Bob Dylan compôs a canção "Blowin' in the Wind" em 1962 quando tinha 21 anos. A letra levanta questões filosóficas sobre paz, guerra, compaixão e liberdade de uma forma esperançosa, mantendo sua relevância por mais de 40 anos. A música foi um hino da luta contra a Guerra do Vietnã e a favor dos direitos civis nos Estados Unidos.
Este documento ofrece información sobre el Programa de Navegadoras del Parentesco de California, el cual provee referencias, recursos y apoyo personal a aquellos que están criando a los hijos de sus parientes. El programa ayuda a obtener información sobre cuidado de niños, vivienda, servicios legales u otros servicios necesarios para crear un hogar saludable y feliz. Las personas pueden llamar al 800-546-0047 para recibir ayuda del programa.
La clase votó para llamarse "la clase de las hormigas" este año. Los estudiantes recolectaron hormigas en el patio de la escuela para estudiarlas de cerca con lupas y representar lo que aprendieron sobre las hormigas de diferentes maneras, como un mural y cuentos.
Anness publishing interview questions and answersjakebrown118
This document provides tips, questions, and answers for job interviews at Anness Publishing. It includes common interview questions, how to answer them, how to research the company, what makes a strong candidate, and materials to review for the interview. Sample questions covered include greatest weakness, knowledge of the company, reasons for interest in the role and company, what value you can provide, salary expectations, and questions to ask the interviewer. The document emphasizes preparation, honesty, relating skills to the role, and portraying enthusiasm and fit with company culture.
Bob Dylan compôs a canção "Blowin' in the Wind" em 1962 quando tinha 21 anos. A letra levanta questões filosóficas sobre paz, guerra, compaixão e liberdade de uma forma esperançosa, mantendo sua relevância por mais de 40 anos. A música foi um hino da luta contra a Guerra do Vietnã e a favor dos direitos civis nos Estados Unidos.
Este documento ofrece información sobre el Programa de Navegadoras del Parentesco de California, el cual provee referencias, recursos y apoyo personal a aquellos que están criando a los hijos de sus parientes. El programa ayuda a obtener información sobre cuidado de niños, vivienda, servicios legales u otros servicios necesarios para crear un hogar saludable y feliz. Las personas pueden llamar al 800-546-0047 para recibir ayuda del programa.
La clase votó para llamarse "la clase de las hormigas" este año. Los estudiantes recolectaron hormigas en el patio de la escuela para estudiarlas de cerca con lupas y representar lo que aprendieron sobre las hormigas de diferentes maneras, como un mural y cuentos.
Anness publishing interview questions and answersjakebrown118
This document provides tips, questions, and answers for job interviews at Anness Publishing. It includes common interview questions, how to answer them, how to research the company, what makes a strong candidate, and materials to review for the interview. Sample questions covered include greatest weakness, knowledge of the company, reasons for interest in the role and company, what value you can provide, salary expectations, and questions to ask the interviewer. The document emphasizes preparation, honesty, relating skills to the role, and portraying enthusiasm and fit with company culture.
El documento habla sobre la importancia de hacer tiempo para Dios en la vida cotidiana. Argumenta que a menudo reservamos tiempo para Dios solo los domingos o en momentos de enfermedad o muerte, pero no en el trabajo o tiempo libre cuando pensamos que podemos manejar las cosas solos. Insta al lector a no avergonzarse de amar a Dios y a compartir este mensaje con otros para demostrar su amor por Él.
Metal, pharma, telecom and banking sector stocks and index heavyweights Reliance Industries (RIL), Infosys and HDFC led losses for key benchmark indices, with the 50-unit CNX Nifty falling below the psychological 8,000 mark. The barometer index, the S&P BSE Sensex, lost 248.72 points or 0.94% to settle at 26,304.20. The losses for the Nifty were higher in percentage terms than those for the Sensex. The Nifty fell 84.75 points or 1.05% to settle at 7,955.45. The Sensex and the Nifty, both, hit five-week closing low. Increased possibility of an interest-rate hike from the US Federal Reserve at its next policy meeting in December 2015. All the twelve sectoral indices on BSE edged lower.
I hate to be the bearer of bad news, but people judge you in light of the garments you wear. I couldn’t care less in case you’re strolling down the road or sitting in a conference; people are constantly taking a gander at what you’re wearing.
In the course of recent years, I’ve dressed like a bum, worn nice garments, and dressed like a supervisor. I must concede there is a colossal ROI in wearing decent garments, particularly in the business world.
When I first started out, I didn’t have much cash. Whenever I went to networking events, I either wore loose pants that appeared as though I had crap in my jeans or slacks and a shirt that normally didn’t coordinate.
Whenever I went to meetings or gatherings, individuals wouldn’t generally give me time until they became acquainted with me. When they got to know I was somewhat smart, they were willing to hear me out and conceivably work with me. The issue was it took individuals a while to warm up to me on the grounds that nobody needed to waste his or her time conversing with somebody who looked like a chump.
Participatory Notes commonly known as P-Notes are instruments issued by registered foreign institutional investors (FII) to overseas investors, who wish to invest in the Indian stock markets without registering themselves with the market regulator, the Securities and Exchange Board of India – SEBI. SEBI has permitted foreign institutional investors to register and participate in the Indian stock market in 1992.
Investing through P-Notes is very simple and hence very popular amongst foreign institutional investors because Participatory notes are instruments used for making investments in the stock markets. However, they are not used within the country. They are used outside India for making investments in shares listed in the Indian stock market. That is why they are also called offshore derivative instruments.
In the Indian context, foreign institutional investors (FIIs) and their sub-accounts mostly use these instruments for facilitating the participation of their overseas clients, who are not interested in participating directly in the Indian stock market.
How do Participatory Notes work?
India based brokerage houses buy Indian securities on behalf of foreign investors such as Hedge Funds and issue PNs to them. This PN is basically a contract between the foreign investor and the broking entity which assumes the responsibility of trading on behalf of the foreign investor. Any dividends or capital gains collected from the underlying securities go back to the investors.30% FII money in stocks through P-Notes
According to estimates, more than 30 per cent of foreign institutional money coming into India is from hedge funds or other international funds. This has led Sebi to keep a close watch on FII transactions, and especially hedge funds. Hedge funds, which thrive on arbitrage opportunities, rarely hold a stock for a long time. With a view to monitoring investments through participatory notes, Sebi had decided that FIIs must report details of these instruments along with the names of their holders.
Tax Saving
Some of the entities route the investment through participatory notes can take advantage of the tax laws of certain preferred countries, who have Double Tax Avoidance Treaty with India. For examble : A large number of FIIs who trade on the Indian stock markets through the Participatory Notes route operate from Luxemberg. According to Double Taxation Avoidance Act between India and Luxemberg, capital gains arising from sale of shares are taxable in the country of residence of the shareholder and not in the country of residence of the company whose shares have been sold. Therefore, a company based in Laxemberg selling shares of an Indian company will not pay tax in India. Since there is no capital gains tax in Mauritius, the gain will escape tax altogether. And FII’s investing in P-Notes from a country with no tax treaty with India are obliged to pay tax in India as per Income Tax Act.
Minimum Alternative Tax (MAT) is a tax imposed in addition to income tax to prevent companies from avoiding tax payments by using exemptions and loopholes. MAT sets an 18% tax rate as a minimum that companies must pay even if their effective tax rate is lower. While foreign investors in Indian markets were confused if MAT applies to capital gains, the document clarifies that Foreign Institutional Investors from countries that have Double Taxation Avoidance Agreements with India exempting capital gains may not face MAT demands if they claim treaty benefits. India has such agreements with 85 countries, exempting funds registered in places like Mauritius, Singapore, and Cyprus from capital gains tax. However, FIIs from some countries without a tax treaty may still
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against developing mental illness and improve symptoms for those who already suffer from conditions like anxiety and depression.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help boost feelings of calmness and well-being.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Ats franchise opportunity in Visakhapatnamatsstockbroker
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against developing mental illness and improve symptoms for those who already suffer from conditions like anxiety and depression.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
El documento habla sobre la importancia de hacer tiempo para Dios en la vida cotidiana. Argumenta que a menudo reservamos tiempo para Dios solo los domingos o en momentos de enfermedad o muerte, pero no en el trabajo o tiempo libre cuando pensamos que podemos manejar las cosas solos. Insta al lector a no avergonzarse de amar a Dios y a compartir este mensaje con otros para demostrar su amor por Él.
Metal, pharma, telecom and banking sector stocks and index heavyweights Reliance Industries (RIL), Infosys and HDFC led losses for key benchmark indices, with the 50-unit CNX Nifty falling below the psychological 8,000 mark. The barometer index, the S&P BSE Sensex, lost 248.72 points or 0.94% to settle at 26,304.20. The losses for the Nifty were higher in percentage terms than those for the Sensex. The Nifty fell 84.75 points or 1.05% to settle at 7,955.45. The Sensex and the Nifty, both, hit five-week closing low. Increased possibility of an interest-rate hike from the US Federal Reserve at its next policy meeting in December 2015. All the twelve sectoral indices on BSE edged lower.
I hate to be the bearer of bad news, but people judge you in light of the garments you wear. I couldn’t care less in case you’re strolling down the road or sitting in a conference; people are constantly taking a gander at what you’re wearing.
In the course of recent years, I’ve dressed like a bum, worn nice garments, and dressed like a supervisor. I must concede there is a colossal ROI in wearing decent garments, particularly in the business world.
When I first started out, I didn’t have much cash. Whenever I went to networking events, I either wore loose pants that appeared as though I had crap in my jeans or slacks and a shirt that normally didn’t coordinate.
Whenever I went to meetings or gatherings, individuals wouldn’t generally give me time until they became acquainted with me. When they got to know I was somewhat smart, they were willing to hear me out and conceivably work with me. The issue was it took individuals a while to warm up to me on the grounds that nobody needed to waste his or her time conversing with somebody who looked like a chump.
Participatory Notes commonly known as P-Notes are instruments issued by registered foreign institutional investors (FII) to overseas investors, who wish to invest in the Indian stock markets without registering themselves with the market regulator, the Securities and Exchange Board of India – SEBI. SEBI has permitted foreign institutional investors to register and participate in the Indian stock market in 1992.
Investing through P-Notes is very simple and hence very popular amongst foreign institutional investors because Participatory notes are instruments used for making investments in the stock markets. However, they are not used within the country. They are used outside India for making investments in shares listed in the Indian stock market. That is why they are also called offshore derivative instruments.
In the Indian context, foreign institutional investors (FIIs) and their sub-accounts mostly use these instruments for facilitating the participation of their overseas clients, who are not interested in participating directly in the Indian stock market.
How do Participatory Notes work?
India based brokerage houses buy Indian securities on behalf of foreign investors such as Hedge Funds and issue PNs to them. This PN is basically a contract between the foreign investor and the broking entity which assumes the responsibility of trading on behalf of the foreign investor. Any dividends or capital gains collected from the underlying securities go back to the investors.30% FII money in stocks through P-Notes
According to estimates, more than 30 per cent of foreign institutional money coming into India is from hedge funds or other international funds. This has led Sebi to keep a close watch on FII transactions, and especially hedge funds. Hedge funds, which thrive on arbitrage opportunities, rarely hold a stock for a long time. With a view to monitoring investments through participatory notes, Sebi had decided that FIIs must report details of these instruments along with the names of their holders.
Tax Saving
Some of the entities route the investment through participatory notes can take advantage of the tax laws of certain preferred countries, who have Double Tax Avoidance Treaty with India. For examble : A large number of FIIs who trade on the Indian stock markets through the Participatory Notes route operate from Luxemberg. According to Double Taxation Avoidance Act between India and Luxemberg, capital gains arising from sale of shares are taxable in the country of residence of the shareholder and not in the country of residence of the company whose shares have been sold. Therefore, a company based in Laxemberg selling shares of an Indian company will not pay tax in India. Since there is no capital gains tax in Mauritius, the gain will escape tax altogether. And FII’s investing in P-Notes from a country with no tax treaty with India are obliged to pay tax in India as per Income Tax Act.
Minimum Alternative Tax (MAT) is a tax imposed in addition to income tax to prevent companies from avoiding tax payments by using exemptions and loopholes. MAT sets an 18% tax rate as a minimum that companies must pay even if their effective tax rate is lower. While foreign investors in Indian markets were confused if MAT applies to capital gains, the document clarifies that Foreign Institutional Investors from countries that have Double Taxation Avoidance Agreements with India exempting capital gains may not face MAT demands if they claim treaty benefits. India has such agreements with 85 countries, exempting funds registered in places like Mauritius, Singapore, and Cyprus from capital gains tax. However, FIIs from some countries without a tax treaty may still
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against developing mental illness and improve symptoms for those who already suffer from conditions like anxiety and depression.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help boost feelings of calmness and well-being.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Ats franchise opportunity in Visakhapatnamatsstockbroker
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against developing mental illness and improve symptoms for those who already suffer from conditions like anxiety and depression.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against developing mental illness and improve symptoms for those who already suffer from conditions like anxiety and depression.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Confirmation of Payee (CoP) is a vital security measure adopted by financial institutions and payment service providers. Its core purpose is to confirm that the recipient’s name matches the information provided by the sender during a banking transaction, ensuring that funds are transferred to the correct payment account.
Confirmation of Payee was built to tackle the increasing numbers of APP Fraud and in the landscape of UK banking, the spectre of APP fraud looms large. In 2022, over £1.2 billion was stolen by fraudsters through authorised and unauthorised fraud, equivalent to more than £2,300 every minute. This statistic emphasises the urgent need for robust security measures like CoP. While over £1.2 billion was stolen through fraud in 2022, there was an eight per cent reduction compared to 2021 which highlights the positive outcomes obtained from the implementation of Confirmation of Payee. The number of fraud cases across the UK also decreased by four per cent to nearly three million cases during the same period; latest statistics from UK Finance.
In essence, Confirmation of Payee plays a pivotal role in digital banking, guaranteeing the flawless execution of banking transactions. It stands as a guardian against fraud and misallocation, demonstrating the commitment of financial institutions to safeguard their clients’ assets. The next time you engage in a banking transaction, remember the invaluable role of CoP in ensuring the security of your financial interests.
For more details, you can visit https://technoxander.com.
The Rise and Fall of Ponzi Schemes in America.pptxDiana Rose
Ponzi schemes, a notorious form of financial fraud, have plagued America’s investment landscape for decades. Named after Charles Ponzi, who orchestrated one of the most infamous schemes in the early 20th century, these fraudulent operations promise high returns with little or no risk, only to collapse and leave investors with significant losses. This article explores the nature of Ponzi schemes, notable cases in American history, their impact on victims, and measures to prevent falling prey to such scams.
Understanding Ponzi Schemes
A Ponzi scheme is an investment scam where returns are paid to earlier investors using the capital from newer investors, rather than from legitimate profit earned. The scheme relies on a constant influx of new investments to continue paying the promised returns. Eventually, when the flow of new money slows down or stops, the scheme collapses, leaving the majority of investors with substantial financial losses.
Historical Context: Charles Ponzi and His Legacy
Charles Ponzi is the namesake of this deceptive practice. In the 1920s, Ponzi promised investors in Boston a 50% return within 45 days or 100% return in 90 days through arbitrage of international reply coupons. Initially, he paid returns as promised, not from profits, but from the investments of new participants. When his scheme unraveled, it resulted in losses exceeding $20 million (equivalent to about $270 million today).
Notable American Ponzi Schemes
1. Bernie Madoff: Perhaps the most notorious Ponzi scheme in recent history, Bernie Madoff’s fraud involved $65 billion. Madoff, a well-respected figure in the financial industry, promised steady, high returns through a secretive investment strategy. His scheme lasted for decades before collapsing in 2008, devastating thousands of investors, including individuals, charities, and institutional clients.
2. Allen Stanford: Through his company, Stanford Financial Group, Allen Stanford orchestrated a $7 billion Ponzi scheme, luring investors with fraudulent certificates of deposit issued by his offshore bank. Stanford promised high returns and lavish lifestyle benefits to his investors, which ultimately led to a 110-year prison sentence for the financier in 2012.
3. Tom Petters: In a scheme that lasted more than a decade, Tom Petters ran a $3.65 billion Ponzi scheme, using his company, Petters Group Worldwide. He claimed to buy and sell consumer electronics, but in reality, he used new investments to pay off old debts and fund his extravagant lifestyle. Petters was convicted in 2009 and sentenced to 50 years in prison.
4. Eric Dalius and Saivian: Eric Dalius, a prominent figure behind Saivian, a cashback program promising high returns, is under scrutiny for allegedly orchestrating a Ponzi scheme. Saivian enticed investors with promises of up to 20% cash back on everyday purchases. However, investigations suggest that the returns were paid using new investments rather than legitimate profits. The collapse of Saivian l
Dr. Alyce Su Cover Story - China's Investment Leadermsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
KYC Compliance: A Cornerstone of Global Crypto Regulatory FrameworksAny kyc Account
This presentation explores the pivotal role of KYC compliance in shaping and enforcing global regulations within the dynamic landscape of cryptocurrencies. Dive into the intricate connection between KYC practices and the evolving legal frameworks governing the crypto industry.
Calculation of compliance cost: Veterinary and sanitary control of aquatic bi...Alexander Belyaev
Calculation of compliance cost in the fishing industry of Russia after extended SCM model (Veterinary and sanitary control of aquatic biological resources (ABR) - Preparation of documents, passing expertise)
Monthly Market Risk Update: June 2024 [SlideShare]Commonwealth
Markets rallied in May, with all three major U.S. equity indices up for the month, said Sam Millette, director of fixed income, in his latest Market Risk Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
Explore the world of investments with an in-depth comparison of the stock market and real estate. Understand their fundamentals, risks, returns, and diversification strategies to make informed financial decisions that align with your goals.
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.