This presentation introduces the ALO product, which provides loans between 30,000-200,000 Taka to rural and off-grid individuals for electricity needs. Key features of ALO loans include interest rates of 9.5%, tenors from 12-60 months, a 1% processing fee, and requirements like national ID copies, trade licenses, bank statements, and a guarantor. The presentation is prepared for Professor Shibli Rubayat Ul Islam of the University of Dhaka's Department of Banking and Insurance by Nazmus Sakib.