Parts of presentation I had prepared for Ministry of Finance, Govt of India. Explaining the essence of blockchain as a trust machine. Comparing private and public blockchains.
- Cryptocurrency such as Bitcoin and Ether have seen strong price increases in recent years, with Bitcoin up over 9300% and Ether up over 4000% since September 2017. However, poor merchant adoption of less than 0.3% has limited mainstream usage of cryptocurrencies.
- Wirex provides a solution through a multi-currency debit card that allows users to spend cryptocurrencies such as Bitcoin and Ether as well as traditional currencies like USD and JPY directly from their Wirex account.
- While blockchain technology faces scalability limitations, the Lightning Network promises a solution through off-chain micropayment channels that could enable millions or billions of transactions per second with very low fees. Wirex
Wirex presentation for PayExpo Europe 2017 highlighting the current state of Blockchain technology, cryptocurrency potential in the payments industry and W-Pay, off-chain liquidity network. The full video can be found here: https://www.youtube.com/watch?v=Lveacm2f55A
What is cryptocurrency ? why is cryptocurrency certifications important ?Blockchain Council
Cryptocurrencies are a part of the digital currency system which works on a peer-to-peer network and allows the transaction without revealing your identity. The Blockchain course offered by Blockchain Council lets you have in-depth knowledge about cryptocurrency.
Cryptocurrency wallets provide access to blockchain networks and the cryptocurrency market is growing rapidly. By 2022, the total market value of cryptocurrencies is estimated to reach $7.5 trillion USD. The number of cryptocurrency users and wallets has increased sharply in recent years, from 10.98 million in 2016 to 21.51 million in 2017. The blockchain industry is also growing, with revenue projected to be between $80-110 billion USD in 2020.
"Beyond Banks" by Gregory Di Prisco, MakerDAO | Fluidity 2019Fluidity
Presented by Gregory Di Prisco, Head of Business Development at MakerDAO, at Fluidity 2019.
Fluidity brings the worlds of finance and technology together to shape the future of blockchain and capital markets. On May 9, 2019, we welcomed companies and teams to help shape the narrative of rebuilding finance at the historic Williamsburgh Savings Bank in Brooklyn, New York.
Resources:
Website: https://fluiditysummit.com
Facebook: https://facebook.com/fluidityio/
Twitter: https://twitter.com/fluidityio
LinkedIn: https://linkedin.com/company/fluidityio/
YouTube: https://youtube.com/channel/UC0NBCYlgLIxjSljf7CV91nQ/
The document discusses cryptocurrency and the future of payments. It describes Wirex, a company that offers virtual and physical payment cards, mobile banking, and instant currency exchange. It then discusses the growth and adoption of cryptocurrencies like Bitcoin and Ether, as well as privacy coins. The document outlines challenges to cryptocurrency adoption like transaction speeds and fees. It proposes solutions like the Lightning Network and payment cards to address these challenges and enable cryptocurrencies for real-world payments.
- Cryptocurrency such as Bitcoin and Ether have seen strong price increases in recent years, with Bitcoin up over 9300% and Ether up over 4000% since September 2017. However, poor merchant adoption of less than 0.3% has limited mainstream usage of cryptocurrencies.
- Wirex provides a solution through a multi-currency debit card that allows users to spend cryptocurrencies such as Bitcoin and Ether as well as traditional currencies like USD and JPY directly from their Wirex account.
- While blockchain technology faces scalability limitations, the Lightning Network promises a solution through off-chain micropayment channels that could enable millions or billions of transactions per second with very low fees. Wirex
Wirex presentation for PayExpo Europe 2017 highlighting the current state of Blockchain technology, cryptocurrency potential in the payments industry and W-Pay, off-chain liquidity network. The full video can be found here: https://www.youtube.com/watch?v=Lveacm2f55A
What is cryptocurrency ? why is cryptocurrency certifications important ?Blockchain Council
Cryptocurrencies are a part of the digital currency system which works on a peer-to-peer network and allows the transaction without revealing your identity. The Blockchain course offered by Blockchain Council lets you have in-depth knowledge about cryptocurrency.
Cryptocurrency wallets provide access to blockchain networks and the cryptocurrency market is growing rapidly. By 2022, the total market value of cryptocurrencies is estimated to reach $7.5 trillion USD. The number of cryptocurrency users and wallets has increased sharply in recent years, from 10.98 million in 2016 to 21.51 million in 2017. The blockchain industry is also growing, with revenue projected to be between $80-110 billion USD in 2020.
"Beyond Banks" by Gregory Di Prisco, MakerDAO | Fluidity 2019Fluidity
Presented by Gregory Di Prisco, Head of Business Development at MakerDAO, at Fluidity 2019.
Fluidity brings the worlds of finance and technology together to shape the future of blockchain and capital markets. On May 9, 2019, we welcomed companies and teams to help shape the narrative of rebuilding finance at the historic Williamsburgh Savings Bank in Brooklyn, New York.
Resources:
Website: https://fluiditysummit.com
Facebook: https://facebook.com/fluidityio/
Twitter: https://twitter.com/fluidityio
LinkedIn: https://linkedin.com/company/fluidityio/
YouTube: https://youtube.com/channel/UC0NBCYlgLIxjSljf7CV91nQ/
The document discusses cryptocurrency and the future of payments. It describes Wirex, a company that offers virtual and physical payment cards, mobile banking, and instant currency exchange. It then discusses the growth and adoption of cryptocurrencies like Bitcoin and Ether, as well as privacy coins. The document outlines challenges to cryptocurrency adoption like transaction speeds and fees. It proposes solutions like the Lightning Network and payment cards to address these challenges and enable cryptocurrencies for real-world payments.
If you are a technology stalwart, then you must be aware of the Blockchain and its application. The decade-old technology has disrupted almost all the business verticals and is paving the way for new development. Additionally, it has also opened the gateway for new job opportunities
"Institutional Challenges and Opportunities" by Henri Arslanian, PwC | Fluidi...Fluidity
Presented by Henri Arslanian, FinTech & Crypto Leader, Asia at PwC, at Fluidity 2019.
Fluidity brings the worlds of finance and technology together to shape the future of blockchain and capital markets. On May 9, 2019, we welcomed companies and teams to help shape the narrative of rebuilding finance at the historic Williamsburgh Savings Bank in Brooklyn, New York.
Resources:
Website: https://fluiditysummit.com
Facebook: https://facebook.com/fluidityio/
Twitter: https://twitter.com/fluidityio
LinkedIn: https://linkedin.com/company/fluidityio/
YouTube: https://youtube.com/channel/UC0NBCYlgLIxjSljf7CV91nQ/
CH&Co and COQONUT are proud to publish the first Crypto-Investor Observatory to understand better crypto-investors: how many are they, who are they, why do they invest
This a Joint study by CH&Co, consulting company specialized in Financial Services and COQONUT, the reliable data driven compass for the Crypto-World.
2017 Global Cryptocurrency Benchmarking StudyGarrick Hileman
*Note: please download from SlideShare the PDF version of these slides for high-resolution images of the figures/tables.
The full 114-page written report can be found here: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2965436
About: The first global cryptocurrency benchmarking study presents a systematic and comprehensive picture of a rapidly evolving industry, illustrating how cryptocurrencies are being used, stored, transacted and mined. The study gathered non-public data from more than 100 cryptocurrency companies and over 30 individual cryptocurrency miners in 38 countries around the world via secure web-based questionnaires, capturing an estimated 75 per cent of the cryptocurrency industry. The study breaks down the cryptocurrency industry into four key sectors – exchanges, wallets, payments and mining. Key findings and highlights from the study include our estimate that over three million unique individuals are actively using cryptocurrency today, data on regulation and compliance practices and costs at firms, and a global map of cryptocurrency mining.
This document discusses Bitcoin and cryptocurrencies. It begins with a brief history of Bitcoin and an explanation of what cryptocurrencies are and how Bitcoin works. It describes how Bitcoin transactions are recorded in a public ledger called a blockchain and how new Bitcoins are generated through "mining." The document outlines some benefits of Bitcoin like lower transaction costs but also drawbacks like volatility. It examines alternative cryptocurrencies and recent events like the collapse of the Mt. Gox Bitcoin exchange. It concludes by speculating on potential future scenarios for cryptocurrencies and their ability to drive innovation.
RedAnts is developing a next generation money services platform using cryptocurrency and blockchain technology. They aim to disrupt the global remittance market, which currently sees high costs of over 8% on average to send $200 internationally. RedAnts will offer instant money transfer services between digital wallets and cash using blockchain-based clearing. This could unlock market potentials by offering low-cost, convenient services to the billions of "unbanked" individuals worldwide, as well as facilitating remittances for migrant workers. RedAnts seeks to gain an initial user base through cryptocurrency marketing campaigns offering free bitcoin payouts and services.
Japanese banks are all set to launch blockchain finance platformBlockchain Council
We all know that Japan has a strong foothold in the world of technology. In fact, its technology is trusted by people across the globe. The land of the rising sun is the home to support of cryptocurrency investors and users. In 2018, Japan was the second or third largest economy when we take Bitcoin into consideration. Did you know that Japanese yen 11% of global trading volume for Bitcoin?
Government agencies are increasingly concerned about bitcoin because it can be used anonymously for money laundering. In the US, regulators that monitor bitcoin include the Financial Crimes Enforcement Network (FinCEN), the Commodity Futures Trading Commission (CFTC), and the Securities and Exchange Commission (SEC). Bitcoin mining involves computers competing to validate transactions by producing a unique code called a hash based on transaction data and being rewarded with new bitcoins for successful hashes.
"Cryptocurrencies future/regulation" conference held in Gibraltar (on 9th May 2017). Speaker: Sian Jones from COINsult and Nicholas Gomez, GFSC Head of Risk and Innovation
Why Bitcoin’s Rate of Adoption is Only Going to IncreaseMecklerMedia
Bitcoin allows for instant, nearly free money transfers anywhere in the world without intermediaries. It works through an open, decentralized network that records all transactions publicly in a distributed ledger called the blockchain. While giving unprecedented control over money, bitcoin users must keep their private keys and backups safe from theft or loss. As bitcoin grows in popularity and adoption across payments, remittances, ecommerce and more, its value could increase substantially.
Lecture 2 for the MIT MediaLab Future Commerce course, delivered in Boston, MA on Sept. 20, 2016. In this talk, I discuss the Future of Money and how new technology like digital currencies and P2P finance innovations like bitcoin are going to change the very nature of money. We explore why money exists, the role it plays in our society, and how it shapes the way we interact with marketplace, markets, and financial infrastructure. We then outline opportunities to disrupt money itself with bitcoin and blockchain technology, and how entrepreneurs in the DCG portfolio are slowly changing the Future of Money.
This document provides an overview of cryptocurrency, including definitions of key terms like cryptocurrency and real currency, examples of major cryptocurrencies like Bitcoin and Litecoin, and classifications of cryptocurrencies. It also discusses the benefits of cryptocurrency like fast and cheap transactions, decentralized control, and transparency, as well as risks around implementation challenges, instability, and lack of awareness. Major cryptocurrencies are differentiated based on factors like the algorithms and communities behind them.
INTERFACE, by apidays - The UK Open Banking Storyapidays
INTERFACE, by apidays - APIs: the next 10 years
June 8, 9 & 10 2022
The story of API In Open Banking UK
Chris Michael, Co-founder & CEO at OzoneAPI
------------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Deep dive into the API industry with our reports:
https://www.apidays.global/industry-reports/
Subscribe to our global newsletter:
https://apidays.typeform.com/to/i1MPEW
Naos Blockchain presents this report with the following objectives:
1. Describe the evolution of the crypto market and give a
comprehensive summary of the current market situation.
2. Provide detailed information regarding major factors
influencing the market. Drivers, restraints, opportunities,
and challenges.
3. Present the outlook as perceived by the NAOS Team.
This report was created at the beginning of 2019, therefore all data up to February 2019 is historical data, with the base
year for calculations being 2018.
This document discusses various frameworks for valuing Bitcoin, including analyzing its characteristics as an investment class, conducting industry and environmental analyses, and applying valuation methods like Sharpe ratio. While Bitcoin has significantly outperformed other assets on a risk-adjusted basis, its valuation remains challenging due to technological limitations and legal/regulatory uncertainties. The author concludes that Bitcoin's medium-term potential may be limited to a store of value, while the underlying blockchain technology has large opportunities.
AEF2016 - Макс Хаузер - Blockchain Technology and Applications in the Financi...Kazakhtelecom JSC
This document discusses the growing blockchain ecosystem and investments in blockchain technology. It notes that over 340 companies have received a total of $1.2 billion in funding as of December 2015. While most funding is still focused on digital currencies like Bitcoin, areas like smart contracts and payments/settlement are gaining traction. However, blockchain applications are still in early stages, with many companies still undefined and two-thirds of funding at seed/Round A stages. The document outlines some key areas of blockchain like digital currency, payments, smart contracts, and infrastructure/open source. It also discusses increasing interest from banks in exploring blockchain use cases and emerging offerings across retail, corporate, and capital market segments.
Open U Talk from the Institute of Financial Technologists of AsiaNicole Kuo
Founder of Institute of Financial Technologists, Mr. Paul Pong's, talk for MBA students at the Open University of Hong Kong. Outlining opportunities and effect from Chinese depositary receipt and weighted voting rights. Also urging the needs of lack of fintech talents in the industry!
This document discusses financial technology (FinTech) in China and opportunities for Finland. It begins with an introduction to FinTech and the pain points it addresses in the traditional financial industry. It then outlines China's prominent status in FinTech, particularly in mobile payments, and discusses major players and trends in the market. These include the rise of technology enablers, disruptive players like Ant Financial, and traditional players expanding into FinTech. The document also notes Finland's growing FinTech sector and initiatives, and identifies leveraging existing strengths and collaborating globally and with China as keys to further developing Finland's role in FinTech.
The document provides an overview of the state of blockchain in Q1 2016. Some key points:
- Total VC investment in bitcoin and blockchain startups rebounded in Q1 after declining in Q4 2015, though investment remains below previous highs. The average deal size and largest deals also increased.
- More VC funding is going to blockchain rather than bitcoin startups, as companies pivot away from currency applications. Over 40% of all funding now goes to blockchain and hybrid startups.
- The number of blockchain companies has grown significantly from 14 in Q1 2015 to 59 in Q1 2016. Investment is concentrating in the US, UK, Israel, Argentina, Sweden and Germany.
- Metrics like
MindWorks Ventures presents 'Blockchain Report 2017' which includes an introduction to blockchain, industry trends, relevant blockchain startups, and potential risks and regulations.
Open Banking and Payment Service DirectiveLac Vuong
This is a summary of a wonderful EU directive that will extensively yield benefits to players and customers of various industries, beyond fintech, banking, payment and security. Enjoy! I hope you like it as much as I do.
If you are a technology stalwart, then you must be aware of the Blockchain and its application. The decade-old technology has disrupted almost all the business verticals and is paving the way for new development. Additionally, it has also opened the gateway for new job opportunities
"Institutional Challenges and Opportunities" by Henri Arslanian, PwC | Fluidi...Fluidity
Presented by Henri Arslanian, FinTech & Crypto Leader, Asia at PwC, at Fluidity 2019.
Fluidity brings the worlds of finance and technology together to shape the future of blockchain and capital markets. On May 9, 2019, we welcomed companies and teams to help shape the narrative of rebuilding finance at the historic Williamsburgh Savings Bank in Brooklyn, New York.
Resources:
Website: https://fluiditysummit.com
Facebook: https://facebook.com/fluidityio/
Twitter: https://twitter.com/fluidityio
LinkedIn: https://linkedin.com/company/fluidityio/
YouTube: https://youtube.com/channel/UC0NBCYlgLIxjSljf7CV91nQ/
CH&Co and COQONUT are proud to publish the first Crypto-Investor Observatory to understand better crypto-investors: how many are they, who are they, why do they invest
This a Joint study by CH&Co, consulting company specialized in Financial Services and COQONUT, the reliable data driven compass for the Crypto-World.
2017 Global Cryptocurrency Benchmarking StudyGarrick Hileman
*Note: please download from SlideShare the PDF version of these slides for high-resolution images of the figures/tables.
The full 114-page written report can be found here: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2965436
About: The first global cryptocurrency benchmarking study presents a systematic and comprehensive picture of a rapidly evolving industry, illustrating how cryptocurrencies are being used, stored, transacted and mined. The study gathered non-public data from more than 100 cryptocurrency companies and over 30 individual cryptocurrency miners in 38 countries around the world via secure web-based questionnaires, capturing an estimated 75 per cent of the cryptocurrency industry. The study breaks down the cryptocurrency industry into four key sectors – exchanges, wallets, payments and mining. Key findings and highlights from the study include our estimate that over three million unique individuals are actively using cryptocurrency today, data on regulation and compliance practices and costs at firms, and a global map of cryptocurrency mining.
This document discusses Bitcoin and cryptocurrencies. It begins with a brief history of Bitcoin and an explanation of what cryptocurrencies are and how Bitcoin works. It describes how Bitcoin transactions are recorded in a public ledger called a blockchain and how new Bitcoins are generated through "mining." The document outlines some benefits of Bitcoin like lower transaction costs but also drawbacks like volatility. It examines alternative cryptocurrencies and recent events like the collapse of the Mt. Gox Bitcoin exchange. It concludes by speculating on potential future scenarios for cryptocurrencies and their ability to drive innovation.
RedAnts is developing a next generation money services platform using cryptocurrency and blockchain technology. They aim to disrupt the global remittance market, which currently sees high costs of over 8% on average to send $200 internationally. RedAnts will offer instant money transfer services between digital wallets and cash using blockchain-based clearing. This could unlock market potentials by offering low-cost, convenient services to the billions of "unbanked" individuals worldwide, as well as facilitating remittances for migrant workers. RedAnts seeks to gain an initial user base through cryptocurrency marketing campaigns offering free bitcoin payouts and services.
Japanese banks are all set to launch blockchain finance platformBlockchain Council
We all know that Japan has a strong foothold in the world of technology. In fact, its technology is trusted by people across the globe. The land of the rising sun is the home to support of cryptocurrency investors and users. In 2018, Japan was the second or third largest economy when we take Bitcoin into consideration. Did you know that Japanese yen 11% of global trading volume for Bitcoin?
Government agencies are increasingly concerned about bitcoin because it can be used anonymously for money laundering. In the US, regulators that monitor bitcoin include the Financial Crimes Enforcement Network (FinCEN), the Commodity Futures Trading Commission (CFTC), and the Securities and Exchange Commission (SEC). Bitcoin mining involves computers competing to validate transactions by producing a unique code called a hash based on transaction data and being rewarded with new bitcoins for successful hashes.
"Cryptocurrencies future/regulation" conference held in Gibraltar (on 9th May 2017). Speaker: Sian Jones from COINsult and Nicholas Gomez, GFSC Head of Risk and Innovation
Why Bitcoin’s Rate of Adoption is Only Going to IncreaseMecklerMedia
Bitcoin allows for instant, nearly free money transfers anywhere in the world without intermediaries. It works through an open, decentralized network that records all transactions publicly in a distributed ledger called the blockchain. While giving unprecedented control over money, bitcoin users must keep their private keys and backups safe from theft or loss. As bitcoin grows in popularity and adoption across payments, remittances, ecommerce and more, its value could increase substantially.
Lecture 2 for the MIT MediaLab Future Commerce course, delivered in Boston, MA on Sept. 20, 2016. In this talk, I discuss the Future of Money and how new technology like digital currencies and P2P finance innovations like bitcoin are going to change the very nature of money. We explore why money exists, the role it plays in our society, and how it shapes the way we interact with marketplace, markets, and financial infrastructure. We then outline opportunities to disrupt money itself with bitcoin and blockchain technology, and how entrepreneurs in the DCG portfolio are slowly changing the Future of Money.
This document provides an overview of cryptocurrency, including definitions of key terms like cryptocurrency and real currency, examples of major cryptocurrencies like Bitcoin and Litecoin, and classifications of cryptocurrencies. It also discusses the benefits of cryptocurrency like fast and cheap transactions, decentralized control, and transparency, as well as risks around implementation challenges, instability, and lack of awareness. Major cryptocurrencies are differentiated based on factors like the algorithms and communities behind them.
INTERFACE, by apidays - The UK Open Banking Storyapidays
INTERFACE, by apidays - APIs: the next 10 years
June 8, 9 & 10 2022
The story of API In Open Banking UK
Chris Michael, Co-founder & CEO at OzoneAPI
------------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Deep dive into the API industry with our reports:
https://www.apidays.global/industry-reports/
Subscribe to our global newsletter:
https://apidays.typeform.com/to/i1MPEW
Naos Blockchain presents this report with the following objectives:
1. Describe the evolution of the crypto market and give a
comprehensive summary of the current market situation.
2. Provide detailed information regarding major factors
influencing the market. Drivers, restraints, opportunities,
and challenges.
3. Present the outlook as perceived by the NAOS Team.
This report was created at the beginning of 2019, therefore all data up to February 2019 is historical data, with the base
year for calculations being 2018.
This document discusses various frameworks for valuing Bitcoin, including analyzing its characteristics as an investment class, conducting industry and environmental analyses, and applying valuation methods like Sharpe ratio. While Bitcoin has significantly outperformed other assets on a risk-adjusted basis, its valuation remains challenging due to technological limitations and legal/regulatory uncertainties. The author concludes that Bitcoin's medium-term potential may be limited to a store of value, while the underlying blockchain technology has large opportunities.
AEF2016 - Макс Хаузер - Blockchain Technology and Applications in the Financi...Kazakhtelecom JSC
This document discusses the growing blockchain ecosystem and investments in blockchain technology. It notes that over 340 companies have received a total of $1.2 billion in funding as of December 2015. While most funding is still focused on digital currencies like Bitcoin, areas like smart contracts and payments/settlement are gaining traction. However, blockchain applications are still in early stages, with many companies still undefined and two-thirds of funding at seed/Round A stages. The document outlines some key areas of blockchain like digital currency, payments, smart contracts, and infrastructure/open source. It also discusses increasing interest from banks in exploring blockchain use cases and emerging offerings across retail, corporate, and capital market segments.
Open U Talk from the Institute of Financial Technologists of AsiaNicole Kuo
Founder of Institute of Financial Technologists, Mr. Paul Pong's, talk for MBA students at the Open University of Hong Kong. Outlining opportunities and effect from Chinese depositary receipt and weighted voting rights. Also urging the needs of lack of fintech talents in the industry!
This document discusses financial technology (FinTech) in China and opportunities for Finland. It begins with an introduction to FinTech and the pain points it addresses in the traditional financial industry. It then outlines China's prominent status in FinTech, particularly in mobile payments, and discusses major players and trends in the market. These include the rise of technology enablers, disruptive players like Ant Financial, and traditional players expanding into FinTech. The document also notes Finland's growing FinTech sector and initiatives, and identifies leveraging existing strengths and collaborating globally and with China as keys to further developing Finland's role in FinTech.
The document provides an overview of the state of blockchain in Q1 2016. Some key points:
- Total VC investment in bitcoin and blockchain startups rebounded in Q1 after declining in Q4 2015, though investment remains below previous highs. The average deal size and largest deals also increased.
- More VC funding is going to blockchain rather than bitcoin startups, as companies pivot away from currency applications. Over 40% of all funding now goes to blockchain and hybrid startups.
- The number of blockchain companies has grown significantly from 14 in Q1 2015 to 59 in Q1 2016. Investment is concentrating in the US, UK, Israel, Argentina, Sweden and Germany.
- Metrics like
MindWorks Ventures presents 'Blockchain Report 2017' which includes an introduction to blockchain, industry trends, relevant blockchain startups, and potential risks and regulations.
Open Banking and Payment Service DirectiveLac Vuong
This is a summary of a wonderful EU directive that will extensively yield benefits to players and customers of various industries, beyond fintech, banking, payment and security. Enjoy! I hope you like it as much as I do.
This document provides an overview of blockchain trends in 2017. It discusses how blockchain is being applied in various industries such as banking, financial services, cryptocurrency, supply chain management, and IOT. It also analyzes funding and investment in blockchain startups, noting that over $2.2 billion has been invested in 923 blockchain companies to date. Potential risks and regulations related to cryptocurrencies are also examined.
This document discusses fintechs and provides definitions and examples. It begins by defining fintech as the use of technology to make financial systems more efficient. It then discusses what fintechs do, including providing services like lending, payments and money transfers in a more convenient way than traditional banks. The document provides examples of fintech applications and companies. It also discusses topics like open banking, APIs, fintech adoption rates in different parts of the world, and the fintech ecosystem in Turkey.
Talal Tabbaa - Smart Regulations and Crypto-systemic riskTimetogrowup
The document discusses systemic risk in cryptocurrencies and decentralized systems. It notes that over 60% of mining power is concentrated in the top 5 pools, and cryptocurrencies serve multiple interconnected roles as stores of value, means of exchange, and speculative investments. This level of concentration and interconnectivity could lead to the risk of financial contagion if one of the major players fails, similar to what occurred during financial crises like the Asian banking crisis and global financial crisis. The document proposes some remedies like stronger governance, oversight, and separating cryptocurrencies by function in order to reduce systemic risk in the crypto economy.
Digital payments and SupTech were the two main topics that emerged at the recent meeting in Basel of the Global Financial Standard Setting Bodies (SSBs) on new developments in FinTech.
The presentation slides were prepared and delivered by Better Than Cash Alliance member, Bangko Sentral ng Pilipinas.
Magister Advisors - Blockchain & Bitcoin in 2016 - A Survey Of Global LeadersJeremy Millar
As Bitcoin and Blockchain investment fast approaches $1bn, we have spent the last three months speaking with over 30 of the leading Bitcoin and Blockchain companies globally, plus industry groups, financial institutions and investors, to gain detailed insight and understanding of the development of the market and the direction these fascinating technologies will take in 2016.
We are pleased to share our work and findings with you and the broader community.
You can read our report ‘Bitcoin and Blockhain in 2016: A Global Survey’ here.
If you are interested in a personal briefing or a briefing for your firm, please feel free to contact us (jmillar@magisteradvisors.com).
This presentation was shared by Cab Morris of the Illinois Department of Financial & Professional Regulation on the June 5th at the Banking Digital Currencies seminar.
This document summarizes a research paper about blockchain technology from a sustainability perspective. It discusses how blockchain could help achieve the 17 sustainable development goals set by the UN, such as increasing transparency, reducing fraud and corruption, and enabling new funding opportunities. However, it also notes blockchain has sustainability drawbacks. The energy intensive "proof of work" algorithm used by Bitcoin requires massive electricity consumption from fossil fuel power sources, undermining climate goals. While blockchain aims to increase accessibility, its current infrastructure poses environmental risks that could threaten sustainability if left unaddressed.
The document discusses how blockchain technology could reshape the financial services industry by improving efficiency in areas like payments, lending, and insurance claims processing. It analyzes nine specific use cases and identifies six core ways blockchain could drive efficiency, such as through operational simplification and reduced counterparty risk. However, it notes there are also hurdles to widespread adoption like uncertain regulations and lack of standards. The document argues collaboration will be needed to both realize blockchain's potential and ensure appropriate governance as financial infrastructure evolves.
MUNA is a blockchain-based lending company that aims to increase access to lending and investment opportunities through lower-cost technologies. By building a lending platform on blockchain, MUNA hopes to offer more flexible investment tools to both lenders and borrowers with reduced fees. The company aims to validate this model by targeting the growing peer-to-peer lending market and capturing a share of loans to small businesses in the US. MUNA plans to generate revenue through origination and transaction fees on a variety of lending products offered through the platform.
apidays London 2022 - The State of Banking APIs 2022, Mark Boyd, Platformableapidays
This document discusses trends in open banking, embedded finance, and digital financial services. Some key points include:
1. Regulations are driving the global move towards open banking and embedded finance infrastructure, with over 75 countries having regulations in place or under discussion. However, regulators are not consistently measuring metrics to determine if regulations are achieving their goals.
2. There remains a huge amount of untapped opportunity (over 1 trillion pounds worth globally) in open banking and embedded finance that has yet to be leveraged by fintechs and other industries.
3. User experience (UX) and design (DX) are underutilized strengths that could enable greater fintech success, but many startups focus more on "b
HCL Notes und Domino Lizenzkostenreduzierung in der Welt von DLAUpanagenda
Webinar Recording: https://www.panagenda.com/webinars/hcl-notes-und-domino-lizenzkostenreduzierung-in-der-welt-von-dlau/
DLAU und die Lizenzen nach dem CCB- und CCX-Modell sind für viele in der HCL-Community seit letztem Jahr ein heißes Thema. Als Notes- oder Domino-Kunde haben Sie vielleicht mit unerwartet hohen Benutzerzahlen und Lizenzgebühren zu kämpfen. Sie fragen sich vielleicht, wie diese neue Art der Lizenzierung funktioniert und welchen Nutzen sie Ihnen bringt. Vor allem wollen Sie sicherlich Ihr Budget einhalten und Kosten sparen, wo immer möglich. Das verstehen wir und wir möchten Ihnen dabei helfen!
Wir erklären Ihnen, wie Sie häufige Konfigurationsprobleme lösen können, die dazu führen können, dass mehr Benutzer gezählt werden als nötig, und wie Sie überflüssige oder ungenutzte Konten identifizieren und entfernen können, um Geld zu sparen. Es gibt auch einige Ansätze, die zu unnötigen Ausgaben führen können, z. B. wenn ein Personendokument anstelle eines Mail-Ins für geteilte Mailboxen verwendet wird. Wir zeigen Ihnen solche Fälle und deren Lösungen. Und natürlich erklären wir Ihnen das neue Lizenzmodell.
Nehmen Sie an diesem Webinar teil, bei dem HCL-Ambassador Marc Thomas und Gastredner Franz Walder Ihnen diese neue Welt näherbringen. Es vermittelt Ihnen die Tools und das Know-how, um den Überblick zu bewahren. Sie werden in der Lage sein, Ihre Kosten durch eine optimierte Domino-Konfiguration zu reduzieren und auch in Zukunft gering zu halten.
Diese Themen werden behandelt
- Reduzierung der Lizenzkosten durch Auffinden und Beheben von Fehlkonfigurationen und überflüssigen Konten
- Wie funktionieren CCB- und CCX-Lizenzen wirklich?
- Verstehen des DLAU-Tools und wie man es am besten nutzt
- Tipps für häufige Problembereiche, wie z. B. Team-Postfächer, Funktions-/Testbenutzer usw.
- Praxisbeispiele und Best Practices zum sofortigen Umsetzen
Have you ever been confused by the myriad of choices offered by AWS for hosting a website or an API?
Lambda, Elastic Beanstalk, Lightsail, Amplify, S3 (and more!) can each host websites + APIs. But which one should we choose?
Which one is cheapest? Which one is fastest? Which one will scale to meet our needs?
Join me in this session as we dive into each AWS hosting service to determine which one is best for your scenario and explain why!
5th LF Energy Power Grid Model Meet-up SlidesDanBrown980551
5th Power Grid Model Meet-up
It is with great pleasure that we extend to you an invitation to the 5th Power Grid Model Meet-up, scheduled for 6th June 2024. This event will adopt a hybrid format, allowing participants to join us either through an online Mircosoft Teams session or in person at TU/e located at Den Dolech 2, Eindhoven, Netherlands. The meet-up will be hosted by Eindhoven University of Technology (TU/e), a research university specializing in engineering science & technology.
Power Grid Model
The global energy transition is placing new and unprecedented demands on Distribution System Operators (DSOs). Alongside upgrades to grid capacity, processes such as digitization, capacity optimization, and congestion management are becoming vital for delivering reliable services.
Power Grid Model is an open source project from Linux Foundation Energy and provides a calculation engine that is increasingly essential for DSOs. It offers a standards-based foundation enabling real-time power systems analysis, simulations of electrical power grids, and sophisticated what-if analysis. In addition, it enables in-depth studies and analysis of the electrical power grid’s behavior and performance. This comprehensive model incorporates essential factors such as power generation capacity, electrical losses, voltage levels, power flows, and system stability.
Power Grid Model is currently being applied in a wide variety of use cases, including grid planning, expansion, reliability, and congestion studies. It can also help in analyzing the impact of renewable energy integration, assessing the effects of disturbances or faults, and developing strategies for grid control and optimization.
What to expect
For the upcoming meetup we are organizing, we have an exciting lineup of activities planned:
-Insightful presentations covering two practical applications of the Power Grid Model.
-An update on the latest advancements in Power Grid -Model technology during the first and second quarters of 2024.
-An interactive brainstorming session to discuss and propose new feature requests.
-An opportunity to connect with fellow Power Grid Model enthusiasts and users.
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We believe integration and automation are essential to user experience and the promise of efficient work through technology. Automation is the critical ingredient to realizing that full vision. We develop integration products and services for Bonterra Case Management software to support the deployment of automations for a variety of use cases.
This video focuses on automated letter generation for Bonterra Impact Management using Google Workspace or Microsoft 365.
Interested in deploying letter generation automations for Bonterra Impact Management? Contact us at sales@sidekicksolutionsllc.com to discuss next steps.
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Read Taking AI to the Next Level in Manufacturing to gain insights on AI adoption in the manufacturing industry, such as:
1. How quickly AI is being implemented in manufacturing.
2. Which barriers stand in the way of AI adoption.
3. How data quality and governance form the backbone of AI.
4. Organizational processes and structures that may inhibit effective AI adoption.
6. Ideas and approaches to help build your organization's AI strategy.
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Ocean Lotus cyber threat actors represent a sophisticated, persistent, and politically motivated group that poses a significant risk to organizations and individuals in the Southeast Asian region. Their continuous evolution and adaptability underscore the need for robust cybersecurity measures and international cooperation to identify and mitigate the threats posed by such advanced persistent threat groups.
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Predictive maintenance is a proactive approach that anticipates equipment failures before they happen. At the forefront of this innovative strategy is Artificial Intelligence (AI), which brings unprecedented precision and efficiency. AI in predictive maintenance is transforming industries by reducing downtime, minimizing costs, and enhancing productivity.
In the rapidly evolving landscape of technologies, XML continues to play a vital role in structuring, storing, and transporting data across diverse systems. The recent advancements in artificial intelligence (AI) present new methodologies for enhancing XML development workflows, introducing efficiency, automation, and intelligent capabilities. This presentation will outline the scope and perspective of utilizing AI in XML development. The potential benefits and the possible pitfalls will be highlighted, providing a balanced view of the subject.
We will explore the capabilities of AI in understanding XML markup languages and autonomously creating structured XML content. Additionally, we will examine the capacity of AI to enrich plain text with appropriate XML markup. Practical examples and methodological guidelines will be provided to elucidate how AI can be effectively prompted to interpret and generate accurate XML markup.
Further emphasis will be placed on the role of AI in developing XSLT, or schemas such as XSD and Schematron. We will address the techniques and strategies adopted to create prompts for generating code, explaining code, or refactoring the code, and the results achieved.
The discussion will extend to how AI can be used to transform XML content. In particular, the focus will be on the use of AI XPath extension functions in XSLT, Schematron, Schematron Quick Fixes, or for XML content refactoring.
The presentation aims to deliver a comprehensive overview of AI usage in XML development, providing attendees with the necessary knowledge to make informed decisions. Whether you’re at the early stages of adopting AI or considering integrating it in advanced XML development, this presentation will cover all levels of expertise.
By highlighting the potential advantages and challenges of integrating AI with XML development tools and languages, the presentation seeks to inspire thoughtful conversation around the future of XML development. We’ll not only delve into the technical aspects of AI-powered XML development but also discuss practical implications and possible future directions.
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We believe integration and automation are essential to user experience and the promise of efficient work through technology. Automation is the critical ingredient to realizing that full vision. We develop integration products and services for Bonterra Case Management software to support the deployment of automations for a variety of use cases.
This video focuses on integration of Salesforce with Bonterra Impact Management.
Interested in deploying an integration with Salesforce for Bonterra Impact Management? Contact us at sales@sidekicksolutionsllc.com to discuss next steps.
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The original Czech 🇨🇿 version of the presentation can be found here: https://www.slideshare.net/slideshow/hlavni-novinky-souvisejici-s-ccs-tsi-2023-2023-1695/269688092 .
The videorecording (in Czech) from the presentation is available here: https://youtu.be/WzjJWm4IyPk?si=SImb06tuXGb30BEH .
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Blockchain for India
1.
2. 1. What is blockchain?
2. Database, Private blockchain, Public Blockchain
3. R3 Case Study
4. Uses of Private and Public Blockchains
Part 1
3. 1.NYSE On VCs - Short Video
3.Challenges of Virtual Currencies
4.Summary of Research Papers by Banks and Governments on VCs
5.Global regulation
6.Future Use Cases of Public Blockchains
7.Valuation of VC Companies
8.Taxation
Annexures
9.Bitcoin Price - Case Study
Conclusion
10.Potential For India
Challenges
Opportunities
Part 2
8. Database Private Blockchain Public Blockchain
Centralized Permissioned Nodes Decentralized
Trusted Third Party (TTP) No Trust Among Nodes No Trust (P2P)
KYC Consensus Consensus
Trust via Access Control Trust via Membership
Trust via Economic Penalties - Proof of
Work
Analogies
LAN WAN Internet
Windows Android Linux
Microsoft Expedia Wikipedia
Paypal SWIFT, NPCI Bitcoin blockchain
Amazon Web Services Hyperledger, Ethereum Enterprise Alliance Ethereum blockchain
9. Database Private Blockchain Public Blockchain
Scaling Easy Easy Difficult
Variable cost per
transaction
Low Low High
Overhead cost High High Low
Upgrades
Core - Fast, End Points -
Slow
Core - Fast, End Points -
Slow
Core - Slow, End Points - Fast
Immutable No No Yes
Hackable Core network Core network User accounts
Innovation Limited Limited Exponential
Access Controlled Controlled Open
Availability Downtime Downtime Congestion
16. Database Private Blockchain Public Blockchain
Remove trust between
institutions
P2P networks
Time Stamping and Verification
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
31.
32.
33.
34.
35.
36.
37.
38.
39.
40.
41.
42.
43.
44.
45.
46.
47. “Policy makers and regulators should not ignore
VCs, nor should they attempt to ban them. Both
extreme approaches are incorrect. VCs should be
treated by regulators as any other financial
instrument, proportionally to their market
importance, complexity, and associated risks.”
http://www.europarl.europa.eu/cmsdata/149900/CASE_FINAL%20publication.pdf
48. Issued by Issue Period Positive/ Negative/ Neutral
Department of Finance, Ireland March 2018 Positive
LSE Institute of Global affairs February 2018 Positive
Department of Treasury, USA 2017 Positive
Financial Services Regulatory Authority, Abu Dhabi October 2017 Positive
IMF Staff Discussion Notes January 2016 Neutral
Reserve Bank, New Zealand - Analytical notes November 2017 Neutral
United Nations Economic and Social Commission for
Asia and the Pacific
Not available Neutral
United Nations Economic Commission for Latin
America and Caribbean
January 2016 Positive
Bank of Korea April 2017 Positive
Bank of Canada November 2017 Positive
Journal of Information Systems & Operations
Management
Not available Positive
66. ◦ Global Asset Class
◦ Micro Remittances
◦ Banking the Unbanked
◦ Fintech Hub
67. ◦ Avoid success / fail prediction of
technology
◦ Address only concerns - illicit use,
money laundering, user protection
◦ Chasing bad actors has lower
economic costs than banning
network technologies, example,
Internet.