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2. Important Legal Information
Investor Presentation | 2023
This presentation contains forward-looking statements. All statements contained in
this presentation other than statements of historical fact, including statements
regarding our future operating results and financial position, our business strategy
and plans, our market growth and trends, and our objectives for future operations,
are forward-looking statements. The words “believe,” “may,” “will,” “estimate,”
“continue,” “anticipate,” “intend,” “expect,” “could,” “would,” “project,” “plan,”
“potentially,” “preliminary,” “likely,” and similar expressions are intended to identify
forward-looking statements. We have based these forward-looking statements
largely on our current expectations and projections about future events and trends
that we believe may affect our financial condition, results of operations, business
strategy, short-term and long-term business operations and objectives, and
financial needs.
These forward-looking statements are subject to a number of risks, uncertainties,
and assumptions, including those described under Item 1A of our Annual Report on
Form 10-K for the year ended December 31, 2022, which is available on our Investor
Relations website at http://investors.redfin.com. Moreover, we operate in a very
competitive and rapidly changing environment. New risks emerge from time to time.
It is not possible for our management to predict all risks, nor can we assess the
effect of all factors on our business or the extent to which any factor, or
combination of factors, may cause actual results to differ materially from those
contained in any forward-looking statements we may make.
In light of these risks, uncertainties, and assumptions, the future events and trends
discussed in this presentation may not occur and actual results could differ
materially and adversely from those anticipated or implied in the forward-looking
statements. Accordingly, you should not rely on forward-looking statements as
predictions of future events. Although we believe that the expectations reflected in
the forward-looking statements are reasonable, we cannot guarantee that the future
results, performance, or events and circumstances reflected in the forward-looking
statements will be achieved or occur. We undertake no obligation to update any of
these forward-looking statements for any reason after the date of this presentation
or to conform these statements to actual results or revised expectations.
This presentation also contains information using industry publications that
generally state that the information contained therein has been obtained from
sources believed to be reliable, but such information may not be accurate or
complete. While we are not aware of any misstatements regarding the information
from these industry publications, we have not independently verified any of the data
from third-party sources nor have we ascertained the underlying economic
assumptions relied on therein.
2
3. Most-visited brokerage website
Nearly 5x more traffic than the
second-largest brokerage website
Invented map-based
real estate search
Unique employee
agent model 1
End to end
product offerings
Remove friction with
technology at every step
Redfin at a glance
Customer savings
Cumulative customer savings since our
launch in 2006 on 497,000 transactions
worth more than $249 billion 3
Our Mission: Redefine Real Estate in the Consumer’s Favor
1. Redfin lead agents are paid a salary, can earn bonuses, and are entitled to healthcare and other benefits.
2. Source: comScore, Advanced Media Overview report for web and mobile applications covering the twelve months ended December 31, 2022.
3. Savings based on Redfin customer savings compared to a typical 2.5% commission rate. Savings based exclusively on sell-side transactions beginning in Q4 2022.
$1.5 billion
#1
3
4. $126 billion core market with
fragmented competition 1
50 million average monthly visitors
in FY 2022 (+5% year-over-year)3
Complete customer solution – including
brokerage, rentals, mortgage & title
Secular growth drivers including
work-from-home and demographics 2
Best in class technology paired with
unique employee agent model
Full service, low seller fees, high
customer satisfaction
1. Source: National Association of Realtors 2022 existing-home-sales data, assuming 5% commission.
2. The largest group of millennials will be in their early-to-mid 30s over the next several years, which intersects with the median age of first-time home buyers.
3. Source: Google Analytics, web and mobile application visitors.
Investment Highlights
1
2
3
4
5
6
4
5. Revenue ($ in millions)
2017 2018 2019 2020 2021 2022
35% 23% 21% 24% 39% -13%
38% 32% 60% 14% 117% 18%
1. In November 2022 we announced our decision to wind-down RedfinNow, which comprises the bulk of our properties segment revenue; revenue for this segment will be de minimis once the wind-down is complete.
2. Source: NAR Existing Home Sales and Redfin data.
$352
$370
$432
$45
$487
$524
$241
$780
$651
$210
$886
$903
$881
$122
$1,923
$787
$1,203
$156
$133
$2,284
Real estate services
Properties 1
Rentals
Mortgage
Other
Real estate
services
% growth
Total % growth
2017 2018 2019 2020 2021 2022
$393,000 $398,000 $392,000 $410,000 $455,000 $460,000
$464,696 $473,074 $468,464 $492,865 $555,119 $556,960
45,793 54,562 64,174 75,800 94,579 80,203
Median
home price
Average
home price
Transactions
(units)
0.42%
0.51%
0.61%
0.67%
0.77%
0.80%
U.S. Market Share by Units 2
Growing Revenue & Market Share
5
6. 1. Bay Equity acquired in April 2022. Attach rate for Q1’22 reflects legacy Redfin Mortgage business.
End-to-End Product Offering
Real Estate Services Mortgage Title & Escrow
Brokerage
Unique employee agent
model paired with proprietary
online tools
Added rentals in 2021 with the
acquisition of Rent. (formerly
RentPath)
Benefits of a rentals offering
include traffic synergies
(leverage visitors to Redfin.com),
customer synergies (increase
engagement with younger
demographic) and search engine
optimization (comprehensive
sites show up higher in results)
44% sell-side
2022 Transactions
56% buy-side
Partners
Vetted partner agent network to
assist with peak volume &
adjacent geographies
Bay Equity
• Acquired in April 2022
• Licensed in 49 states and D.C.
• Full product suite including VA,
FHA and jumbo loans
6%
7.9%
Attach rate
Q1
20221
Q2
2022
Q3
2022
Q4
2022
17% 17%
Title Forward
• Title Forward launched in 2012
• 27 markets in 8 states and D.C.
Attach rate
Q4
2021
Q4
2022
12%
44%
One-stop-shop advantage
Redfin customers get rate
discount up to 0.25% off
Bay Equity’s mortgage rates
High customer satisfaction
with 4.9 out of 5 rating for
Bay Equity on
experience.com
Rentals
6
7. Industry
Agent pay2
2.0x
Average transactions
per agent
Median
agent pay
Redfin Industry Redfin
Per agent2
2.4x
1. Source: NAR Existing Home Sales, NAR Membership, Redfin data, deals completed in 2022.
2. Source: Industry agent pay from NAR 2022 Member Profile report. Redfin agent pay from internal payroll system.
Technology Enabled Productivity
7
8. Work with a top agent
Redfin agents are the most productive
of any top-20 brokerage.1
$13M
$11M
$9M
$7M
Redfin
Compass
Sotheby’s
Windermere
Annual sales volume per agent
Get into homes fast
With on-demand tours, buyers can set
up a tour in just a few clicks.
A Better Deal for Buyers
1. Annual sales volume per agent based Redfin analysis of MLS data for the 12-month period ended September 30, 2022. Excludes ibuying transactions.
8
9. Sell for more
For seven years running, Redfin has proven via 3rd
party analysis that we sell homes for more money.
Save money
Redfin customers save thousands of
dollars with our 1% listing fee.2
Industry
Illustrative selling price of a
2,000 sq. ft. home.1
$624,100
Industry
$625,900
Redfin
1. Source: Precision Consulting study commissioned by Redfin and dated November 2022. Compared to competing brokerages’ similar listings, Redfin listings had a $0.92 higher price per square foot ($312.97 vs. $31.06), sold 3 days faster,
had a 2.78 percentage point advantage in likelihood to sell within 60 days and had a 1.52 percentage point advantage in likelihood to sell within 90 days.
2. Redfin charges 1% for customers who buy and sell within a 12 month period. Otherwise, the listing fee is 1.5%. Subject to minimums.
A Better Deal for Sellers
9
10. Three-Dimensional Scans
We publish interactive, 3D
scans of all homes listed by Redfin agents.
Redfin Premier
Exclusive services for high-end homes,
without the high-end fees.
Redfin Concierge
Professionally managed design plan and
no upfront costs to the seller. 1
1. Customers receive an itemized statement of work, which includes a project management fee. Costs deducted from home sale proceeds at escrow.
Seller Solutions
BEFORE & AFTER
10
11. Industry
66%
Agent
retention 2
77%
Buyers using the same
brokerage to sell the
home they bought
Redfin Industry Redfin
Repeat rate 1
1.3x
1. Source: Multiple Listing Services, homes sold in 2022. Buyers using the same brokerage to sell the home they bought.
2. Source: Multiple Listing Services, agents completing deals with the same brokerage in Q3 2020 and Q3 2021. Showing 2021 data since 2022 was impacted by layoffs. For 2022, Redfin's retention rate was 66% v. 61% for the industry.
Agents completing
deals with the same
brokerage a year later
Loyalty as an Engine for Growth
11
12. Traffic synergies
Leverage Redfin’s 50M monthly visitors; in Q4 2022,
Redfin.com contributed 18% of rentals site visits
Customer synergies
Increase engagement with younger demographic;
today’s renters may be tomorrow’s home buyers
Search optimization
Comprehensive sites show up higher in
search engine results
Key milestones
1
Added rentals in April 2021 with the acquisition of Rent.
(formerly RentPath); purchased out of bankruptcy
2
New leadership, Jon Ziglar, joined as CEO
in August 2021
3
Added rentals listings to Redfin.com
in March 2022
4
Relaunched as “Rent.” in June 2022 with a renewed focus
on the full product suite and go-to-market strategy
5
From September 2021 to September 2022,
sales productivity more than doubled
6
Posted year-over-year revenue growth in Q4 2022,
the businesses’ first quarterly-year-over year
revenue growth in years
Rentals
12
13. Elimination of the
buy-side refund
Eliminated the
refund we provided to
homebuyers effective
December 1, 2022.
1
Right sizing
the business
Implemented two
workforce reductions in
June and November 2022
to match brokerage staff
with demand and lower
operating expense.
Winding down
RedfinNow
Announced the
closure of RedfinNow
in November 2022 -
a strategic decision to
focus our resources on
our core businesses.
Business
momentum
Expect stabilizing
market conditions and
operational momentum
to be a tailwind for our
rentals and mortgage
segments.
Traffic
monetization
Developing additional
ways to monetize our
audience including
better leveraging our
partner network,
mortgage marketplace
and display ads.
Path to Profitability
2 3 4 5
13