This document introduces the founders, team members, and services of a mortgage company. It provides biographies of 24 mortgage advisors and production partners, describing their roles, locations, and motivations. The services offered include purchase, refinance, reverse, construction, and rehab mortgages. It also lists community events, marketing services, and branch locations for the company.

2. MEET OUR FOUNDERS
John F. Gillis
Mortgage Advisor
MLO #291528
Carl Kelley
Mortgage Advisor
MLO #245050
“Making that phone call to tell a
Client that their loan has funded
and they are now homeowners is
my greatest reward.”
“Our Core Values of Respect, Trust
and Integrity enable us to always
exceed your expectations.”

3. Gillis-Kelley PRODUCTION TEAM
Alyssa Davis Joe Bean Susan Kothe
Mortgage Advisor
MLO #823926
Production Partner
MLO #695532
Production Partner

4. OUR SERVICES
Purchase Refinance
Reverse Mortgage Construction and Rehab
We will arm you with a financing
strategy and a pre-approval for your
home loan making you a confident
buyer.
Allowing us to evaluate your specific
situation through a free “Mortgage
Check Up” is a great way to gain peace
of mind prior to Refinancing.
We work with families to assure that
the desires of all interested parties are
considered through the Reverse
Mortgage process.
Build a Dream Home on your own Lot
or make a Vintage Property Brand
New through an FHA Rehabilitation
Loan.

5. MEET OUR TEAM
Tony Robison
Mortgage Advisor
MLO #314566
Steve Chizmadia
Mortgage Advisor
MLO #205676
“There is nothing better than seeing
the excitement of someone buying
their first home.”
“I strive to tackle any and all issues
up-front so our clients transaction
closes on time.”

6. ASK US ABOUT
Down Payment Assistance
Programs

7. MEET OUR TEAM
Jim Auten
Mortgage Advisor
MLO #244993
Richard Stewart
Mortgage Advisor
MLO #274341
“My goal is to provide my clients
with a professional, honest and
reliable financing experience.”
“Jim is a problem solver that works
diligently from the first day he meets a
client until their loan is funded.”

8. AmCap IN THE COMMUNITY
• Del Fall Mar Home & Garden Show
• Encinitas Oktober Fest
• Oceanside Harbor Days
• Escondido Street Faire
• Carlsbad Village Street Faire
• Encinitas Fall Festival

9. MEET OUR TEAM
Angelina Ro
Mortgage Advisor
MLO #205676
Marika Iler
Mortgage Advisor
MLO #275901
“My goal is to educate clients on all
of their financing options so they
can make an informed decision.”
“I am a bilingual English and Korean
speaker that enjoys assisting my
clients to purchase a home.”

10. WE FHA LOANS

11. MEET OUR TEAM
Paul Donovan
Mortgage Advisor
MLO #361273
Ronnie Robison
Mortgage Advisor
MLO #314566
“Assisting New Home Buyers to
achieve the American Dream is
my top priority.”
“By partnering with my Father and
leveraging his 20 years in the field,
I focus on the needs of our clients.”

12. ASK US About
Our 80/10/10 Purchase
Loans

13. MEET OUR TEAM
Chris Garmon
Mortgage Advisor
MLO #1042362
Maggie Bell
Mortgage Advisor
MLO #334195
“It is my goal to educate clients
on their options and then to help
them make intelligent decisions.”
“I am committed to provide clients
with uncompromised service and
customized loan solutions.”

14. ASK US About
Reverse Mortgages
For Purchase

15. MEET OUR TEAM
Paul Riddle
Mortgage Advisor
MLO #319780
Mitch Palmer
Mortgage Advisor
MLO #300298
“I am passionate about helping
clients to achieve the dream of
homeownership.”
“My goal is to close my client’s
transaction at fair and competitive
rates and always on time!”

16. ASK US About
About Lot Purchase and
New Construction Loans

17. MEET OUR TEAM
Roger Porzak
Mortgage Advisor
MLO #189893
Keith Berman
Mortgage Advisor
MLO #329274
“Working closely with my clients and
exceeding their expectations is the
most enjoyable part of the business.”
“I educate in simple terms, while
keeping my clients informed as their
transaction all comes together.”

18. WE VA LOANS

19. MEET OUR TEAM
Krystal Kermott
Mortgage Advisor
MLO #1093002
June Ludwick
Mortgage Advisor
MLO #232983
“The most rewarding part of my job is
informing my clients that their loan
has funded!”
“My passion is helping my clients to
achieve their financial goals by
educating them on their options.”

20. ASK US ABOUT
FHA Rehab Loans
203(k)

21. MEET OUR TEAM
Diane Hemelstrand
Mortgage Advisor
MLO #254010
Steven Brown
Mortgage Advisor
MLO #1056730
“I work tirelessly for those who
entrust me with the task of finding a
mortgage to fit their personal needs.”
“Experience and personal service are
the most important factors when
considering a mortgage professional.”

22. CO-MARKETING SERVICES
• Closing Books
• Listing/Open House Flyers
• Photo-shoots
• Auto Responders for Transactional
Milestones
• Co-Branded High Value Collateral
Materials
• Co-Branded E-mail Marketing
A man that stops
Advertising to save money
is like a man that stops a
clock to save time!
Henry Ford

23. AmCap COMMUNITY EVENTS
Del Mar Fall Home and Garden Show 2014

24. BRANCH LOCATIONS
Follow Us:
Escondido Address
225 West Valley Parkway
Suite 200
Escondido, CA 92025
Phone
760.975.0255
Email Us
info@achlinc.com

25. • AmCapConnect is designed to enable the
consistent publishing of High Value Content across
the Digital Universe seamlessly.
• This proprietary, in house application allows us to
reach customers on multiple platforms (Social
Media, Blogging, Email & SMS) and offers 360⁰
Brand Monitoring & sentiment analysis.
• The Systems Powerful Analytics will tell us how
readers and followers are responding to our content
and at what time of day.
Doing business without
Advertising is like winking
at a girl in the dark. You
know what you are doing,
but nobody else does!
Steuart Henderson Britt

26. • Free Notary Services
• Free Recycling Events
• Free Black & White Copying
• Free Document Scanning Service
• Future Transaction Discounts for
Closed Referrals
Added Value For Your Referred Clients
• Free Entries in Contests and Sweepstakes
• Annual Mortgage Check-up
• Free High Value Publications
• Free Shredding Events

27. BRANCH LOCATIONS
Follow Us:
Phone
760.975.0255
Carlsbad Address
6005 Hidden Valley Road
Suite 120
Carlsbad, CA 92011
Email Us
info@achlinc.com