This document describes why USI is a leading broker, and described our business platform. This document also described the ONE advantage which is the process our company is committed to for each of our clients.

1. About USI
USI is a leader in insurance brokerage and consulting.
With more than 4,400 dedicated, experienced and innovative
professionals, we have a team nearby ready to serve you.
USI is a leading local and national insurance brokerage and consulting firm, delivering property
and casualty, employee benefits, personal risk and retirement solutions throughout the United
States. Headquartered in Valhalla, New York, USI has over $1.0 billion in revenue, employs more
than 4,400 professionals and operates out of 140 local offices serving every state.
USI has become a premier insurance brokerage and consulting firm by leveraging the
USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client
solutions, networked local resources and enterprise-wide collaboration to deliver customized
results with positive, bottom line impact.
THE USI ONE ADVANTAGE
To analyze our client’s business issues and challenges, our teams leverage USI ONE™, a
fundamentally different approach to risk management. USI ONE integrates proprietary analytics
with a network of local and national technical experts in a team based consultative planning
process to evaluate the client’s risk profile and identify targeted solutions focused on cost
reduction and coverage or service enhancement. Clients then receive tailored, comprehensive
recommendations for tighter, more cost-effective control of defining exposures. Our robust
analytics, deep industry expertise, hands-on services and ongoing, diligent follow-through aligns
with client’s strategic objectives by delivering solutions that have a meaningful economic effect.
SOLUTIONS & SERVICES
Employee Benefits
USI helps companies remain competitive by creating sought after employee benefits programs.
We provide insurance and consulting services for all types of group insurance and Section 125
plans. We also provide assistance with population health management, compliance/healthcare
reform, COBRA, HIPAA, FMLA administration, voluntary benefits and Human Resources
adminisration and consulting.

2. USI Insurance Services
usi.com/locations
Property and Casualty
USI provides property and casualty insurance, workers' compensation, and
risk management services to regionally-based companies, many of which
also maintain operations and facilities throughout the country and abroad.
USI helps companies reduce the cost of risk and plan for their growth by
providing comprehensive property and casualty risk management programs.
Retirement Plan Services
We provide independent investment consulting and retirement plan services
for qualified retirement plans including 401(k) and defined contribution
plans. We work with retirement plan sponsors and trustees to develop and
maintain retirement programs, which fit each company's objectives and
corporate culture.
Executive Benefits
We provide compensation plans such as a supplemental disability
income insurance plan, 401(k) makeup plan and a non-qualified deferred
compensation plan. Executives benefit from a deferred compensation plan
by reducing his or her current tax liability and supplementing retirement
income above the constraints of qualified plans. Businesses also benefit from
this arrangement as it creates long-term incentives for key executives.
Personal Insurance & Risk Management
USI helps individuals and families prepare for life's uncertainties by
providing comprehensive personal liability and property insurance programs
for each unique need. We also provide individual life, health, disability, and
long-term care insurance.
AT USI, WE ADD VALUE TO EVERY RELATIONSHIP
We educate and communicate. You're kept informed about industry trends
and rate changes and the impact on your bottom line.
We build and maintain great working relationships. We listen to your needs
and get to know your business thoroughly so we can be in the best position
to advise you on critical challenges.
We create strategic solutions for clients. Our professionals understand the
issues that confront your industry and are skilled at developing customized
insurance and benefits structures.
USI is committed to excellence in each individual service we provide. Please
ask your USI representative for additional information about the many ways
in which we help clients create value and manage risk.
Learn more about USI and the USI ONE Advantage–contact your local office
today! Visit us at www.usi.com.
COMMERCIAL SERVICES
Business Insurance
Property, Auto and Liability
Workers' Compensation
Surety
Directors' & Officers' Liability
Employment Practices Liability
Professional Liability
Cyber & Privacy Liability
Risk Management Consulting
Risk Assessment
Advocacy
Claims Resolution
Employee Benefits
Health & Welfare Benefits
Retirement Plan Services
Executive Benefit Services
Voluntary Benefits
Business Resources
Corporate Transaction Services
Business Continuation Planning
Personal Risk Services
Wealth Management
Estate Planning
Retirement Plan Services
Specialty Programs
Risk Management
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