Dealing with debt collectors can be scary for some people due to old myths about debt collectors and how we collect debts. There’s a lot of misinformation about debt collectors: how much we charge, how we collect debts, how to deal with us, and what we can and can’t do when collecting a debt. Using a debt collection agency can be incredibly beneficial as it allows you to focus on your business while someone else handles the debt collection process. Here are 8 debt collection myths that Debt Collection Expert Adam Stewart wants to clear up.