The document provides words of encouragement and advice on dealing with problems and challenges in life. It suggests that while problems and mistakes are inevitable and painful, they can lead to growth and success if faced constructively. It also advises focusing on self-improvement rather than complaining, and embracing challenges as opportunities to become stronger and more valuable over time through facing adversity.
Our seventh annual Parents, Kids & Money Survey revealed that parents are letting their kids, who are 8-14 years old, learn about money the hard way, but may not be having the appropriate financial conversations to help guide their decisions. Additionally, the survey found that a growing number of parents think that it is appropriate for schools to teach financial education, and 75% of parents think there should be a personal finance requirement to graduate high school.
T. Rowe Price encourages parents to invest in their kids’ future by talking to them about money matters weekly. Visit http://moneyconfidentkids.com for help.
Family Holiday Saving & Spending TrendsT. Rowe Price
Our Parents, Kids & Money Survey found most parents say that they overspend on their kids’ holiday gifts. While many parents use their current income and credit cards to cover holiday spending, a surprising percentage have also tapped into their retirement savings (7%) and their emergency fund (9%).
“Our long-term goals, such as saving for retirement and having an emergency fund, should arguably take priority over anything that is purchased during a Black Friday sale,” says Stuart Ritter, CFP®, a senior financial planner at T. Rowe Price. “Kids will always have long wish lists, and it’s good for them to know that there isn’t always enough money to cover everything. Challenging them to make trade-offs and prioritize their wants is essential to helping them develop financial capabilities.”
T. Rowe Price encourages parents to invest in their kids’ futures by talking with them about money matters weekly. To help with this goal, the firm created MoneyConfidentKids.com, which provides free online games for kids, lessons for educators, and tips for parents, focused on financial concepts such as goal setting, spending versus saving, inflation, and diversification.
The document outlines the plot of the novel, beginning with introductions of the main characters including Maximus, Commodus, Lucilla, and Proximo. It then describes Maximus as a Roman general who is betrayed after the death of Emperor Marcus Aurelius, becoming a slave. Commodus becomes the new emperor and organizes fights between Maximus and himself to eliminate his rival. In their final battle, Maximus kills Commodus, freeing Rome from his tyrannical rule.
The document provides words of encouragement and advice on dealing with problems and challenges in life. It suggests that while problems and mistakes are inevitable and painful, they can lead to growth and success if faced constructively. It also advises focusing on self-improvement rather than complaining, and embracing challenges as opportunities to become stronger and more valuable over time through facing adversity.
Our seventh annual Parents, Kids & Money Survey revealed that parents are letting their kids, who are 8-14 years old, learn about money the hard way, but may not be having the appropriate financial conversations to help guide their decisions. Additionally, the survey found that a growing number of parents think that it is appropriate for schools to teach financial education, and 75% of parents think there should be a personal finance requirement to graduate high school.
T. Rowe Price encourages parents to invest in their kids’ future by talking to them about money matters weekly. Visit http://moneyconfidentkids.com for help.
Family Holiday Saving & Spending TrendsT. Rowe Price
Our Parents, Kids & Money Survey found most parents say that they overspend on their kids’ holiday gifts. While many parents use their current income and credit cards to cover holiday spending, a surprising percentage have also tapped into their retirement savings (7%) and their emergency fund (9%).
“Our long-term goals, such as saving for retirement and having an emergency fund, should arguably take priority over anything that is purchased during a Black Friday sale,” says Stuart Ritter, CFP®, a senior financial planner at T. Rowe Price. “Kids will always have long wish lists, and it’s good for them to know that there isn’t always enough money to cover everything. Challenging them to make trade-offs and prioritize their wants is essential to helping them develop financial capabilities.”
T. Rowe Price encourages parents to invest in their kids’ futures by talking with them about money matters weekly. To help with this goal, the firm created MoneyConfidentKids.com, which provides free online games for kids, lessons for educators, and tips for parents, focused on financial concepts such as goal setting, spending versus saving, inflation, and diversification.
The document outlines the plot of the novel, beginning with introductions of the main characters including Maximus, Commodus, Lucilla, and Proximo. It then describes Maximus as a Roman general who is betrayed after the death of Emperor Marcus Aurelius, becoming a slave. Commodus becomes the new emperor and organizes fights between Maximus and himself to eliminate his rival. In their final battle, Maximus kills Commodus, freeing Rome from his tyrannical rule.
Clustering Methods and Community Detection with NetworkX. A slide deck for the NTU Complexity Science Winter School.
For the accompanying iPython Notebook, visit: http://github.com/eflegara/NetStruc
2015 Family Financial Trade-offs Survey HighlightsT. Rowe Price
The document is a survey from T. Rowe Price about family financial trade-offs between saving for retirement and saving for children's college education. Some key findings from the survey include:
- Most respondents believe it is important for their children to go to college and feel responsible for paying for it. However, they also feel pressure to save for their own retirement.
- Respondents are split between prioritizing saving for their children's college versus saving for their own retirement. Saving for college education is a higher concern.
- Common ways respondents save for college include regular savings accounts, 529 college savings plans, and 401(k) accounts. Lack of awareness of 529 plans is a primary reason for not using
This document discusses using machine learning and data analytics to model urban systems and inform urban planning. It describes two case studies: (1) using travel data and machine learning to classify commuter types, and (2) using land use, amenities, and transit data to model ridership and evaluate planning scenarios. The goal is to develop iterative modeling frameworks that integrate observations, reconstruct data, and test scenarios to help optimize urban policy and infrastructure decisions.
This document discusses big data, including definitions and examples. It notes that big data includes activity data, conversation data, photos/videos, sensor data and more. Examples of one second internet statistics are provided. The document discusses that insight is the new currency from big data. It provides examples of using data analytics for sports, elections, recommender systems, and more. The focus is on using data science to study cities, socio-technical systems, and complex networks. Case studies of transportation research and metro systems are outlined.
Ivan Aivazovsky was a Russian-Armenian painter who was born in Feodosia in 1817 and lived and worked in the same city until his death in 1900. He is renowned as one of the outstanding marine artists in the history of art and painted over 6,000 artworks, mostly depicting the sea, ocean, and ships in various weather conditions and times of day. Several monuments and statues have been erected in Ukraine, Armenia, and Russia to honor Aivazovsky and his legacy as one of the most prominent marine painters.
Clustering Methods and Community Detection with NetworkX. A slide deck for the NTU Complexity Science Winter School.
For the accompanying iPython Notebook, visit: http://github.com/eflegara/NetStruc
2015 Family Financial Trade-offs Survey HighlightsT. Rowe Price
The document is a survey from T. Rowe Price about family financial trade-offs between saving for retirement and saving for children's college education. Some key findings from the survey include:
- Most respondents believe it is important for their children to go to college and feel responsible for paying for it. However, they also feel pressure to save for their own retirement.
- Respondents are split between prioritizing saving for their children's college versus saving for their own retirement. Saving for college education is a higher concern.
- Common ways respondents save for college include regular savings accounts, 529 college savings plans, and 401(k) accounts. Lack of awareness of 529 plans is a primary reason for not using
This document discusses using machine learning and data analytics to model urban systems and inform urban planning. It describes two case studies: (1) using travel data and machine learning to classify commuter types, and (2) using land use, amenities, and transit data to model ridership and evaluate planning scenarios. The goal is to develop iterative modeling frameworks that integrate observations, reconstruct data, and test scenarios to help optimize urban policy and infrastructure decisions.
This document discusses big data, including definitions and examples. It notes that big data includes activity data, conversation data, photos/videos, sensor data and more. Examples of one second internet statistics are provided. The document discusses that insight is the new currency from big data. It provides examples of using data analytics for sports, elections, recommender systems, and more. The focus is on using data science to study cities, socio-technical systems, and complex networks. Case studies of transportation research and metro systems are outlined.
Ivan Aivazovsky was a Russian-Armenian painter who was born in Feodosia in 1817 and lived and worked in the same city until his death in 1900. He is renowned as one of the outstanding marine artists in the history of art and painted over 6,000 artworks, mostly depicting the sea, ocean, and ships in various weather conditions and times of day. Several monuments and statues have been erected in Ukraine, Armenia, and Russia to honor Aivazovsky and his legacy as one of the most prominent marine painters.