This document provides information about different types of bank transfers. It discusses bank-to-bank transfers, real time gross settlement (RTGS) transfers, and international wire transfers. It provides details on the required recipient information, applicable fees, processing times, and whether transfers can be canceled. Key points covered include needing a recipient's name, address, phone number, routing number and account number for bank transfers, RTGS transfers having a $25 fee and instant settlement, and standard wire transfers taking 2-3 days to settle with the ability to cancel before settlement.