Accidents can be major or minor, with major resulting in prolonged injury or disability. Accidents can also be internal, involving injuries like fractures or strains not visible externally, or external with visible cuts or burns. Safety is important for cost savings by reducing direct and indirect costs from accidents. It also improves productivity by allowing workers to focus on quality instead of safety. Providing safety is a legal and moral requirement, as management cannot legally or ethically endanger employees' health or lives. Lack of adequate inspections can contribute to accident rates, which are measured by incidence, severity, and frequency rates involving numbers of injuries and hours worked.