This document discusses preparing for retirement and outlines two potential paths - the yellow brick road or dirt road. It notes that the American dream of retiring at 65 is now a luxury for many. It then promotes health by listing leading causes of death and building wealth through residual income. The document advocates joining a program to take control of health and wealth by committing to daily exercise, sharing the plan with others, and preparing financially for retirement.
-The Mission-
Promoting Health + Building Wealth
The 40+ Retirement Plan is geared toward one of the fastest growing segments of the American population – people 40 years old and older. At this stage in our lives, we desire to live a life with sustained health, well-being and wealth. We also look to lead lives that still matter
At 20 years old, we bought into the American Dream of getting a good job, working it until we retire at the age of 65, then living well off of the monies we saved through our IRA’s and 401k’s with possible decades of life ahead of us to enjoy the fruits of these labors. At 40+ we are dealing with the American Reality – retiring is a luxury that many of us will never enjoy. Until now.
The 40+ Retirement Plan is a blueprint to sustained health and wealth. It helps you get healthy while simultaneously making you wealthy. For the first time in almost a century, we are in jeopardy of living with less and leaving less to our families than the generation before us. We have the power to not only create a legacy, but to live it right now!
The 40+ Retirement Plan is a viable option to the current plight of the American health care system and bleak economy. Only $100 of disposable or redirected income allows us to achieve better health while preparing us and perpetuating us through retirement financially. The 40+ Retirement Plan will not only transform your life, but the lives of others around you.
-The Mission-
Promoting Health + Building Wealth
The 40+ Retirement Plan is geared toward one of the fastest growing segments of the American population – people 40 years old and older. At this stage in our lives, we desire to live a life with sustained health, well-being and wealth. We also look to lead lives that still matter
At 20 years old, we bought into the American Dream of getting a good job, working it until we retire at the age of 65, then living well off of the monies we saved through our IRA’s and 401k’s with possible decades of life ahead of us to enjoy the fruits of these labors. At 40+ we are dealing with the American Reality – retiring is a luxury that many of us will never enjoy. Until now.
The 40+ Retirement Plan is a blueprint to sustained health and wealth. It helps you get healthy while simultaneously making you wealthy. For the first time in almost a century, we are in jeopardy of living with less and leaving less to our families than the generation before us. We have the power to not only create a legacy, but to live it right now!
The 40+ Retirement Plan is a viable option to the current plight of the American health care system and bleak economy. Only $100 of disposable or redirected income allows us to achieve better health while preparing us and perpetuating us through retirement financially. The 40+ Retirement Plan will not only transform your life, but the lives of others around you.
Text NAME & "CASHFLOW" to 918-231-7309 for details on this Cashflow Expansion Franchise available for only $228 and $119/mo afterwards working with IRS-enrolled agents and Financial Experts used by the wealthy to Empower People Economically through Financial Literacy and Personal Brand Development.
This is NOT spam or a scam! Text me if you are you tired of your J.O.B. (Just Over Broke). Would you like to retire in 3 years or less? Could you use an extra $200-$800 in your paycheck per month as expanded cashflow? Do you want to get out of debt quickly? Do you want to improve your credit?
#CashflowExpansion #Cashflow #DailyPay #DailyGuarantee #InstantPayRaise #FamilyWealth #FinancialFreedom #GenerationalAutonomy #GenerationalWealth #ShiftYourIncome #Unemployed #Unemployment
Actuary Steve Vernon, retirement expert, Fellow of the Society of Actuaries and president of Rest-of-Life Communications, provides his recommendations regarding the current state of retirement and what individuals, employers and plan sponsors should do to prepare for retirement. For more information, visit www.restoflife.com
Great Advise for Grads Summer 2015. Featuring original content and tips from the best contributors across the Financial Aid and education industry, these smart, student-oriented articles are ideal to share with not only recent and upcoming graduates, but with all students as you advise them during their student career, and prepare them for life beyond campus.
Discover one of the easiest and profitable cash flow businesses of the 21st century as Waren Buffet is quoted saying, "If you don't find a way to make money while you sleep, you will work until you die."
With this business not only is it a no-touch business but you also earn daily and residual income while also enhancing your finances.
That's right no shakes, drinks or products but cold hard services that can help you make money while you make money.
So you are making money while you are making money.
So check out the slide and if you want to learn more, head to www.makewealthreal.com/Rozalynnb
Text NAME & "CASHFLOW" to 918-231-7309 for details on this Cashflow Expansion Franchise available for only $228 and $119/mo afterwards working with IRS-enrolled agents and Financial Experts used by the wealthy to Empower People Economically through Financial Literacy and Personal Brand Development.
This is NOT spam or a scam! Text me if you are you tired of your J.O.B. (Just Over Broke). Would you like to retire in 3 years or less? Could you use an extra $200-$800 in your paycheck per month as expanded cashflow? Do you want to get out of debt quickly? Do you want to improve your credit?
#CashflowExpansion #Cashflow #DailyPay #DailyGuarantee #InstantPayRaise #FamilyWealth #FinancialFreedom #GenerationalAutonomy #GenerationalWealth #ShiftYourIncome #Unemployed #Unemployment
Actuary Steve Vernon, retirement expert, Fellow of the Society of Actuaries and president of Rest-of-Life Communications, provides his recommendations regarding the current state of retirement and what individuals, employers and plan sponsors should do to prepare for retirement. For more information, visit www.restoflife.com
Great Advise for Grads Summer 2015. Featuring original content and tips from the best contributors across the Financial Aid and education industry, these smart, student-oriented articles are ideal to share with not only recent and upcoming graduates, but with all students as you advise them during their student career, and prepare them for life beyond campus.
Discover one of the easiest and profitable cash flow businesses of the 21st century as Waren Buffet is quoted saying, "If you don't find a way to make money while you sleep, you will work until you die."
With this business not only is it a no-touch business but you also earn daily and residual income while also enhancing your finances.
That's right no shakes, drinks or products but cold hard services that can help you make money while you make money.
So you are making money while you are making money.
So check out the slide and if you want to learn more, head to www.makewealthreal.com/Rozalynnb
This is a presentation I gave to my writing for the organization class. We were assigned to give an informative speech. I chose retirement because too many times its overly complicated and many young people cannot understand it.
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
2. THE AMERICAN Dream
At 20 years old, we bought into the American Dream of getting a good
job, working it until we retire at the age of 65, then living well off of the
monies we saved through our IRA’s and 401K’s with possible decades of
life ahead of us to enjoy the fruits of these labors.
Find a Great Paying Job with Get Married…Start a Fund Your Retirement
Family…Fund Your Children’s Enjoy Your Retirement!!!
Great Benefits….Work it for
25+ Years… College Tuition and Dreams…
3. THE AMERICAN Reality
At 40+ we are dealing with the American Reality – retiring is a luxury that
many of us will never enjoy OR afford.
Lose Your Job… Exhaust Your Savings…Cash Lose Your Spouse… Lose your Health and the
in Your Retirement Plan…Lose Ability to Take Care of
Your Home… Yourself…
Lose Your Dignity!
4. IMAGINE THE Possibilities
There are 2 Roads to Retirement:
YELLOW BRICK ROAD and DIRT ROAD
Which ONE are you prepared to take?...
5. PROMOTING Health
FIVE LEADING CAUSES OF DEATH IN MEN 40+:
Heart Disease
Cancer
Stroke
Chronic Lower Respiratory Disease*
(Emphysema/Chronic bronchitis)
Diabetes
FIVE Leading Causes of Death in Women 40+:
Heart Disease
Cancer
Stroke
Chronic Lower Respiratory Disease
(Emphysema/Chronic bronchitis)
Alzheimer’s Disease
*SOURCE CDC
6. BUILDING Wealth
ROAD TO RETIREMENT
MONTHS PERCENTS PARTNERSHIPS GROUP RETURN ON
POINTS CONTRIBUTION
1 15% 1 x 5 = 5 Partners $500 $75
2 5% 5 x 5 = 25 Partners $2,500 $125+
3 5% 25 x 5 = 125 Partners $12,500 $625+
4 5% 125 x 5 = 625 Partners $62,500 $3,125+
5 5% 625 x 5 = 3,125 Partners $312,500 $15,625+
3,125 x 5 = 15,625
6 3% Partners $1,562,500 $46,875+
15,625 x 5 = 78,125
7 2% Partners $7,812,500 $156,250+
78,125 x 5 = 390,625
8 1% Partners $39,062,500 $390,625+
BASED ON A MONTHLY CONTRIBUTION OF $100.00 FOR MONTHS 1 & 2. CONTRIBUTION
MUST INCREASE TO $200.00 PER MONTH ONCE THE THIRD PROGRESSION IS REACHED.
INDIVIDUAL RESULTS MAY VARY.
7. WHAT’S YOUR Legacy?
Many Americans 40+ will never experience the “American Dream.” As we get
older and and closer to retirement, we don’t know how we will support
ourselves, let alone our children and their children. Create Your Own Legacy.
Pay for Your Children’s College Tuition
Start a Family Business
Build an Estate for Your Next Generations
create your own your legacy
8. RESIDUAL INCOME = Residual Benefits
• Live a Legacy while Building a Legacy
• THE 40+ PLAN begins paying dividends Residually the 1st month of your
participation.
• At month #2, you are no longer funding the plan out of your pocket. It begins
to fund itself.
• Your participation affords you tax breaks.
• As a participant of THE 40+ PLAN , you will receive monthly, specified
Nutritional Products that are geared toward your Physical needs for simply
maintaining your commitment.
• Because of your consumption of the Nutritional Products and your daily
commitment to exercise, you are becoming Healthier as you become Wealthier.
• You have helped change the future of some of your Family and Friends by
Sharing the THE 40+ PLAN with them.
10. JOIN THE Movement
TAKE CONTROL OF YOUR HEALTH AND WEALTH TODAY!
WHO ARE THE 5 YOU ARE GOING TO HELP
RETIREMENT WITH DIGNITY?
1
2
3
5
4 YOU
11. MAKE THE Commitment
FULL NAME: __________________________________________________________________________
ADDRESS: ____________________________________________________________________________
CITY: ______________________________________ STATE: _______________ ZIP: _________________
PHONE: ______________________________ EMAIL: __________________________________________
HEIGHT: ____ CURRENT WEIGHT: _____ CURRENT SIZE: ____ DEAL WEIGHT: _____ IDEAL SIZE: _____
HOW DO YOU RATE YOUR OVERALL HEALTH? (1-5; 5 BEING THE BEST): ________
HOW DO YOU RATE YOUR OVERALL RETIREMENT WEALTH? (1-5; 5 BEING THE BEST): _________
I COMMIT TO PREPARING FINANCIALLY FOR MY RETIREMENT
I COMMIT TO EXERCISING DAILY
I COMMIT TO SHARING THIS PLAN WITH OTHERS
I COMMIT TO THE 40+ RETIREMENT PLAN
BEFORE PHOTO AFTER PHOTO
BEFORE PHOTO AFTER PHOTO