The document discusses preparing for retirement through building wealth and promoting health. It outlines the American dream of working until retirement at 65, but notes the reality is different as many will be unable to afford retirement. It then promotes building wealth through a multi-level marketing plan that pays residuals as more participants join. Maintaining health through exercise and nutrition is also emphasized to enjoy retirement and address leading causes of death. The document encourages committing to the plan to prepare financially and physically for retirement.
This document discusses preparing for retirement and outlines two potential paths - the yellow brick road or dirt road. It notes that the American dream of retiring at 65 is now a luxury for many. It then promotes health by listing leading causes of death and building wealth through residual income. The document advocates joining a program to take control of health and wealth by committing to daily exercise, sharing the plan with others, and preparing financially for retirement.
-The Mission-
Promoting Health + Building Wealth
The 40+ Retirement Plan is geared toward one of the fastest growing segments of the American population – people 40 years old and older. At this stage in our lives, we desire to live a life with sustained health, well-being and wealth. We also look to lead lives that still matter
At 20 years old, we bought into the American Dream of getting a good job, working it until we retire at the age of 65, then living well off of the monies we saved through our IRA’s and 401k’s with possible decades of life ahead of us to enjoy the fruits of these labors. At 40+ we are dealing with the American Reality – retiring is a luxury that many of us will never enjoy. Until now.
The 40+ Retirement Plan is a blueprint to sustained health and wealth. It helps you get healthy while simultaneously making you wealthy. For the first time in almost a century, we are in jeopardy of living with less and leaving less to our families than the generation before us. We have the power to not only create a legacy, but to live it right now!
The 40+ Retirement Plan is a viable option to the current plight of the American health care system and bleak economy. Only $100 of disposable or redirected income allows us to achieve better health while preparing us and perpetuating us through retirement financially. The 40+ Retirement Plan will not only transform your life, but the lives of others around you.
The document discusses the power of compound interest and long-term investing for building wealth. It provides examples showing that starting to invest early and doing so regularly, even with small amounts, can result in having over $1 million by retirement age. Small daily sacrifices, such as skipping a coffee shop latte, can fund an investment that grows substantially over decades through compound interest.
The document discusses preparing for retirement and promoting health. It outlines the American dream of working until retirement at 65, but notes this is now a luxury many cannot afford. It then discusses building wealth through a monthly contribution plan that increases returns over time. The plan aims to help people take control of their health and wealth and create a legacy for future generations.
This document promotes a club called the American 40Plus Club that aims to help people achieve financial freedom and retire with dignity. It discusses how the traditional American dream of retiring at 65 is no longer a reality for many. The club uses a multi-level marketing structure where members commit to improving their health, bringing in 5 other members, and helping those members do the same to build wealth over time through residual income. Members also receive nutritional products and support to improve their health as part of the program.
This document outlines steps to retire early in under 20 years through daily meditation, living frugally, investing savings, and letting compound interest work for you. It recommends starting daily meditation to reduce stress and determine your true needs. Next, cut unnecessary expenses like eating out and driving to save $25,000 annually if earning the $51,442 median US income. Invest these savings in a low-cost index fund. Repeat this process and let compound returns do the work to reach $655,000 in 15 years, the estimated amount needed for a 4% safe withdrawal rate in retirement. The steps are tailored for an "average" household but everyone's situation differs.
Compound Interest Mind Bend - It's a Money ThingTim McAlpine
It’s a Money Thing is a collection of effective and affordable financial education content designed to engage and teach young adults while setting your credit union apart. These presentations and other elements are all customizable with your credit union's logo. Check out Currency Marketing at currencymarketing.ca/money-thing for more information.
The document discusses preparing for retirement through building wealth and promoting health. It outlines the American dream of working until retirement at 65, but notes the reality is different as many will be unable to afford retirement. It then promotes building wealth through a multi-level marketing plan that pays residuals as more participants join. Maintaining health through exercise and nutrition is also emphasized to enjoy retirement and address leading causes of death. The document encourages committing to the plan to prepare financially and physically for retirement.
This document discusses preparing for retirement and outlines two potential paths - the yellow brick road or dirt road. It notes that the American dream of retiring at 65 is now a luxury for many. It then promotes health by listing leading causes of death and building wealth through residual income. The document advocates joining a program to take control of health and wealth by committing to daily exercise, sharing the plan with others, and preparing financially for retirement.
-The Mission-
Promoting Health + Building Wealth
The 40+ Retirement Plan is geared toward one of the fastest growing segments of the American population – people 40 years old and older. At this stage in our lives, we desire to live a life with sustained health, well-being and wealth. We also look to lead lives that still matter
At 20 years old, we bought into the American Dream of getting a good job, working it until we retire at the age of 65, then living well off of the monies we saved through our IRA’s and 401k’s with possible decades of life ahead of us to enjoy the fruits of these labors. At 40+ we are dealing with the American Reality – retiring is a luxury that many of us will never enjoy. Until now.
The 40+ Retirement Plan is a blueprint to sustained health and wealth. It helps you get healthy while simultaneously making you wealthy. For the first time in almost a century, we are in jeopardy of living with less and leaving less to our families than the generation before us. We have the power to not only create a legacy, but to live it right now!
The 40+ Retirement Plan is a viable option to the current plight of the American health care system and bleak economy. Only $100 of disposable or redirected income allows us to achieve better health while preparing us and perpetuating us through retirement financially. The 40+ Retirement Plan will not only transform your life, but the lives of others around you.
The document discusses the power of compound interest and long-term investing for building wealth. It provides examples showing that starting to invest early and doing so regularly, even with small amounts, can result in having over $1 million by retirement age. Small daily sacrifices, such as skipping a coffee shop latte, can fund an investment that grows substantially over decades through compound interest.
The document discusses preparing for retirement and promoting health. It outlines the American dream of working until retirement at 65, but notes this is now a luxury many cannot afford. It then discusses building wealth through a monthly contribution plan that increases returns over time. The plan aims to help people take control of their health and wealth and create a legacy for future generations.
This document promotes a club called the American 40Plus Club that aims to help people achieve financial freedom and retire with dignity. It discusses how the traditional American dream of retiring at 65 is no longer a reality for many. The club uses a multi-level marketing structure where members commit to improving their health, bringing in 5 other members, and helping those members do the same to build wealth over time through residual income. Members also receive nutritional products and support to improve their health as part of the program.
This document outlines steps to retire early in under 20 years through daily meditation, living frugally, investing savings, and letting compound interest work for you. It recommends starting daily meditation to reduce stress and determine your true needs. Next, cut unnecessary expenses like eating out and driving to save $25,000 annually if earning the $51,442 median US income. Invest these savings in a low-cost index fund. Repeat this process and let compound returns do the work to reach $655,000 in 15 years, the estimated amount needed for a 4% safe withdrawal rate in retirement. The steps are tailored for an "average" household but everyone's situation differs.
Compound Interest Mind Bend - It's a Money ThingTim McAlpine
It’s a Money Thing is a collection of effective and affordable financial education content designed to engage and teach young adults while setting your credit union apart. These presentations and other elements are all customizable with your credit union's logo. Check out Currency Marketing at currencymarketing.ca/money-thing for more information.
The document provides advice on paying off a $1.9 million loan over 30 years at $63,333 per year in interest and payments. It suggests cutting the repayment period to 15 years which would save $949,999 in interest. Alternatively, saving $2 million earning 4% interest annually would provide $80,000 per year to potentially cover the loan payments and taxes, but an additional $2 million or more would still be needed for living expenses. It then discusses using a Money Merge Account program to significantly reduce interest payments on loans like a mortgage compared to traditional repayment plans.
Starting to invest early can significantly impact your retirement savings over time due to the power of compounding interest. Waiting even one year to start contributing $200 per month to a retirement plan at an 8% rate of return can result in having $55,808 less at retirement age 65 if starting at age 25 compared to age 26. Similarly, waiting from age 35 to 36 to start contributing the same amount can reduce the retirement balance by over $25,000. The longer you wait to start investing and taking advantage of compounding returns, the more difficult it will be to achieve your retirement goals.
The document discusses the importance of savings, investments, and financial planning over the long term. It notes that saving and investing money can help ensure one has food, shelter, health care and is debt-free in both life and death. The power of compound interest is explained, showing how small investments at young ages and higher interest rates can grow substantially over decades. Various financial products are also mentioned like healthcare coverage, life insurance, and emergency funds to provide protection for oneself and one's family.
This document criticizes Dave Ramsey's advice regarding saving and investing, arguing that his claims about being able to save $500,000-$700,000 in 20 years by investing $6,000 annually are unrealistic and do not account for fees, taxes, and average market returns. It then provides alternative scenarios using life insurance and income plans that it argues would provide better guaranteed benefits and returns over the long run compared to Ramsey's mutual fund strategy.
This document discusses preparing for retirement and outlines two potential paths - the yellow brick road and dirt road. It notes that the American dream of retiring at 65 is now a luxury for many. It then discusses promoting health by addressing leading causes of death for men and women over 40. The document outlines a plan to build wealth through partnerships and monthly contributions. It emphasizes creating a legacy and residual income through this plan. It encourages joining the movement to take control of health and wealth.
The document discusses the difficulties that many recent college graduates face with high student loan debt and a challenging job market. It contrasts their "American Dream" of attaining success and prosperity with the "American Nightmare" of living paycheck to paycheck. It proposes that individuals can take control of their health and wealth by participating in a program that provides residual income and benefits through building partnerships over time.
Actuary Steve Vernon, retirement expert, Fellow of the Society of Actuaries and president of Rest-of-Life Communications, provides his recommendations regarding the current state of retirement and what individuals, employers and plan sponsors should do to prepare for retirement. For more information, visit www.restoflife.com
The document summarizes the current state of retirement in the United States, including challenges like inadequate financial resources, lack of retirement plan participation, and declining defined benefit plans. It then provides recommendations for individuals, such as developing a retirement plan, maximizing Social Security and pension benefits, and adjusting expenses to match retirement income. Finally, it offers examples of calculating target retirement savings needed at different ages.
The document discusses Primerica, a financial services company, and how it offers consumers various financial products and services. It notes that Primerica has over 100,000 representatives and markets products to middle-income consumers. The document also discusses the importance of debt elimination and having adequate life insurance and retirement savings.
This document promotes a financial strategy company that claims to provide experts to help customers get an "instant pay raise" through tax reduction strategies, credit restoration, debt elimination, and wealth generation services. It details the company's membership program which includes tax, credit, debt, and wealth advisors. It also promotes the opportunity to refer others and earn daily bonuses and overrides through the company's multi-level marketing compensation plan. The goal is to build a team of customers and representatives to earn residual income from the fees paid by members and bonuses from those enrolled underneath you.
Linkedin francic chimenti planning for retirement -Carol Buckmann
This document provides an overview of retirement planning for a hypothetical couple, Frank and Joanne Wilson. It discusses estimating retirement expenses, sources of retirement income, developing a retirement vision, and strategies to pursue their goals. Key points include estimating the Wilsons' annual living expenses in retirement will be $175,000 but their current annual income is only $50,000, leaving a $125,000 shortfall. The document outlines a potential strategy to address this, including reviewing investments, Social Security claiming strategies, generating income streams, protecting principal, and ensuring insurance needs are met.
The document discusses a company called FFS that provides financial services and products to help families achieve their financial goals. It promotes FFS's business building system as a proven way for leaders to build a successful business. FFS aims to improve families' saving habits through the latest financial concepts and products. The document then outlines several problems facing Americans today such as debt, lack of savings, and retirement issues. It suggests that through FFS's services, families can gain financial security and independence.
The document discusses accumulating wealth over a lifetime for financial security and retirement. It notes that most savings plans are inadequate due to everyday living expenses and risks like disability, death, or economic downturns. The document advocates paying yourself first through savings and investments, and ensuring income replacement through disability and life insurance to protect your future financial potential and human life value.
This document provides advice for recent college graduates on managing debt and finances after graduation. It begins by noting that while the average salary for a bachelor's degree holder is over $70,000, nearly half of Americans die with less than $10,000 due to expenses like housing, transportation, food, taxes, and interest payments over a lifetime. It then provides tips for graduates to save early by setting up automatic savings, maintain good credit to minimize interest on debts, and stay informed about financial changes. The document also explains the different types of federal student loans and repayment plans, and stresses the importance of understanding repayment options and making a plan to pay loans off strategically while avoiding excessive interest costs.
This document provides an introduction to superannuation. It discusses what superannuation is, why we need compulsory super, and the benefits of saving through super such as tax advantages. It emphasizes that starting contributions early and maximizing returns can make a big difference to the total amount saved by retirement. The document recommends seeking professional financial advice to understand options and strategies for one's personal situation.
The document discusses various financial services offered by UFirst Alliance to help clients achieve financial freedom through debt cancellation, increased cash flow, emergency savings, insurance, long-term savings, and estate planning. It provides examples of how small regular investments over long periods of time can significantly grow retirement savings compared to starting later. Clients work with UFirst agents to identify specific needs and strategies.
The document discusses different retirement savings options such as 401(k)s, IRAs, and pensions. It provides details on contribution limits, tax advantages, and investment growth over time for each option. The main message is that starting to save for retirement early, even in small amounts each week, can significantly increase the total savings one accumulates by retirement age.
This document discusses the American Dream and contrasts it with the current "American Nightmare" facing many college graduates. It notes that while graduates expect to find good paying jobs that allow them to start a family and enjoy retirement, many are instead faced with low salaries, debt, unstable employment, and financial insecurity. The document promotes an investment program as a way for people to create their own dreams and financial security through residual income. It encourages readers to join the movement and help fund the dreams of others.
The document provides advice on paying off a $1.9 million loan over 30 years at $63,333 per year in interest and payments. It suggests cutting the repayment period to 15 years which would save $949,999 in interest. Alternatively, saving $2 million earning 4% interest annually would provide $80,000 per year to potentially cover the loan payments and taxes, but an additional $2 million or more would still be needed for living expenses. It then discusses using a Money Merge Account program to significantly reduce interest payments on loans like a mortgage compared to traditional repayment plans.
Starting to invest early can significantly impact your retirement savings over time due to the power of compounding interest. Waiting even one year to start contributing $200 per month to a retirement plan at an 8% rate of return can result in having $55,808 less at retirement age 65 if starting at age 25 compared to age 26. Similarly, waiting from age 35 to 36 to start contributing the same amount can reduce the retirement balance by over $25,000. The longer you wait to start investing and taking advantage of compounding returns, the more difficult it will be to achieve your retirement goals.
The document discusses the importance of savings, investments, and financial planning over the long term. It notes that saving and investing money can help ensure one has food, shelter, health care and is debt-free in both life and death. The power of compound interest is explained, showing how small investments at young ages and higher interest rates can grow substantially over decades. Various financial products are also mentioned like healthcare coverage, life insurance, and emergency funds to provide protection for oneself and one's family.
This document criticizes Dave Ramsey's advice regarding saving and investing, arguing that his claims about being able to save $500,000-$700,000 in 20 years by investing $6,000 annually are unrealistic and do not account for fees, taxes, and average market returns. It then provides alternative scenarios using life insurance and income plans that it argues would provide better guaranteed benefits and returns over the long run compared to Ramsey's mutual fund strategy.
This document discusses preparing for retirement and outlines two potential paths - the yellow brick road and dirt road. It notes that the American dream of retiring at 65 is now a luxury for many. It then discusses promoting health by addressing leading causes of death for men and women over 40. The document outlines a plan to build wealth through partnerships and monthly contributions. It emphasizes creating a legacy and residual income through this plan. It encourages joining the movement to take control of health and wealth.
The document discusses the difficulties that many recent college graduates face with high student loan debt and a challenging job market. It contrasts their "American Dream" of attaining success and prosperity with the "American Nightmare" of living paycheck to paycheck. It proposes that individuals can take control of their health and wealth by participating in a program that provides residual income and benefits through building partnerships over time.
Actuary Steve Vernon, retirement expert, Fellow of the Society of Actuaries and president of Rest-of-Life Communications, provides his recommendations regarding the current state of retirement and what individuals, employers and plan sponsors should do to prepare for retirement. For more information, visit www.restoflife.com
The document summarizes the current state of retirement in the United States, including challenges like inadequate financial resources, lack of retirement plan participation, and declining defined benefit plans. It then provides recommendations for individuals, such as developing a retirement plan, maximizing Social Security and pension benefits, and adjusting expenses to match retirement income. Finally, it offers examples of calculating target retirement savings needed at different ages.
The document discusses Primerica, a financial services company, and how it offers consumers various financial products and services. It notes that Primerica has over 100,000 representatives and markets products to middle-income consumers. The document also discusses the importance of debt elimination and having adequate life insurance and retirement savings.
This document promotes a financial strategy company that claims to provide experts to help customers get an "instant pay raise" through tax reduction strategies, credit restoration, debt elimination, and wealth generation services. It details the company's membership program which includes tax, credit, debt, and wealth advisors. It also promotes the opportunity to refer others and earn daily bonuses and overrides through the company's multi-level marketing compensation plan. The goal is to build a team of customers and representatives to earn residual income from the fees paid by members and bonuses from those enrolled underneath you.
Linkedin francic chimenti planning for retirement -Carol Buckmann
This document provides an overview of retirement planning for a hypothetical couple, Frank and Joanne Wilson. It discusses estimating retirement expenses, sources of retirement income, developing a retirement vision, and strategies to pursue their goals. Key points include estimating the Wilsons' annual living expenses in retirement will be $175,000 but their current annual income is only $50,000, leaving a $125,000 shortfall. The document outlines a potential strategy to address this, including reviewing investments, Social Security claiming strategies, generating income streams, protecting principal, and ensuring insurance needs are met.
The document discusses a company called FFS that provides financial services and products to help families achieve their financial goals. It promotes FFS's business building system as a proven way for leaders to build a successful business. FFS aims to improve families' saving habits through the latest financial concepts and products. The document then outlines several problems facing Americans today such as debt, lack of savings, and retirement issues. It suggests that through FFS's services, families can gain financial security and independence.
The document discusses accumulating wealth over a lifetime for financial security and retirement. It notes that most savings plans are inadequate due to everyday living expenses and risks like disability, death, or economic downturns. The document advocates paying yourself first through savings and investments, and ensuring income replacement through disability and life insurance to protect your future financial potential and human life value.
This document provides advice for recent college graduates on managing debt and finances after graduation. It begins by noting that while the average salary for a bachelor's degree holder is over $70,000, nearly half of Americans die with less than $10,000 due to expenses like housing, transportation, food, taxes, and interest payments over a lifetime. It then provides tips for graduates to save early by setting up automatic savings, maintain good credit to minimize interest on debts, and stay informed about financial changes. The document also explains the different types of federal student loans and repayment plans, and stresses the importance of understanding repayment options and making a plan to pay loans off strategically while avoiding excessive interest costs.
This document provides an introduction to superannuation. It discusses what superannuation is, why we need compulsory super, and the benefits of saving through super such as tax advantages. It emphasizes that starting contributions early and maximizing returns can make a big difference to the total amount saved by retirement. The document recommends seeking professional financial advice to understand options and strategies for one's personal situation.
The document discusses various financial services offered by UFirst Alliance to help clients achieve financial freedom through debt cancellation, increased cash flow, emergency savings, insurance, long-term savings, and estate planning. It provides examples of how small regular investments over long periods of time can significantly grow retirement savings compared to starting later. Clients work with UFirst agents to identify specific needs and strategies.
The document discusses different retirement savings options such as 401(k)s, IRAs, and pensions. It provides details on contribution limits, tax advantages, and investment growth over time for each option. The main message is that starting to save for retirement early, even in small amounts each week, can significantly increase the total savings one accumulates by retirement age.
This document discusses the American Dream and contrasts it with the current "American Nightmare" facing many college graduates. It notes that while graduates expect to find good paying jobs that allow them to start a family and enjoy retirement, many are instead faced with low salaries, debt, unstable employment, and financial insecurity. The document promotes an investment program as a way for people to create their own dreams and financial security through residual income. It encourages readers to join the movement and help fund the dreams of others.
This document discusses the American Dream and contrasts it with the current "American Nightmare" facing many college graduates. It notes that while graduates expect to find good paying jobs that allow them to start a family and enjoy retirement, many are instead faced with low salaries, debt, unstable employment, and financial precarity. The document advocates for taking control of one's health and future through participating in a multi-level marketing program that promises residual income and benefits. It asks readers to dream big and join the movement to help fund dreams.
The document discusses the importance of planning for retirement given increasing lifespans and outlines strategies for retirement success such as contributing to 401k plans starting early, paying yourself first by spending less than you earn, avoiding emotional decisions with investments, not taking early withdrawals from retirement accounts, and prioritizing needs over wants to maximize savings. It also highlights tools like annual reviews, statements, and financial advisors that can help people stay on track with their retirement goals.
This document summarizes the offerings of MWR Financial, a company founded in 2013 that provides financial solutions and services. It outlines MWR Financial's executive team and leadership, the financial products and services it offers members through its Financial Edge membership including tools for debt resolution, credit improvement, tax savings, and retirement planning. It also describes the opportunity to become an MWR Financial consultant and share the Financial Edge membership and business opportunity with others to earn commissions and bonuses.
This document summarizes the offerings of MWR Financial, a company founded in 2013 that provides financial solutions and services. It outlines MWR Financial's executive team and leadership, the financial products and services it offers members through its Financial Edge membership including programs for debt resolution, credit improvement, money management, and tax reduction. It also describes the opportunity to become an MWR Financial consultant and share the Financial Edge membership and business opportunity with others for daily commissions and bonuses.
2. THE AMERICAN Dream
At 20 years old, we bought into the American Dream of getting a good
job, working it until we retire at the age of 65, then living well off of the
monies we saved through our IRA’s and 401K’s with possible decades of
life ahead of us to enjoy the fruits of these labors.
Find a Great Paying Job with Get Married…Start a Fund Your Retirement
Family…Fund Your Children’s Enjoy Your Retirement!!!
Great Benefits….Work it for
25+ Years… College Tuition and Dreams…
3. THE AMERICAN Reality
At 40+ we are dealing with the American Reality – retiring is a luxury that
many of us will never enjoy OR afford.
Lose Your Job… Exhaust Your Savings…Cash Lose Your Spouse… Lose your Health and the
in Your Retirement Plan…Lose Ability to Take Care of
Your Home… Yourself…
Lose Your Dignity!
4. IMAGINE THE Possibilities
There are 2 Roads to Retirement:
YELLOW BRICK ROAD and DIRT ROAD
Which ONE are you prepared to take?...
5. PROMOTING Health
FIVE LEADING CAUSES OF DEATH IN MEN 40+:
Heart Disease
Cancer
Stroke
Chronic Lower Respiratory Disease*
(Emphysema/Chronic bronchitis)
Diabetes
FIVE Leading Causes of Death in Women 40+:
Heart Disease
Cancer
Stroke
Chronic Lower Respiratory Disease
(Emphysema/Chronic bronchitis)
Alzheimer’s Disease
*SOURCE CDC
6. BUILDING Wealth
ROAD TO RETIREMENT
MONTHS PERCENTS PARTNERSHIPS GROUP RETURN ON
POINTS CONTRIBUTION
1 15% 1 x 5 = 5 Partners $500 $75
2 5% 5 x 5 = 25 Partners $2,500 $125+
3 5% 25 x 5 = 125 Partners $12,500 $625+
4 5% 125 x 5 = 625 Partners $62,500 $3,125+
5 5% 625 x 5 = 3,125 Partners $312,500 $15,625+
3,125 x 5 = 15,625
6 3% Partners $1,562,500 $46,875+
15,625 x 5 = 78,125
7 2% Partners $7,812,500 $156,250+
78,125 x 5 = 390,625
8 1% Partners $39,062,500 $390,625+
BASED ON A MONTHLY CONTRIBUTION OF $100.00 FOR MONTHS 1& 2.
CONTRIBUTION MUST INCREASE TO $200.00 PER MONTH ONCE THE THIRD PROGRESSION IS REACHED.
7. WHAT’S YOUR Legacy?
Many Americans 40+ will never experience the “American Dream.” As we get
older and and closer to retirement, we don’t know how we will support
ourselves, let alone our children and their children. Create Your Own Legacy.
Pay for Your Children’s College Tuition
Start a Family Business
Build an Estate for Your Next Generations
create your own your legacy
8. RESIDUAL INCOME = Residual Benefits
• Live a Legacy while Building a Legacy
• THE 40+ PLAN begins paying dividends Residually the 1st month of your
participation.
• At month #2, you are no longer funding the plan out of your pocket. It begins
to fund itself.
• Your participation affords you tax breaks.
• As a participant of THE 40+ PLAN , you will receive monthly, specified
Nutritional Products that are geared toward your Physical needs for simply
maintaining your commitment.
• Because of your consumption of the Nutritional Products and your daily
commitment to exercise, you are becoming Healthier as you become Wealthier.
• You have helped change the future of some of your Family and Friends by
Sharing the THE 40+ PLAN with them.
10. JOIN THE Movement
TAKE CONTROL OF YOUR HEALTH AND WEALTH TODAY!
WHO ARE THE 5 YOU ARE GOING TO HELP
RETIREMENT WITH DIGNITY?
1
2
3
5
4 YOU
11. MAKE THE Commitment
FULL NAME: __________________________________________________________________________
ADDRESS: ____________________________________________________________________________
CITY: ______________________________________ STATE: _______________ ZIP: _________________
PHONE: ______________________________ EMAIL: __________________________________________
HEIGHT: ____ CURRENT WEIGHT: _____ CURRENT SIZE: ____ DEAL WEIGHT: _____ IDEAL SIZE: _____
HOW DO YOU RATE YOUR OVERALL HEALTH? (1-5; 5 BEING THE BEST): ________
HOW DO YOU RATE YOUR OVERALL RETIREMENT WEALTH? (1-5; 5 BEING THE BEST): _________
I COMMIT TO PREPARING FINANCIALLY FOR MY RETIREMENT
I COMMIT TO EXERCISING DAILY
I COMMIT TO SHARING THIS PLAN WITH OTHERS
I COMMIT THE 40+ RETIREMENT PLAN
BEFORE PHOTO AFTER PHOTO
BEFORE PHOTO AFTER PHOTO