Some of the examples to show you how google dorks can be dangerous for the website which do not care about their security. Only for Education purpose. For more Details http://www.kartnap.com/wp/
This document contains a list of 109 documents related to credit cards. The documents cover various topics about credit cards including how to use credit cards responsibly, reducing credit card debt, choosing the right credit card type, avoiding credit card fraud, and understanding credit card fees and interest rates.
Guessing CVV, Spoofing Payment and Experiences with Fraud Detection SystemsPositive Hack Days
This document summarizes Micha Borrmann's presentation at PHDays 2012 about credit card security. It discusses how, through penetration testing, Borrmann was able to guess credit card CVV numbers by brute forcing combinations. Over time, fraud detection systems improved and made it harder to directly guess CVVs. However, Borrmann found ways to bypass these systems, such as changing IP addresses after multiple failed attempts. The document also examines how credit card payments work through third party providers and how the browser communication could be manipulated.
This document discusses different types of personality tests. It begins by defining personality and personality tests. It describes several specific personality tests including the Big Five Inventory, Emotional Intelligence Test, and Keirsey Temperament Sorter. It then provides more details on the Big Five personality dimensions and discusses the trait and type approaches to personality. The document also discusses Holland's theory of occupational personality types and provides an example of interpreting the Briggs-Myer personality test results. It analyzes objective and projective personality tests, such as the Rorschach inkblot test and Thematic Apperception Test.
The document describes different shapes (triangle, circle, rectangle, box, squiggle) and their personality traits. Triangles are organized leaders who like to be in control. Circles are social and caring. Rectangles are unpredictable and disorganized. Boxes are organized, logical, and tolerant. Squiggles are creative free spirits who challenge the status quo. The document provides insights into how different shapes may approach work and life.
This document summarizes an educational planning and management program presented by Dr. Shazia Zamir. It discusses the importance of education for Pakistan's progress in a globalized world. The purpose of educational planning is to facilitate development of the education system through visioning, objective setting, policy review, and resource assessment. Education aims for complete human development through knowledge, skills, values and habits. Management functions like planning, organizing, leading, staffing and controlling are discussed. The scope of educational management includes decision making, communication, team building, staff and resource provisioning, activities organization, and evaluation. Career opportunities for the program include leadership and management positions in education settings in both public and private sectors.
This document presents a Tibetan personality test consisting of 4 questions. Readers are instructed to answer the questions honestly without looking ahead. The questions ask the reader to: 1) Rank 5 animals in order of preference, which signify career, pride, love, family, and money. 2) Describe 5 items (dog, cat, rat, coffee, sea) relating to oneself, partner, enemies, sex, and life. 3) Name one person for each of 5 colors (yellow, orange, red, white, green) relating to never forgetting, true friendship, real love, a twin soul, and lifelong remembrance. 4) Provide a favorite number and day of the week. The answers purportedly reveal priorities
This document contains instructions for three personality tests involving animals, colors, and short descriptions. The tests are intended to provide insight into one's priorities, relationships, and personality traits based on their answers. The document explains what each answer may indicate about the test-taker in areas like career, relationships, and life outlook. It prompts the reader to complete the tests and says it will then reveal what their answers say about them.
Some of the examples to show you how google dorks can be dangerous for the website which do not care about their security. Only for Education purpose. For more Details http://www.kartnap.com/wp/
This document contains a list of 109 documents related to credit cards. The documents cover various topics about credit cards including how to use credit cards responsibly, reducing credit card debt, choosing the right credit card type, avoiding credit card fraud, and understanding credit card fees and interest rates.
Guessing CVV, Spoofing Payment and Experiences with Fraud Detection SystemsPositive Hack Days
This document summarizes Micha Borrmann's presentation at PHDays 2012 about credit card security. It discusses how, through penetration testing, Borrmann was able to guess credit card CVV numbers by brute forcing combinations. Over time, fraud detection systems improved and made it harder to directly guess CVVs. However, Borrmann found ways to bypass these systems, such as changing IP addresses after multiple failed attempts. The document also examines how credit card payments work through third party providers and how the browser communication could be manipulated.
This document discusses different types of personality tests. It begins by defining personality and personality tests. It describes several specific personality tests including the Big Five Inventory, Emotional Intelligence Test, and Keirsey Temperament Sorter. It then provides more details on the Big Five personality dimensions and discusses the trait and type approaches to personality. The document also discusses Holland's theory of occupational personality types and provides an example of interpreting the Briggs-Myer personality test results. It analyzes objective and projective personality tests, such as the Rorschach inkblot test and Thematic Apperception Test.
The document describes different shapes (triangle, circle, rectangle, box, squiggle) and their personality traits. Triangles are organized leaders who like to be in control. Circles are social and caring. Rectangles are unpredictable and disorganized. Boxes are organized, logical, and tolerant. Squiggles are creative free spirits who challenge the status quo. The document provides insights into how different shapes may approach work and life.
This document summarizes an educational planning and management program presented by Dr. Shazia Zamir. It discusses the importance of education for Pakistan's progress in a globalized world. The purpose of educational planning is to facilitate development of the education system through visioning, objective setting, policy review, and resource assessment. Education aims for complete human development through knowledge, skills, values and habits. Management functions like planning, organizing, leading, staffing and controlling are discussed. The scope of educational management includes decision making, communication, team building, staff and resource provisioning, activities organization, and evaluation. Career opportunities for the program include leadership and management positions in education settings in both public and private sectors.
This document presents a Tibetan personality test consisting of 4 questions. Readers are instructed to answer the questions honestly without looking ahead. The questions ask the reader to: 1) Rank 5 animals in order of preference, which signify career, pride, love, family, and money. 2) Describe 5 items (dog, cat, rat, coffee, sea) relating to oneself, partner, enemies, sex, and life. 3) Name one person for each of 5 colors (yellow, orange, red, white, green) relating to never forgetting, true friendship, real love, a twin soul, and lifelong remembrance. 4) Provide a favorite number and day of the week. The answers purportedly reveal priorities
This document contains instructions for three personality tests involving animals, colors, and short descriptions. The tests are intended to provide insight into one's priorities, relationships, and personality traits based on their answers. The document explains what each answer may indicate about the test-taker in areas like career, relationships, and life outlook. It prompts the reader to complete the tests and says it will then reveal what their answers say about them.
The document provides tips for maximizing compensation from car accident injury claims involving whiplash. It advises hiring an experienced injury lawyer to handle the legal aspects and negotiate compensation. It also stresses providing authentic documentation to support the claim and avoiding delays, as claims can take 3-4 years to resolve otherwise. The management system is designed to assist low-income plaintiffs without costing them money.
This document discusses credit card debt and potential solutions. It notes that credit card debt can feel overwhelming but does not have to be permanent. Refinancing or negotiating lower payments and interest rates are options to reduce credit card debt over time. The document also mentions debt consolidation and debt settlement programs as potential strategies for dealing with credit card debt problems.
Debt problems range from small credit card balances to bankruptcy. Whatever type of debt issues you face, you don't have to accept them forever. It's important to review your individual situation and negotiate reasonable terms to pay off your debt in writing to avoid misunderstandings. Younger people with less severe debt may be able to eliminate it within 6-7 years, while older individuals may consider negotiating terms or bankruptcy. Don't agree to terms with loopholes that could hurt your credit later.
Many people experience noise-induced hearing loss and other hearing problems from prolonged exposure to loud noises at work. These hearing issues can range from temporary to permanent hearing loss and are usually caused by a noisy workplace with loud machinery. One of the most common noise-related hearing problems is classified as industrial deafness, which can cause a full range of hearing issues from reduced to complete hearing loss. The most common symptom of deafness is difficulty hearing over many frequencies. Over time, the hearing difficulties can worsen if exposure to high-intensity noise continues. Industrial deafness claims ultimately lead to significant damage inside the ear, which is permanent without treatment. Wearing proper protective headphones whenever exposed to loud noises can help prevent noise-induced deaf
This document discusses noise-induced hearing loss and industrial deafness claims. It notes that prolonged exposure to loud noises can cause both short-term and long-lasting hearing problems. Common signs of industrial deafness include difficulty hearing across a range of frequencies and trouble distinguishing sounds like dialogue. Continued exposure can worsen hearing loss over time and cause permanent inner ear damage. Protective ear gear should be worn whenever exposed to loud noises to help reduce noise-related hearing loss.
While some believe those accused of crimes do not deserve legal representation, there are valid reasons why even suspected criminals should have access to solicitors. Solicitors understand the law thoroughly and can help find loopholes or present a case in a way that provides the best outcome for their client. Additionally, having experienced legal counsel can assist those accused who may struggle to represent themselves effectively. Overall, providing legal representation helps ensure a fair judicial process for all.
This document discusses strategies for selling a house quickly. It recommends setting an attractive price based on comparable recent sales in the neighborhood. It also suggests decluttering the home and removing personal items to help buyers visualize living there. The main point is that properly preparing and pricing the home are key to selling it fast.
1) The document discusses filing private compensation claims for personal injuries from car accidents that were not one's fault.
2) It notes that with recent legal changes in many places, one can pursue such claims without paying attorney fees unless compensation is won.
3) It stresses the importance of consulting a lawyer to understand one's eligibility for a private compensation claim and the evidence required before the three year statute of limitations.
The document provides a brief history of toilet paper. It discusses how ancient Greeks and Romans used stones, clay, and sponges on branches. In the 14th century, the Chinese emperor had paper cut into sheets to use in outhouses. In early America, corncobs were commonly used for hygiene before leaves and publications became more popular. The modern mass production of toilet paper began in the early 1900s when a teacher in Philadelphia had paper cut into individual sheets for her students to use.
This document discusses carpet cleaning services. It notes that rugs are an important part of many homes' decor and style. However, rugs can attract dust and stains over time if not cleaned properly. Regular vacuuming helps remove dust and allergens from rug fibers. For deeper cleaning of stains, more extensive cleaning procedures may be needed. Modern carpet cleaning methods and products have made it easier for people to keep their rugs looking fresh.
This article discusses the benefits of short-stay serviced apartments in London over hotels for temporary accommodation needs. [Serviced apartments] provide more space, flexibility, and amenities than typical hotel rooms at a lower cost. They allow for a separate living and work area, entertaining guests, and hosting events. Serviced apartments include housekeeping and front desk staff, and cover utilities like power, heating, and water in the nightly rate.
Hiring an inexpensive wedding photographer can seem appealing, but it is important to book a professional well in advance. Quality wedding photography is essential to capturing memories of your special day. When choosing a photographer, consider your personal style preferences by looking at movies and magazines you enjoy for inspiration. Communicate your vision so the photographer can reflect your individuality and passion in the photos.
This document discusses unique locations in Los Angeles for wedding photography. It provides details on Disneyland, River Arrowhead Resort, Rodeo Drive, and The Huntington Collection as potential photoshoot spots. Each location offers scenic backdrops and photo opportunities to capture romantic shots of the wedding couple. The document encourages brainstorming with a professional Los Angeles wedding photographer to find more location suggestions.
The document provides suggestions for distinctive locations in Los Angeles to take wedding photos. It recommends Disneyland for its memorable characters and backdrops. The River Arrowhead Resort offers scenic landscapes by the lake. Rodeo Drive in Beverly Hills allows for photos walking along the street and browsing shops. Finally, the Huntington Library's botanical gardens and galleries provide elegant settings for portraits.
The document provides suggestions for unique locations in Los Angeles for wedding photography. It lists Disneyland, the River Arrowhead Vacation resort overlooking scenic lakes, Rodeo Drive in Beverly Hills known for upscale shopping, and the Huntington Library and Botanical Gardens spanning 100 acres as potential photoshoot backdrops. The locations offer scenic backdrops and opportunities for formal or candid photos incorporating local scenery and attractions.
Confirmation of Payee (CoP) is a vital security measure adopted by financial institutions and payment service providers. Its core purpose is to confirm that the recipient’s name matches the information provided by the sender during a banking transaction, ensuring that funds are transferred to the correct payment account.
Confirmation of Payee was built to tackle the increasing numbers of APP Fraud and in the landscape of UK banking, the spectre of APP fraud looms large. In 2022, over £1.2 billion was stolen by fraudsters through authorised and unauthorised fraud, equivalent to more than £2,300 every minute. This statistic emphasises the urgent need for robust security measures like CoP. While over £1.2 billion was stolen through fraud in 2022, there was an eight per cent reduction compared to 2021 which highlights the positive outcomes obtained from the implementation of Confirmation of Payee. The number of fraud cases across the UK also decreased by four per cent to nearly three million cases during the same period; latest statistics from UK Finance.
In essence, Confirmation of Payee plays a pivotal role in digital banking, guaranteeing the flawless execution of banking transactions. It stands as a guardian against fraud and misallocation, demonstrating the commitment of financial institutions to safeguard their clients’ assets. The next time you engage in a banking transaction, remember the invaluable role of CoP in ensuring the security of your financial interests.
For more details, you can visit https://technoxander.com.
Dr. Alyce Su Cover Story - China's Investment Leadermsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
Economic Risk Factor Update: June 2024 [SlideShare]Commonwealth
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
Explore the world of investments with an in-depth comparison of the stock market and real estate. Understand their fundamentals, risks, returns, and diversification strategies to make informed financial decisions that align with your goals.
The document provides tips for maximizing compensation from car accident injury claims involving whiplash. It advises hiring an experienced injury lawyer to handle the legal aspects and negotiate compensation. It also stresses providing authentic documentation to support the claim and avoiding delays, as claims can take 3-4 years to resolve otherwise. The management system is designed to assist low-income plaintiffs without costing them money.
This document discusses credit card debt and potential solutions. It notes that credit card debt can feel overwhelming but does not have to be permanent. Refinancing or negotiating lower payments and interest rates are options to reduce credit card debt over time. The document also mentions debt consolidation and debt settlement programs as potential strategies for dealing with credit card debt problems.
Debt problems range from small credit card balances to bankruptcy. Whatever type of debt issues you face, you don't have to accept them forever. It's important to review your individual situation and negotiate reasonable terms to pay off your debt in writing to avoid misunderstandings. Younger people with less severe debt may be able to eliminate it within 6-7 years, while older individuals may consider negotiating terms or bankruptcy. Don't agree to terms with loopholes that could hurt your credit later.
Many people experience noise-induced hearing loss and other hearing problems from prolonged exposure to loud noises at work. These hearing issues can range from temporary to permanent hearing loss and are usually caused by a noisy workplace with loud machinery. One of the most common noise-related hearing problems is classified as industrial deafness, which can cause a full range of hearing issues from reduced to complete hearing loss. The most common symptom of deafness is difficulty hearing over many frequencies. Over time, the hearing difficulties can worsen if exposure to high-intensity noise continues. Industrial deafness claims ultimately lead to significant damage inside the ear, which is permanent without treatment. Wearing proper protective headphones whenever exposed to loud noises can help prevent noise-induced deaf
This document discusses noise-induced hearing loss and industrial deafness claims. It notes that prolonged exposure to loud noises can cause both short-term and long-lasting hearing problems. Common signs of industrial deafness include difficulty hearing across a range of frequencies and trouble distinguishing sounds like dialogue. Continued exposure can worsen hearing loss over time and cause permanent inner ear damage. Protective ear gear should be worn whenever exposed to loud noises to help reduce noise-related hearing loss.
While some believe those accused of crimes do not deserve legal representation, there are valid reasons why even suspected criminals should have access to solicitors. Solicitors understand the law thoroughly and can help find loopholes or present a case in a way that provides the best outcome for their client. Additionally, having experienced legal counsel can assist those accused who may struggle to represent themselves effectively. Overall, providing legal representation helps ensure a fair judicial process for all.
This document discusses strategies for selling a house quickly. It recommends setting an attractive price based on comparable recent sales in the neighborhood. It also suggests decluttering the home and removing personal items to help buyers visualize living there. The main point is that properly preparing and pricing the home are key to selling it fast.
1) The document discusses filing private compensation claims for personal injuries from car accidents that were not one's fault.
2) It notes that with recent legal changes in many places, one can pursue such claims without paying attorney fees unless compensation is won.
3) It stresses the importance of consulting a lawyer to understand one's eligibility for a private compensation claim and the evidence required before the three year statute of limitations.
The document provides a brief history of toilet paper. It discusses how ancient Greeks and Romans used stones, clay, and sponges on branches. In the 14th century, the Chinese emperor had paper cut into sheets to use in outhouses. In early America, corncobs were commonly used for hygiene before leaves and publications became more popular. The modern mass production of toilet paper began in the early 1900s when a teacher in Philadelphia had paper cut into individual sheets for her students to use.
This document discusses carpet cleaning services. It notes that rugs are an important part of many homes' decor and style. However, rugs can attract dust and stains over time if not cleaned properly. Regular vacuuming helps remove dust and allergens from rug fibers. For deeper cleaning of stains, more extensive cleaning procedures may be needed. Modern carpet cleaning methods and products have made it easier for people to keep their rugs looking fresh.
This article discusses the benefits of short-stay serviced apartments in London over hotels for temporary accommodation needs. [Serviced apartments] provide more space, flexibility, and amenities than typical hotel rooms at a lower cost. They allow for a separate living and work area, entertaining guests, and hosting events. Serviced apartments include housekeeping and front desk staff, and cover utilities like power, heating, and water in the nightly rate.
Hiring an inexpensive wedding photographer can seem appealing, but it is important to book a professional well in advance. Quality wedding photography is essential to capturing memories of your special day. When choosing a photographer, consider your personal style preferences by looking at movies and magazines you enjoy for inspiration. Communicate your vision so the photographer can reflect your individuality and passion in the photos.
This document discusses unique locations in Los Angeles for wedding photography. It provides details on Disneyland, River Arrowhead Resort, Rodeo Drive, and The Huntington Collection as potential photoshoot spots. Each location offers scenic backdrops and photo opportunities to capture romantic shots of the wedding couple. The document encourages brainstorming with a professional Los Angeles wedding photographer to find more location suggestions.
The document provides suggestions for distinctive locations in Los Angeles to take wedding photos. It recommends Disneyland for its memorable characters and backdrops. The River Arrowhead Resort offers scenic landscapes by the lake. Rodeo Drive in Beverly Hills allows for photos walking along the street and browsing shops. Finally, the Huntington Library's botanical gardens and galleries provide elegant settings for portraits.
The document provides suggestions for unique locations in Los Angeles for wedding photography. It lists Disneyland, the River Arrowhead Vacation resort overlooking scenic lakes, Rodeo Drive in Beverly Hills known for upscale shopping, and the Huntington Library and Botanical Gardens spanning 100 acres as potential photoshoot backdrops. The locations offer scenic backdrops and opportunities for formal or candid photos incorporating local scenery and attractions.
Confirmation of Payee (CoP) is a vital security measure adopted by financial institutions and payment service providers. Its core purpose is to confirm that the recipient’s name matches the information provided by the sender during a banking transaction, ensuring that funds are transferred to the correct payment account.
Confirmation of Payee was built to tackle the increasing numbers of APP Fraud and in the landscape of UK banking, the spectre of APP fraud looms large. In 2022, over £1.2 billion was stolen by fraudsters through authorised and unauthorised fraud, equivalent to more than £2,300 every minute. This statistic emphasises the urgent need for robust security measures like CoP. While over £1.2 billion was stolen through fraud in 2022, there was an eight per cent reduction compared to 2021 which highlights the positive outcomes obtained from the implementation of Confirmation of Payee. The number of fraud cases across the UK also decreased by four per cent to nearly three million cases during the same period; latest statistics from UK Finance.
In essence, Confirmation of Payee plays a pivotal role in digital banking, guaranteeing the flawless execution of banking transactions. It stands as a guardian against fraud and misallocation, demonstrating the commitment of financial institutions to safeguard their clients’ assets. The next time you engage in a banking transaction, remember the invaluable role of CoP in ensuring the security of your financial interests.
For more details, you can visit https://technoxander.com.
Dr. Alyce Su Cover Story - China's Investment Leadermsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
Economic Risk Factor Update: June 2024 [SlideShare]Commonwealth
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
Explore the world of investments with an in-depth comparison of the stock market and real estate. Understand their fundamentals, risks, returns, and diversification strategies to make informed financial decisions that align with your goals.
What Lessons Can New Investors Learn from Newman Leech’s Success?Newman Leech
Newman Leech's success in the real estate industry is based on key lessons and principles, offering practical advice for new investors and serving as a blueprint for building a successful career.
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
Monthly Market Risk Update: June 2024 [SlideShare]Commonwealth
Markets rallied in May, with all three major U.S. equity indices up for the month, said Sam Millette, director of fixed income, in his latest Market Risk Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
University of North Carolina at Charlotte degree offer diploma Transcripttscdzuip
办理美国UNCC毕业证书制作北卡大学夏洛特分校假文凭定制Q微168899991做UNCC留信网教留服认证海牙认证改UNCC成绩单GPA做UNCC假学位证假文凭高仿毕业证GRE代考如何申请北卡罗莱纳大学夏洛特分校University of North Carolina at Charlotte degree offer diploma Transcript
How Poonawalla Fincorp and IndusInd Bank’s Co-Branded RuPay Credit Card Cater...beulahfernandes8
The eLITE RuPay Platinum Credit Card, a strategic collaboration between Poonawalla Fincorp and IndusInd Bank, represents a significant advancement in India's digital financial landscape. Spearheaded by Abhay Bhutada, MD of Poonawalla Fincorp, the card leverages deep customer insights to offer tailored features such as no joining fees, movie ticket offers, and rewards on UPI transactions. IndusInd Bank's solid banking infrastructure and digital integration expertise ensure seamless service delivery in today's fast-paced digital economy. With a focus on meeting the growing demand for digital financial services, the card aims to cater to tech-savvy consumers and differentiate itself through unique features and superior customer service, ultimately poised to make a substantial impact in India's digital financial services space.
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
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