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                                                                                                           Fun with Fixed Annuities
                                                                                                              The ING FixedDesign Story




                                                                                                 $
                                                                                                      $
                                                                                                 $
                                                                                                      $
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CleanandSimple                                                                                        $$
ING FixedDesign – 800-369-5301

The small type for our big readers: For agents only. Contracts issued by ING USA Annuity
and Life Insurance Company. Guarantees based on the claim-paying ability of the insurer.
Products/features not available in all states. IRAs/qualified plans are already tax deferred;
consider other annuity features. See contracts for complete details on the single and flexible
premium deferred annuities mentioned. The parent company, ING Groep, N.V., is not responsible


                                                                                                           Clean and Simple
for the contractual obligations of the issuing company.
                                                                                                 $



Contract numbers: 1853, 1825/1826/1818, FA2013, FA2017, IU-FA-3006
                                                                                                      $



                                                                                        127772
                                                                                                 $




                                                                                    09/15/2004
                                                                                                      $
Clean and Simple
Clean products.
Simple selling tools.
The FixedDesign story is so simple,
                                             Once upon a time, selling
it can be explained in a simple storybook.
Read for yourself.
                                             fixed annuities was hard.

                                                                         3
The marketplace was      “Yes, yes,” said Jill.
    filled with products     “They have too many
    that played games.       twists and turns.”

    “See, see,” said Jack.   “Ruff, ruff,” said Spot.
    “Complicated products    Selling complex
    make my head spin.”      products is “Ruff.”

4                                                       5
ING agreed with Jack.        “See, see,” said ING
    ING agreed with Jill.        Our products are simple.
    ING agreed with Spot, too.
                                 Simple to understand.
    So ING FixedDesign           Simple to like.
    made annuities that          Simple to sell.
    are clean and simple.        Simple to buy.


6                                                           7
Security
    “Yes, yes,” said Jack.     It offers 3% guaranteed
    ING Secure Index Annuity   on 100% of premium.
    is good.                   Many companies do not.


8                                                        9
Growth
     “Look, Look,” said Jill.     It offers unlimited growth
     “MarketSmart Index Annuity   potential with a small,
     is good too.                 small spread.”


10                                                             11
Income
     Even Mother and Father     “Income. Income,”
     liked ING.                 said Father.

     They are Baby Boomers.     “This product can offer
     So they liked ING Income   big, big retirement
     Outcome Annuity.           income for me.”


12                                                        13
Guarantees
                                         Such as MultiBuilder
                                         and MutliSet Plus.
     “Up, up,” added Mother.
                                         Their value can only go up.”
     “I like the guaranteed annuities.


14                                                                      15
Top Dog
                                   And they are all
     “Gr-r-r-r-reat,” said Spot.
                                   clean and simple annuities.
     He knows these products
     are not dogs.
                                   No strings attached.
                                   No smoke and mirrors.
     They all do what they
                                   No bones about it.
     are supposed to do.


16                                                               17
“Call, call,” said ING.
     Call the ING FixedDesign
     Sales Desk.

     Ask about our
     clean and simple products.
     Ask about our
     easy-to-use sales tools.
     Ask how to simplify          For More of the Story...
                                  Contact Your Marketing Organization
     and sell more today!         or the ING FixedDesign Sales Desk.




18

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A product guide in a kid's size.

  • 1. $ $ $ Fun with Fixed Annuities The ING FixedDesign Story $ $ $ $ $$ $$ $ $ $$ CleanandSimple $$ ING FixedDesign – 800-369-5301 The small type for our big readers: For agents only. Contracts issued by ING USA Annuity and Life Insurance Company. Guarantees based on the claim-paying ability of the insurer. Products/features not available in all states. IRAs/qualified plans are already tax deferred; consider other annuity features. See contracts for complete details on the single and flexible premium deferred annuities mentioned. The parent company, ING Groep, N.V., is not responsible Clean and Simple for the contractual obligations of the issuing company. $ Contract numbers: 1853, 1825/1826/1818, FA2013, FA2017, IU-FA-3006 $ 127772 $ 09/15/2004 $
  • 2. Clean and Simple Clean products. Simple selling tools. The FixedDesign story is so simple, Once upon a time, selling it can be explained in a simple storybook. Read for yourself. fixed annuities was hard. 3
  • 3. The marketplace was “Yes, yes,” said Jill. filled with products “They have too many that played games. twists and turns.” “See, see,” said Jack. “Ruff, ruff,” said Spot. “Complicated products Selling complex make my head spin.” products is “Ruff.” 4 5
  • 4. ING agreed with Jack. “See, see,” said ING ING agreed with Jill. Our products are simple. ING agreed with Spot, too. Simple to understand. So ING FixedDesign Simple to like. made annuities that Simple to sell. are clean and simple. Simple to buy. 6 7
  • 5. Security “Yes, yes,” said Jack. It offers 3% guaranteed ING Secure Index Annuity on 100% of premium. is good. Many companies do not. 8 9
  • 6. Growth “Look, Look,” said Jill. It offers unlimited growth “MarketSmart Index Annuity potential with a small, is good too. small spread.” 10 11
  • 7. Income Even Mother and Father “Income. Income,” liked ING. said Father. They are Baby Boomers. “This product can offer So they liked ING Income big, big retirement Outcome Annuity. income for me.” 12 13
  • 8. Guarantees Such as MultiBuilder and MutliSet Plus. “Up, up,” added Mother. Their value can only go up.” “I like the guaranteed annuities. 14 15
  • 9. Top Dog And they are all “Gr-r-r-r-reat,” said Spot. clean and simple annuities. He knows these products are not dogs. No strings attached. No smoke and mirrors. They all do what they No bones about it. are supposed to do. 16 17
  • 10. “Call, call,” said ING. Call the ING FixedDesign Sales Desk. Ask about our clean and simple products. Ask about our easy-to-use sales tools. Ask how to simplify For More of the Story... Contact Your Marketing Organization and sell more today! or the ING FixedDesign Sales Desk. 18