Try this site where you can compare quotes from different companies: WWW.ANNUITY-HELP.US Help with complex annuities? if $650 is deposited at the beginning of each quarter for 10 years in an account earning 3% compounded monthly, how much money will accumulate? I searched the book for some help but it has nothing about complex annuities, I would ask the teacher but I have a test tomorrow on this stuff and I can't figure out complex annuities. thank you