1. The document discusses financial self-management through tracking income and expenses in blocks. It recommends breaking total income into smaller blocks for investment, savings, housing expenses, and personal expenses. 2. It further advises prioritizing expense blocks, with investment and savings being the highest priority blocks. 3. Testing the plan, reviewing it, and improving it through testing is suggested as a way to define problems and create new ideas to refine the plan. Repeated testing reveals insights that enhance the plan.