Joseph Hitesman is an actuarial support analyst seeking new opportunities to apply his versatile analytics skills and business knowledge. He has 8 years of experience providing data analysis and actuarial support to Blue Cross of Idaho, including cost management initiatives, forecasting, pricing, reserving, experience monitoring, and underwriting support. He is proficient in Microsoft SQL, Excel, and R and has completed several actuarial exams.

1. Joseph Hitesman
Actuarial Support Analyst
1225 S 5th
Ave Apt105, PocatelloID,83201
(208) 380-8139, joehitesman@gmail.com
SUMMARY
Adeptdataanalystseeking newopportunitiestoapplyversatile analyticskills,insightful business
knowledge,andeffectivecommunicationwithinacollaborative team-orientedenvironment.
WORK EXPERIENCE
Blue Cross of Idaho Boise, Id (May 2008 – August 2016)
 Cost Management Initiatives: Provided central analysis to identify opportunities and estimate required
provider discounts associated with provider networks for 2017 Individual Qualified Health Plans (QHP)
 Forecasting: Designed analysis to estimate future growth and profitability within strategic initiatives and
competitive environment
 Pricing: Assisted in the determination of established productrate increases for the Individual,Small Group,
and Medium Group blocks of business and developed pricepoints on innovati veQHP products to be rolled
out January 2017
 Reserving: Calculated expected reserve needs for all lines of business on a monthly basisas well as for
year-end financial close
 Experience Monitoring: Developed periodic reports that demonstrate deviations frompricingassumptions
and carried them forward to indicateexpected year-end profitability results
 Marketing Support: Provided seriatimprofitability studies to indicatesales and marketingopportunities
and to help guide network and product designs for QHP products. Outputs included an interactivedata
visualization tool thatallows users to drill down on various predictiveexplanatory variables and compare
to other geographic regions
 Underwriting Support: Developed Actuarial Valueratingengines and rate calculatorsused by underwriting
for group and individual renewals
 Lapse Studies: Developed analysis to track the flowof membership new to Blue Cross of Idaho as well as
membership transferringbetween products
 Seasonality Studies: Calculated seasonality factors used to overhaul and simplify thereserve calculations
 Trend Analysis: Calculated monthly and quarterly trend factors for all lines of business
 Rate Filing: Maintained existingratemanuals and filed quarterly rates with the Department of Insurance
for Small Group and Individual blocks of business

2. TECHNOLOGICAL COMPETENCIES
 MicrosoftSQL (Advanced): Star schema relational database,stored procedures, user defined functions,
cursors
 MicrosoftExcel (Advanced): Dynamic named ranges, interactivecharts,conditional formatting,pivot
tables,simulation
 Excel Macros/VBA (Intermediate): Data transfer automation, report automation, user forms, user defined
functions,application integration
 SSIS (Basic Knowledge): Simple data transformation
 R (Basic Knowledge): Data visualization,linearregression modeling,randomforests
 System for Electronic Rate and Form Filing(SERFF): Familiarwith filingsystemdeveloped by National
Association of InsuranceCommissioners (NAIC)
PROFESSIONAL DEVELOPMENT
Completion of Actuarial Exams: P (Probability), FM(Financial Mathematics),MFE (Actuarial Models - Financial
Economics),C (Construction and Evaluation of Actuarial Models),MLC (ModelingLife Contingencies) sitting
October 2016.
EDUCATION
Boise State University, Boise,Id
Bachelor of Science, Mathematics, December 2005
Graduate Certificate, Education, May 2008
REFERENCES – Availableupon request.