THE GOAL: Tell the "story" of how simple ING fixed annuity products were.
THE SOLUTION: Create a product guide in the form of a simple children\'s book.
Citi mortgage financial_application - blankjanicekoss
This document is a hardship assistance package from CitiMortgage requesting financial and property information from a borrower. It requests documentation like pay stubs, tax returns, and bank statements. It collects information on the borrower's intentions for the property, income, expenses, and reason for being behind on mortgage payments. The borrower must authorize CitiMortgage to obtain additional information and verify the accuracy of the provided details.
This document provides assembly instructions for a paper koi fish toy. It involves cutting out panels labeled A-M and tabs G-N. The panels are glued together in alphabetical order to form the fish's face and body. The fins are folded in half and glued. Small fins are inserted into slots on the bottom of the body while large fins are glued under the cheeks. A stand is formed by gluing tab N. The assembled fish can be displayed by inserting the stand tabs into slots on the underside of the body. The instructions note the toy is meant to provide hope and can be donated or hung by a thread.
The document announces the 17th Annual Gala of the Long Island Insurance Community to be held on September 15, 2011 at Carlyle on the Green at Bethpage State Park. It provides sponsorship opportunities at platinum, gold, silver, and bronze levels which include tickets, advertisements in the commemorative journal, and recognition. Journal advertisement sizes and prices are also listed, along with individual ticket price. The deadline for sponsorship and journal material is August 19, 2011. Contact information is provided for those interested in participating.
This article discusses the benefits of short-stay serviced apartments in London over hotels for temporary accommodation needs. [Serviced apartments] provide more space, flexibility, and amenities than typical hotel rooms at a lower cost. They allow for a separate living and work area, entertaining guests, and hosting events. Serviced apartments include housekeeping and front desk staff, and cover utilities like power, heating, and water in the nightly rate.
The document discusses growing customer relationships and market share at Best Buy. It identifies increasing the number of "Best Customers" as the largest opportunity. Best Customers are highly loyal, open to relationships, and trust Best Buy in new areas. The hypothesis is that Best Buy can increase Best Customers by understanding what satisfies them and eliminating reasons for dissatisfaction. This would involve moving more customers from transactional to relationship status.
Homotoxicology And Its Relevance To Bea WebsiteMartin Carrion
This document discusses key concepts in Homotoxicology and how it relates to bioenergetic assessment. It outlines the phases of Homotoxicology including excretion, reaction, deposition, impregnation, degeneration, and neoplasm. It also discusses Reckeweg's table of human adaptation to toxins and the "Universal Baseline" concept in electroacupuncture according to Voll (EAV/OHM), which establishes that a reading of 50 indicates a healthy meridian regardless of individual characteristics. Readings above or below this value can indicate inflammation, weakness, or degeneration in the related tissue or acupuncture point.
Citi mortgage financial_application - blankjanicekoss
This document is a hardship assistance package from CitiMortgage requesting financial and property information from a borrower. It requests documentation like pay stubs, tax returns, and bank statements. It collects information on the borrower's intentions for the property, income, expenses, and reason for being behind on mortgage payments. The borrower must authorize CitiMortgage to obtain additional information and verify the accuracy of the provided details.
This document provides assembly instructions for a paper koi fish toy. It involves cutting out panels labeled A-M and tabs G-N. The panels are glued together in alphabetical order to form the fish's face and body. The fins are folded in half and glued. Small fins are inserted into slots on the bottom of the body while large fins are glued under the cheeks. A stand is formed by gluing tab N. The assembled fish can be displayed by inserting the stand tabs into slots on the underside of the body. The instructions note the toy is meant to provide hope and can be donated or hung by a thread.
The document announces the 17th Annual Gala of the Long Island Insurance Community to be held on September 15, 2011 at Carlyle on the Green at Bethpage State Park. It provides sponsorship opportunities at platinum, gold, silver, and bronze levels which include tickets, advertisements in the commemorative journal, and recognition. Journal advertisement sizes and prices are also listed, along with individual ticket price. The deadline for sponsorship and journal material is August 19, 2011. Contact information is provided for those interested in participating.
This article discusses the benefits of short-stay serviced apartments in London over hotels for temporary accommodation needs. [Serviced apartments] provide more space, flexibility, and amenities than typical hotel rooms at a lower cost. They allow for a separate living and work area, entertaining guests, and hosting events. Serviced apartments include housekeeping and front desk staff, and cover utilities like power, heating, and water in the nightly rate.
The document discusses growing customer relationships and market share at Best Buy. It identifies increasing the number of "Best Customers" as the largest opportunity. Best Customers are highly loyal, open to relationships, and trust Best Buy in new areas. The hypothesis is that Best Buy can increase Best Customers by understanding what satisfies them and eliminating reasons for dissatisfaction. This would involve moving more customers from transactional to relationship status.
Homotoxicology And Its Relevance To Bea WebsiteMartin Carrion
This document discusses key concepts in Homotoxicology and how it relates to bioenergetic assessment. It outlines the phases of Homotoxicology including excretion, reaction, deposition, impregnation, degeneration, and neoplasm. It also discusses Reckeweg's table of human adaptation to toxins and the "Universal Baseline" concept in electroacupuncture according to Voll (EAV/OHM), which establishes that a reading of 50 indicates a healthy meridian regardless of individual characteristics. Readings above or below this value can indicate inflammation, weakness, or degeneration in the related tissue or acupuncture point.
Barcamp London 7 Tracksonamap Google App EngineJohan
The document discusses a project called "Tracks On A Map" that maps sound clips from SoundCloud to locations on Google Maps. It was developed at Music Hack Day Berlin using Google App Engine, which allows for easy deployment of applications without administration but has limitations like restricted programming languages, quotas, and a 30 second response time limit. The presentation provides an overview of SoundCloud's API, the concept and interface of Tracks On A Map, and both benefits and drawbacks of using Google App Engine.
More of the same, i.e. bandwidth, is not going to help us cross the gap to FTTH. As others at FTTH Council 2012 Munich have pointed out, there are other aspects of FTTH that we should focus on. This is our view.
Authors: Michael Peeters, Ana Pesovic & Ed Harstead
The needs of fixed access operators are expanding beyond just providing more bandwidth. There are various other drivers for optical access, with different timeframes of need. Some of these can be met with existing fiber technologies, and some will require new technologies. The industry is considering several next generation PON architectures, each addressing the needs and timeframes to varying degrees.
Authors: Ed Harstead & Michael Peeters
Talk given at the Commsday Summit, in April 2013, Syndey, Australia. It focusses on the different aspects of small cells, and why a better name going forward would be smart cells.
The Iceman, a 5,300-year-old mummy found preserved in ice in the Italian Alps, has been extensively studied by scientists seeking to understand his life and death. New evidence reveals he was murdered, with an arrow piercing his back and severing an artery, causing him to bleed to death. Traces of pollen in his digestive tract indicate he lived in the Val Venosta region and was pursuing a path through pine and hornbeam forests when pursued and killed at a mountain pass. The missing arrow shaft at the scene suggests his killer may have been known to him.
This document discusses 5 types of blog posts and 5 blog best practices. The 5 types of posts are: 1) Useful, everyday posts about company/industry happenings, 2) Redistributed posts that summarize external articles, 3) Discussion posts to start online conversations, 4) Report posts that embed internal reports, and 5) Thoughtful posts that are opinion pieces. The 5 best practices are: 1) Using keywords, tags, and hyperlinks, 2) Writing catchy post titles, 3) Social bookmarking to increase SEO, 4) Including a call-to-action in post footers, and 5) Offering reserved release content to generate leads.
This document summarizes the neurobiology of love. It discusses how love relies on trust, pleasure, and reward pathways in the brain involving oxytocin, vasopressin, dopamine, and serotonin. Endorphins and endogenous opioids also play a role. Love ensures survival by facilitating relationships and reproduction. Both parental/maternal love and romantic love share biological functions and likely involve common neurobiology. Love reduces stress and promotes health through social bonding. However, excessive chronic stress can inhibit bonding. The neurobiological mechanisms of love are still being explored but provide insights into relationships, motivation, and well-being.
Plagiarism involves using another person's work, ideas, or words without giving them proper credit. This includes copying directly from a source, paraphrasing without citation, or submitting another's work as your own. Plagiarism is considered theft, fraud, and deception. Consequences can include failing an assignment or course, probation, suspension, or expulsion. Both intentional and unintentional plagiarism are discussed, as well as tips to avoid plagiarizing such as taking thorough notes, citing sources, and getting help from instructors if needed.
This document appears to be a slide presentation for a coaching clinic given by Coach Jay Johnson on February 4th, 2011. The presentation covers various topics related to coaching in the 21st century compared to 40 years ago such as team culture, stretching, diet/sleep/hydration, recovery, shoes, lactate threshold training, aerobic/anaerobic training, neuromuscular systems, appropriate mileage, video examples, and using video cameras to provide feedback to athletes. Contact information is provided for Coach Jay Johnson.
The document discusses how to structure a running practice, including warming up, dynamic stretches, aerobic runs, strides, and recovery. It emphasizes watching athletes closely during important workouts and being prepared to adjust the plan based on how the athletes are responding physically. The overall goal is to properly prepare and progress athletes throughout the practice while also coaching them effectively.
This document provides a review of the pathophysiology and management of severe hyperkalemia. It discusses two systems that regulate potassium levels: one that controls short-term internal balance through cell membrane equilibrium, and one that controls long-term external balance through renal elimination. For severe hyperkalemia, the initial treatment focuses on membrane stabilization with calcium, potassium redistribution with insulin or beta-agonists, and enhanced elimination with loop diuretics or sodium polystyrene sulfonate. Rational use of these tools can successfully treat life-threatening hyperkalemia.
This recipe for distance runners touches on a few concepts from the world of exercise physiology, yet the main focus is on how workouts fit into a sound training program.
Diabetic nephropathy involves complex interactions between metabolic and hemodynamic factors that cause damage to the glomerulus and tubulointerstitium. Several pathways contribute to renal injury, including the renin-angiotensin system, specifically ACE2 which converts angiotensin II to the vasodilator angiotensin 1-7. In diabetes, ACE2 expression is reduced in the kidney. Excess extracellular matrix production also contributes via TGF-β signaling, which is modulated by the protein CDA1. Nephrin, a key slit diaphragm protein, is reduced in diabetes and its reduction correlates with increased albuminuria. Optimal glycemic and blood pressure
The document discusses mistakes the author has made in coaching runners. It lists 9 mistakes: 1) replicating his own college training with athletes, 2) going to the weight room before developing general strength and mobility, 3) not valuing the aerobic role in 800m and 1500m training, 4) not understanding the role of lactate in distance training, 5) not believing speed could be improved, 6) not focusing on posture during aerobic training, 7) not using hurdle mobility exercises, 8) not realizing how difficult running circuits can be, and 9) not understanding how life stress impacts an athlete's ability to train.
1) The neuropeptides oxytocin and vasopressin contribute to processing social cues and individual recognition in monogamous rodents.
2) Dopamine is involved in reinforcement and reward learning during mating, leading to partner preference through conditioning.
3) Differential regulation of oxytocin and vasopressin receptor expression may explain differences in ability to form pair bonds between species.
This document discusses Citrix XenServer and Citrix Essentials 5.5. It provides an overview of the key features of XenServer 5.5 including enhanced snapshots, Active Directory integration, and performance enhancements. It also summarizes the key features of Citrix Essentials 5.5, including workload balancing, storage integration, lab management, and stage management. Target customer scenarios are also outlined, focusing on XenApp virtualization, XenServer adoption, and workflow automation.
Budgeting as a Control Tool in Government Accounting in Nigeria
Being a Paper Presented at the Nigerian Maritime Administration and Safety Agency (NIMASA) Budget Office Staff at Sojourner Hotel, GRA, Ikeja Lagos on Saturday 8th June, 2024.
Barcamp London 7 Tracksonamap Google App EngineJohan
The document discusses a project called "Tracks On A Map" that maps sound clips from SoundCloud to locations on Google Maps. It was developed at Music Hack Day Berlin using Google App Engine, which allows for easy deployment of applications without administration but has limitations like restricted programming languages, quotas, and a 30 second response time limit. The presentation provides an overview of SoundCloud's API, the concept and interface of Tracks On A Map, and both benefits and drawbacks of using Google App Engine.
More of the same, i.e. bandwidth, is not going to help us cross the gap to FTTH. As others at FTTH Council 2012 Munich have pointed out, there are other aspects of FTTH that we should focus on. This is our view.
Authors: Michael Peeters, Ana Pesovic & Ed Harstead
The needs of fixed access operators are expanding beyond just providing more bandwidth. There are various other drivers for optical access, with different timeframes of need. Some of these can be met with existing fiber technologies, and some will require new technologies. The industry is considering several next generation PON architectures, each addressing the needs and timeframes to varying degrees.
Authors: Ed Harstead & Michael Peeters
Talk given at the Commsday Summit, in April 2013, Syndey, Australia. It focusses on the different aspects of small cells, and why a better name going forward would be smart cells.
The Iceman, a 5,300-year-old mummy found preserved in ice in the Italian Alps, has been extensively studied by scientists seeking to understand his life and death. New evidence reveals he was murdered, with an arrow piercing his back and severing an artery, causing him to bleed to death. Traces of pollen in his digestive tract indicate he lived in the Val Venosta region and was pursuing a path through pine and hornbeam forests when pursued and killed at a mountain pass. The missing arrow shaft at the scene suggests his killer may have been known to him.
This document discusses 5 types of blog posts and 5 blog best practices. The 5 types of posts are: 1) Useful, everyday posts about company/industry happenings, 2) Redistributed posts that summarize external articles, 3) Discussion posts to start online conversations, 4) Report posts that embed internal reports, and 5) Thoughtful posts that are opinion pieces. The 5 best practices are: 1) Using keywords, tags, and hyperlinks, 2) Writing catchy post titles, 3) Social bookmarking to increase SEO, 4) Including a call-to-action in post footers, and 5) Offering reserved release content to generate leads.
This document summarizes the neurobiology of love. It discusses how love relies on trust, pleasure, and reward pathways in the brain involving oxytocin, vasopressin, dopamine, and serotonin. Endorphins and endogenous opioids also play a role. Love ensures survival by facilitating relationships and reproduction. Both parental/maternal love and romantic love share biological functions and likely involve common neurobiology. Love reduces stress and promotes health through social bonding. However, excessive chronic stress can inhibit bonding. The neurobiological mechanisms of love are still being explored but provide insights into relationships, motivation, and well-being.
Plagiarism involves using another person's work, ideas, or words without giving them proper credit. This includes copying directly from a source, paraphrasing without citation, or submitting another's work as your own. Plagiarism is considered theft, fraud, and deception. Consequences can include failing an assignment or course, probation, suspension, or expulsion. Both intentional and unintentional plagiarism are discussed, as well as tips to avoid plagiarizing such as taking thorough notes, citing sources, and getting help from instructors if needed.
This document appears to be a slide presentation for a coaching clinic given by Coach Jay Johnson on February 4th, 2011. The presentation covers various topics related to coaching in the 21st century compared to 40 years ago such as team culture, stretching, diet/sleep/hydration, recovery, shoes, lactate threshold training, aerobic/anaerobic training, neuromuscular systems, appropriate mileage, video examples, and using video cameras to provide feedback to athletes. Contact information is provided for Coach Jay Johnson.
The document discusses how to structure a running practice, including warming up, dynamic stretches, aerobic runs, strides, and recovery. It emphasizes watching athletes closely during important workouts and being prepared to adjust the plan based on how the athletes are responding physically. The overall goal is to properly prepare and progress athletes throughout the practice while also coaching them effectively.
This document provides a review of the pathophysiology and management of severe hyperkalemia. It discusses two systems that regulate potassium levels: one that controls short-term internal balance through cell membrane equilibrium, and one that controls long-term external balance through renal elimination. For severe hyperkalemia, the initial treatment focuses on membrane stabilization with calcium, potassium redistribution with insulin or beta-agonists, and enhanced elimination with loop diuretics or sodium polystyrene sulfonate. Rational use of these tools can successfully treat life-threatening hyperkalemia.
This recipe for distance runners touches on a few concepts from the world of exercise physiology, yet the main focus is on how workouts fit into a sound training program.
Diabetic nephropathy involves complex interactions between metabolic and hemodynamic factors that cause damage to the glomerulus and tubulointerstitium. Several pathways contribute to renal injury, including the renin-angiotensin system, specifically ACE2 which converts angiotensin II to the vasodilator angiotensin 1-7. In diabetes, ACE2 expression is reduced in the kidney. Excess extracellular matrix production also contributes via TGF-β signaling, which is modulated by the protein CDA1. Nephrin, a key slit diaphragm protein, is reduced in diabetes and its reduction correlates with increased albuminuria. Optimal glycemic and blood pressure
The document discusses mistakes the author has made in coaching runners. It lists 9 mistakes: 1) replicating his own college training with athletes, 2) going to the weight room before developing general strength and mobility, 3) not valuing the aerobic role in 800m and 1500m training, 4) not understanding the role of lactate in distance training, 5) not believing speed could be improved, 6) not focusing on posture during aerobic training, 7) not using hurdle mobility exercises, 8) not realizing how difficult running circuits can be, and 9) not understanding how life stress impacts an athlete's ability to train.
1) The neuropeptides oxytocin and vasopressin contribute to processing social cues and individual recognition in monogamous rodents.
2) Dopamine is involved in reinforcement and reward learning during mating, leading to partner preference through conditioning.
3) Differential regulation of oxytocin and vasopressin receptor expression may explain differences in ability to form pair bonds between species.
This document discusses Citrix XenServer and Citrix Essentials 5.5. It provides an overview of the key features of XenServer 5.5 including enhanced snapshots, Active Directory integration, and performance enhancements. It also summarizes the key features of Citrix Essentials 5.5, including workload balancing, storage integration, lab management, and stage management. Target customer scenarios are also outlined, focusing on XenApp virtualization, XenServer adoption, and workflow automation.
Budgeting as a Control Tool in Government Accounting in Nigeria
Being a Paper Presented at the Nigerian Maritime Administration and Safety Agency (NIMASA) Budget Office Staff at Sojourner Hotel, GRA, Ikeja Lagos on Saturday 8th June, 2024.
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
Explore the world of investments with an in-depth comparison of the stock market and real estate. Understand their fundamentals, risks, returns, and diversification strategies to make informed financial decisions that align with your goals.
Monthly Market Risk Update: June 2024 [SlideShare]Commonwealth
Markets rallied in May, with all three major U.S. equity indices up for the month, said Sam Millette, director of fixed income, in his latest Market Risk Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
Navigating Your Financial Future: Comprehensive Planning with Mike Baumannmikebaumannfinancial
Learn how financial planner Mike Baumann helps individuals and families articulate their financial aspirations and develop tailored plans. This presentation delves into budgeting, investment strategies, retirement planning, tax optimization, and the importance of ongoing plan adjustments.
KYC Compliance: A Cornerstone of Global Crypto Regulatory FrameworksAny kyc Account
This presentation explores the pivotal role of KYC compliance in shaping and enforcing global regulations within the dynamic landscape of cryptocurrencies. Dive into the intricate connection between KYC practices and the evolving legal frameworks governing the crypto industry.
BIHC Briefing June 2024 from Bank+Insurance Hybrid Capital in association wit...
A product guide in a kid's size.
1. $
$
$
Fun with Fixed Annuities
The ING FixedDesign Story
$
$
$
$
$$
$$
$
$
$$
CleanandSimple $$
ING FixedDesign – 800-369-5301
The small type for our big readers: For agents only. Contracts issued by ING USA Annuity
and Life Insurance Company. Guarantees based on the claim-paying ability of the insurer.
Products/features not available in all states. IRAs/qualified plans are already tax deferred;
consider other annuity features. See contracts for complete details on the single and flexible
premium deferred annuities mentioned. The parent company, ING Groep, N.V., is not responsible
Clean and Simple
for the contractual obligations of the issuing company.
$
Contract numbers: 1853, 1825/1826/1818, FA2013, FA2017, IU-FA-3006
$
127772
$
09/15/2004
$
2. Clean and Simple
Clean products.
Simple selling tools.
The FixedDesign story is so simple,
Once upon a time, selling
it can be explained in a simple storybook.
Read for yourself.
fixed annuities was hard.
3
3. The marketplace was “Yes, yes,” said Jill.
filled with products “They have too many
that played games. twists and turns.”
“See, see,” said Jack. “Ruff, ruff,” said Spot.
“Complicated products Selling complex
make my head spin.” products is “Ruff.”
4 5
4. ING agreed with Jack. “See, see,” said ING
ING agreed with Jill. Our products are simple.
ING agreed with Spot, too.
Simple to understand.
So ING FixedDesign Simple to like.
made annuities that Simple to sell.
are clean and simple. Simple to buy.
6 7
5. Security
“Yes, yes,” said Jack. It offers 3% guaranteed
ING Secure Index Annuity on 100% of premium.
is good. Many companies do not.
8 9
6. Growth
“Look, Look,” said Jill. It offers unlimited growth
“MarketSmart Index Annuity potential with a small,
is good too. small spread.”
10 11
7. Income
Even Mother and Father “Income. Income,”
liked ING. said Father.
They are Baby Boomers. “This product can offer
So they liked ING Income big, big retirement
Outcome Annuity. income for me.”
12 13
8. Guarantees
Such as MultiBuilder
and MutliSet Plus.
“Up, up,” added Mother.
Their value can only go up.”
“I like the guaranteed annuities.
14 15
9. Top Dog
And they are all
“Gr-r-r-r-reat,” said Spot.
clean and simple annuities.
He knows these products
are not dogs.
No strings attached.
No smoke and mirrors.
They all do what they
No bones about it.
are supposed to do.
16 17
10. “Call, call,” said ING.
Call the ING FixedDesign
Sales Desk.
Ask about our
clean and simple products.
Ask about our
easy-to-use sales tools.
Ask how to simplify For More of the Story...
Contact Your Marketing Organization
and sell more today! or the ING FixedDesign Sales Desk.
18