention to detail. Each unit features balconies or terraces, providing stunning vistas of Istanbul and enhancing the living experience. High-quality materials and superior craftsmanship ensure durability and elegance, while sound-proof insulation and high ceilings (2.95 m) offer comfort and sophistication.
Residents of KA Housing enjoy exclusive on-site amenities, including a state-of-the-art gym, outdoor swimming pool, yoga area, and walking paths. Entertainment options abound with a private cinema, children’s playground, and a variety of dining options including a café and restaurant. Security and convenience are paramount with 24/7 security, a dedicated carpark garage, and an IP intercom system.
KA Housing represents a prime investment opportunity with limited availability in a high-demand area, ensuring enduring value and potential for lucrative returns. Homes in this development provide exceptional value without compromising on quality, offering affordable luxury for discerning buyers. The construction is of the highest quality, built to the latest seismic and disaster resistance standards, ensuring safety and resilience.
The community and surroundings of KA Housing are enriched by close proximity to prestigious universities such as Haliç University, Bilgi University, and Istanbul Ticaret University, making it an ideal location for students and academics. The development is adjacent to the Alibeyköy stream leading into the Halic waters, offering serene natural escapes amidst lush greenery. Residents can enjoy the cultural richness of the area, surrounded by historical and cultural landmarks that blend leisure, nature, and culture seamlessly.
https://listingturkey.com/property/the-ka-housing/
Need MCA leads? No sweat! MCAs are great for small biz funding. Learn how to snag top-notch leads: businesses needing cash, with repayment ability, decision-makers, and accurate contacts. Use content, social ads, lead platforms, partnerships, and capture processes for quality leads.
https://www.leadgeneration.media/blog/b/streamline-your-mca-sales-process-with-pre-qualified-leads
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
Referans Bahcesehir which is being constructed, in the center of the most regional destination as Bahçeşehir, shines out with its central location and unique landscape including social facilities such as a fitness center, sauna, sports facilities, children’s playground and recreational areas.
Not only drawing attention for immediate surroundings including commercial centers and private schools but also providing the easily accessible location with closeness to Tem Highway and connection roads, ongoing construction of 3rd Bridge Connection roads and Metro Projects
Bahcesehir is a rising value in the great city of Istanbul… Located at a new transportation junction in the northwest of the City… Located at such a spot that the access roads for the 3rd bridge and for the 3rd Airport will reach the region in 2016. The Marmaray and the Subway will extend all the way to Referans Bahcesehir respectively in 2018 and 2019.
465 flats and 34 stores are designed with an outstanding approach and arranged with a unique perspective offering the following options: 1 plus 1, 2 plus 1, 3 plus 1, 3.5 plus 1, 4 plus 1, and 4.5 plus 1. It is planned so as to safeguard you and your loved ones based upon a modern, technological safety approach. As you experience the joy and luxury here, you will be content and feet at ease.
It is worth seeing both inside and outside with heart-warming cafes, tasty restaurants and elegant stores… And it is ready to offer a vivacious social life with a warm and cozy space design.
A folding swimming pool and indoor swimming pools, playgrounds, Turkish bath, sauna… It has them all. Everything you need for your well-being and for having a pleasant time will be at your service. You simply need to align the rhythm of life with the rhythm of Referans Bahcesehir.
https://listingturkey.com/property/referans-bahcesehir/
Urbanrise Paradise on Earth - Unveiling Unprecedented Luxury in Exquisite Vil...JagadishKR1
Immerse yourself in the epitome of luxury living at Urbanrise Paradise on Earth. These opulent 4 BHK villas, nestled off the prestigious Kanakapura Road in Bangalore, redefine elegance and sophistication. With meticulous craftsmanship, breathtaking design, and unparalleled amenities, Urbanrise Paradise on Earth offers a sanctuary where every moment is infused with luxury and serenity. Experience a life of grandeur and indulgence at this exclusive residential enclave.
Lixin Azarmehr, a Los Angeles-based real estate development trailblazer, co-founded JL Real Estate Development (JL RED) in 2015 and serves as its CEO. Her expertise has propelled the firm to specialize in luxury residential and mixed-use commercial projects, with a portfolio that features upscale retail spaces and sophisticated care facilities.
Keep Your Home Naturally Cool and Warm Out Change in Seasons
Vinra Construction is a private limited company registered under the ROC. The management has an experience of over 15 years of understanding the needs and delivering apt solutions to the end users We are providing turnkey solutions in construction fields. like Construction, Interior Designing Facility Management, Plantation Management, etc..
Vinra Construction Tech Enabled Company for Eco-Friendly Home Construction
Contact With Vinra for a Greener Future >>> Call us @ 888 4898 765
Rixos Tersane Istanbul Residences Brochure_May2024_ENG.pdfListing Turkey
Tersane Suites Residences is a luxurious real estate project located in the heart of Istanbul, next to the beautiful Golden Horn. This unique development offers hotel concept residences with Rixos management, making it the perfect choice for both homeowners and investors.
The Tersane Suites Residences offers a wide range of options, from studio apartments to spacious four-bedroom units, all designed to the highest standard. The suites are finished with high-quality materials and feature modern, open-plan living spaces, fully-equipped kitchens, and large balconies with stunning views of the city and sea.
One of the standout features of Tersane Suites Residences is the Rixos management, which provides a truly exclusive and upscale living experience. Residents will have access to a range of luxury amenities, including a fitness center, spa, and indoor and outdoor swimming pools. Plus, the on-site restaurants and cafes provide a taste of the local and international cuisine.
The Tersane Suites Residences also offers a great opportunity for investors, as it provides a rental guarantee program. This means that investors can enjoy a steady income stream, with the peace of mind that their property is being managed by a reputable and experienced team.
The location of Tersane Suites Residences is also unbeatable, with easy access to the city’s main transportation links and within close proximity to the historic center, making it the perfect base for exploring all that Istanbul has to offer.
Green Homes, Islamabad Presentation .pdfticktoktips
Green Homes Islamabad offers beautifully designed 5, 8, and 10 Marla homes near the airport and motorway. Enjoy luxury, convenience, and high rental returns in a prime location.
Flat available for sale
Location- Tupudana, Ranchi
Savitri enclave
Area- 3BHK
Rate- 4000/sq.ft.
Super Build Up Area-1629 sq.ft.
Build-up area-1253 sq.ft.
Rate- 65lakh16k(approx)
Floor available- Flat available in all floor(G+12)
Balcony- 2
Washroom- 2
Parking - CAR PARKING
Amenities- Joggers track,temple, children's park,gym,banquet hall (5 Lakh)
Possession year (Handover year)- Dec 2025
Outside View from the apartment and flat balcony is very beautiful.
For more information contact AASHIYANA STAR PROPERTIES
7766900371
500 acres of brilliance await you here at Riverview City which offers modern living, effortless convenience, and a beautiful natural setting. It is a mega township by Magarpatta City in Loni Kalbhor, Pune. Enjoy easy access to work, schools, and fun while experiencing a perfect work-life balance.
Visit - magarpattacity.developerprojects.in
Simpolo Tiles & Bathware
Tile ho,
toh Simpolo.
Since the first steps were taken in 1977, Simpolo Ceramics has carved its niche as a consistently growing organisation with unparalleled innovation and passion rooted in simplicity.
We endure gratification for every experience we offer, created to share something meaningful. It may not resonate with the majority, but that makes us a class apart. If only a handful were to understand the purpose of our existence, we would be proud to have found our believers. Rather, people with whom we can share our beliefs.
VISUALIZER
Design your space in your style with our very own Visualizer. Now, you can choose the tiles of your liking from our wide selection and see how they would look in a space. Select the tile from the multiple options and the visualiser will replace the surfaces in the image with the selected tiles. This way, instead of just your imagination, you can choose the tiles for your place by getting an actual picture of how they would look in a space. So, design your space the way you desire digitally and implement it in real life to get the best results!
You can also share this visualiser with others to help them design their space.
Committed to delighting customers with world-class ceramic products and services. Make Simpolo synonymous with the best quality and set new benchmarks of excellence for all stakeholders. Pursue best business practices with utmost integrity to make Simpolo an exciting organisation to work with, for vendors, channel partners, investors and employees alike.
Gain worldwide recognition in the field of ceramic building products through Research and Innovation and bring an enhanced lifestyle within reach for every household.
1. 518 MILLBURN AVENUE, SHORT HILLS NJ 07078
973.376.0033 O • 917.327.0701 M • amy@amyharrisrealesate.com • amyharrisonline.com
2. Amy sets herself apart by offering
concierge real estate services.
Not only will she personally ensure
a quality transaction that meets your
goals, she aims to be your lifelong
home consultant.
She is personally committed to assisting
her clients through every phase of their
purchase or sale from vigorous
negotiating of contracts and inspection
issues to help finding the right lender,
responsive attorneys and quality contractors.
After the transaction is complete
she will continue to be a “go to”
resource for your home maintenance
needs, area market information,
and any significant changes
that affect your real estate taxes.
3. EXPERIENCE
Licensed NJ Realtor 7+ years
$34,000,000+ in residential real estate sales
45+ homes sold
On average listings sell for 25% over list price and sell 25% faster
Named a Social Media All Star by Inman News
Placed in the Top 10 of Agents in the Short Hills office at Coldwell Banker
Placed Top 20% of Agents at Keller Williams’ Short Hills office
EDUCATION AND CERTIFICATIONS
BS from New York University
Graduate of the New Jersey Professional School of Business
Accredited Buyer’s Agent
E-Pro
Senior Real Estate Specialist
MEMBERSHIPS
Member of the Garden State Multiple Listing Service
Member of the Northern New Jersey Real Estate Association
Member of the New Jersey Real Estate Association
Member of the National Real Estate Association
COMMUNITY INVOLVEMENT
Board of Trustee for the South Orange Maplewood Community Coalition on Race
Member of Hadassah
Chairperson of the South Orange Annual Town Wide Garage Sale
4. $33,000,000 IN RESIDENTIAL SALES
45+
HOMES SOLD
+25%
OF MY LISTINGS
SELL OVER
LIST PRICE
25%
SELL FASTER
THAN THE
AVERAGE
6. Financial Reasons to Buy
Reason Quote from Harvard Report
Housing is the one
leveraged investment
available
“Homeownership allows households to
amplify any appreciation on the value of
their homes by a leverage factor.”
You're paying for housing
whether you own or rent
“Homeowners pay debt service to pay
down their own principal while households
that rent pay down the principal of a
landlord.”
Owning is usually a form
of “forced savings”
“Having to make a housing payment one
way or the other, owning a home can
overcome people’s tendency to defer
savings.”
There are substantial tax
benefits to owning
“Homeowners are able to deduct
mortgage interest and property taxes from
income.”
Owning is a hedge
against inflation
“Housing costs and rents have tended
over most time periods to go up at or
higher than the rate of inflation, making
owning an attractive proposition.”
5
7. The Impact of Monthly Housing
Inventory on Home Prices
LESS THAN
6 MONTHS
BETWEEN
6-7 MONTHS
GREATER THAN
7 MONTHS
SELLERS
MARKET
Homes prices
will appreciate
NEUTRAL
MARKET
Homes prices
will only
appreciate with
inflation
BUYERS
MARKET
Homes prices
will depreciate
9. Date Mortgage Interest Rate* P&I**
Today $400,000 3.8% $1,863.83
2017 1Q $421,600 4.8% $2,211.99
*Average Commitment Rate per Freddie Mac **Principal and Interest Payment
$348.16
Difference in Monthly Payment
10. I. Legal Fees and Title Costs
1. Attorney Fee - $1,000.00 to $1,500.00
2. Survey - $450.00 to $800.00
3. Recording Fees with Mortgage & Deed - $200.00 to $300.00
4.Title Searches/Title Policy Endorsements - $250.00 to $500.00
5. Title Insurance Premium (obtain from lender or attorney)
II. Mortgage Costs
6. Application Fee (Includes Credit Report) - $300.00 to $600.00
7. Appraisal - $400.00 to $600.00
8. Miscellaneous Mortgage Costs (Varies, be sure to ask your lender) -
$100.00 to $600.00
9. PMI (Private Mortgage Insurance) - obtain from lender
10. Points - (obtain from lender) - (Fee paid to lender to “buy-down” interest
rate on mortgage) (One point = 1% of mortgage, ex. – 1 point on a $500,000
mortgage equals $5,000).
Closing Costs
11. 518 MILLBURN AVENUE, SHORT HILLS NJ 07078
973.376.0033 O • 917.327.0701 M • amy@amyharrisrealesate.com • amyharrisonline.com
12. The Buying Process
• Includes, price, terms, Signed Seller’s Disc, Lead
Paint Disclosure and Pre-Approval from Lender
Offer
• After the terms are agreed upon, the
contract is signed
Acceptance
• Contract and supporting docs sent to both
attorneys
Attorney Review
• After the attorneys have revised the contract to
better protect your interest, it is signed again
Under Contract
• Inspection and all request for necessary structural
and environmental issues are written to seller
Under Contract
Mortgage Commitment
Due
After inspections complete and issues resolved, final
commitment due
Closing Sign all documents, deed transferred
13. 55 MILLBURN AVENUE, SHORT HILLS NJ 07078
973.376.8188 O • 917.327.0701 M • amy@amyharrisrealesate.com • amyharrisonline.com
