This document shows the projected returns over 20 years of a life insurance investment plan with annual deposits of between KES 20,000 to KES 1,000,000 and an annual interest rate of 14%. The minimum investment term is 5 years. The life cover amount is 15 times the initial deposit up to KES 500,000 and premiums are charged at 4-6% of the cover amount depending on the age. Policyholders can top up contributions or withdraw funds after 5 years while receiving tax-free proceeds.