With the nearing of the end of their long military service, many veterans are planning to retire. Since they have had a long career, their savings have also grown over time. Some may have accumulated significant bankable wealth that allowed them to exercise their right to choose where and how their savings will be invested. Here are five main options. Patch: https://patch.com/users/bobby-m-collins Presentations: https://www.slideshare.net/BobbyMCollins/presentations Medium: https://medium.com/@bobbymcollins Collins Site: https://collinsandcate.com/ Pinterest: https://www.pinterest.com/bobbymcollins/ YouTube: https://www.youtube.com/channel/UCKIKRPVgRQJ_T-aWZFFvOmA Quora: https://www.quora.com/profile/Bobby-M-Collins

1. 5 Best Retirement
Investment Options
for US Veterans

2. Bobby M. Collins
Annuity Expert and
Veteran, serving Texas
● 940-704-1415
● 2928-A Loma Linda Lane
Wichita Falls, TX

3. Veteran Retirement Issues
● Find out more about retirement
● Make sure you have a plan
● Start now so you’re not panicking in 10 years

4. Veteran Retirement Issues
● When you’re near retirement, adjusting to the
change in lifestyle is paramount to success
● Creating a plan for how you want your retirement
to go is one of the best things you can do

5. Veteran Retirement Issues
● Do your research to determine if DoD benefits
are right for you
● If you want to enroll, do so early in your
service
● Remember that your pension is a defined
benefit plan, which can be affected by future
changes

6. Roth IRA for Veterans
● The Roth IRA has been widely touted as a
fantastic retirement investment
● There is another great option available that
military members can take advantage of
● The U.S. military's Thrift Savings Plan (TSP)

7. TSP for Veterans
● TSP has been widely touted as a fantastic
retirement investment for those who are eligible
● Unlike a Roth IRA, the TSP does not require
taxation of the investment in advance. This can
save you thousands of dollars throughout your
working career.

8. TSP for Veterans
● TSP is similar to a 401(k) or IRA and offers a
wide range of investment options in addition to
the Roth TSP
● It is a similar investment vehicle available to
service members, with many of the same
benefits and drawbacks

9. TSP for Veterans
● Consider an IRA for your spouse
● If you're age 50 or older, this might be even
more valuable to you.
● You can invest into Roth IRA too

10. TSP for Veterans
● A TSP allows you to invest in a number of
different options, including stocks and bonds
● Compare your options before making the
decision to invest within a TSP or with another
company
● Tax-free growth is a worthwhile advantage

11. TSP for Veterans
● If you are behind on your retirement savings,
start off with a maxed-out TSP
● You might be better off with a TSP if your
income is too high to contribute to a Roth IRA

12. Pensions for Veterans
● Government pensions are often referred to as
defined-benefit plans because they offer a
certain level of guaranteed retirement income
● Very low vesting requirements
● I.E., veterans must work at least a certain
amount of time before they become eligible to
collect

13. Pensions for Veterans
● Government pensions are often referred to as
defined-benefit plans because they offer a
certain level of guaranteed retirement benefits
● Companies that offer pensions often have
relatively low vesting requirements
● Before you commit, research the financial
health of the company

14. Pensions for Veterans
● If you haven’t yet enrolled in your plan, do so
now
● If you don’t, you can always sign up after you
retire
● Start by contributing small amounts of money
from each paycheck now

15. Real Estate for Veterans
● Real estate is among one of the more stable and
popular options available to veterans
● Home and other real estate investment provides
steady returns
● Investing in realestate provides different
options for income

16. Real Estate for Veterans
● Many investors choose to rent out their homes
when they're not living in them
● Home prices are typically far less volatile

17. Stocks and Bonds for Veterans
● Mutual funds, annuities, and variable life
insurance policies are some other types of
retirement investments.
● Diversification is the key to creating a solid
retirement portfolio
● There are low risk options

18. Stocks and Bonds for Veterans
● Investing in these resources is the best way to
build wealth for your future
● Diversification into different assets
● Mutual funds, annuities, and variable life
insurance policies are all often used

19. Stocks and Bonds for Veterans
● Talk to a financial advisor about your options
● Learn about different types of investments
● Consider your goals and life situation when
formulating an investment strategy

20. Annuities for Veterans
● Fixed annuities can be useful as a source of
income
● You receive a guaranteed interest rate
● You can withdraw your money at any time but
you’ll likely pay some sort of penalty

21. Annuities for Veterans
● You deposit money into an account and get a
guaranteed interest rate in return
● Minimum guarantee is typically higher than
what you would get from other sources

22. Annuities for Veterans
● You know exactly how much your investment
will earn each year
● The Federal Deposit Insurance Corporation
guarantees up to $250,000 per person in most
accounts; investors often purchase multiple

23. About Bobby M. Collins
Annuity education
Expert, serving Texas
● 940-704-1415
● 2928-A Loma Linda Lane
Wichita Falls, TX

24. About Bobby M. Collins
● Often traveling more than three hundred
miles a day to meet directly with clients,
● Serves Dallas/Ft. Worth Metroplex, Denton
County, Amarillo, Abilene and North Texas

25. About Bobby M. Collins
● Some comprehensive retirement plans
include three types of annuities such as fixed
immediate and indexed fixed
● Experience in Roth IRAs life insurance
401K, as well as defined benefit plans