ARM is a finance company that provides agricultural loans and crop insurance to help producers. They offer various loan products to fund crop inputs in both fall and spring, including secured lines of credit, as well as loans for grain storage. Their mission is to deliver value through financial solutions for agriculture with partnering, integrity, and creativity. They seek to help producers through creative solutions, rapid turnaround on decisions and funding, and risk management support through expertise in crop insurance and optimization of crop mixes.

1. CROP LOANS AND CROP INSURANCE

2. Table of Contents
• Who are we?
• What do we do?
• How can we help producers?
• What is our mission?
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Pages 4-5
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3. Who we are
ARM is a specialty finance company focused on bringing financial and
risk management solutions to agribusiness.
Our Vision: To offer value driven financial products, services, and sales
solutions to the US farmgate
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Agricultural Loans Crop Insurance
Agrifund

4. What we do
Capital Bridge provides pre-season financing of crop inputs allowing producers to take
advantage of early season discounts offered in the fall
Ag-Vest arranged in partnership with distributors, who market the program to
generate sales of seed inputs by providing a limited guarantee of the loan
Grain Storage offered to producers on contracted value of stored grain as an alternative to
placing stored crop in the government commodity loan program.
Fall Ag-Input secured lines of credit to finance the growth of winter wheat. Offered in
conjunction with distributors who provide inputs to the farmer on terms.
Ag-Input structured as secured lines of credit for the purpose of financing the growing
of crops. Offered in conjunction with distributors who provide inputs to the
farmer on terms.
All-In like the Ag-Input loan except no participation by the distributor, leaving the
farmer the flexibility to purchase inputs from any distributor.
Ag-Pro provides credit for financing of growing crops by funding inputs for the coming
year. Specifically designed for more mature and stable operations.
Fall Loans
Spring Loans
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5. How we can help producers
1. Creative Solutions
a) Modeling of Cash Flow and Risk Exposure
b) Integration with Budgeting, Crop Insurance, Marketing, and 3rd Party Credit
c) Loan structuring focused on the crop itself
d) Concise reporting and documentation
2. Rapid Turnaround
a) 1-3 day target decisions
b) Expertise in crop insurance and crop input lending
c) Immediate funding upon approval
3. Risk Management
a) Focused and accountable employee resources that work for you
b) Optimization of crop mix and crop insurance alternatives
c) Technology and process-based to support scale
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6. Our mission is
ARM Locations
ARM’s Mission:
To deliver
shareholder,
customer, and
employee value by
bringing financial
solutions to
agriculture in a way
that embodies
partnering,
integrity, and
creativity.
ARM Agency Acquisitions
ARM Partnerships
ARM Products
ARM 2.0
Enhance Current Markets
Continue Geographic Expansion
Build National brand – “connect the dots”
Compelling Value Proposition
Significant Acquisition Pipeline
Drive Cross-Sale of Loan Products
Drive value to partners through serving customers
Solidify relationships with key referral sources
Create opportunity where none exists
Use innovation to create opportunity
Gain customer wallet-share by solving problems
Hedging, Private Insurance Products, etc.
Access to growth capital
Ongoing investment in systems
Enhance Senior Leadership Team
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7. Location Growth Map
Location Growth Map

8. FARMER FRIENDLY SALES SOLUTIONS
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