Delta Dental of Tennessee has experienced significant growth over the past 10 years. Their primary subscriber base has increased 74% to over 518,000 subscribers, covering a total of over 1.2 million members. Along with this growth, their PPO network has increased 216% since 2004. Delta Dental of Tennessee remains committed to improving oral health in their communities through their Smile 180 initiative, investing over $5.2 million in 2014 to support charitable clinics, children's hospitals, and oral health programs across Tennessee. They are well positioned for continued growth while further helping those most in need through Smile 180.
Delta Dental of Tennessee was founded in 1965 and has become the largest dental insurance provider in Tennessee. It affiliated with other Delta Dental plans in neighboring states in 2006 to increase efficiencies. Today it covers over 1.18 million people across several states. Delta Dental of Tennessee offers two provider networks, Delta Dental PPO and Delta Dental Premier, to provide customers with cost savings and access to care. It provides support to various community organizations in Tennessee through donations and volunteer efforts.
The annual review document summarizes the activities and accomplishments of the Citizens Advice Bureaus in the Stroud and Cotswold Districts for the 2014-2015 year. It provides statistics on the number of clients helped, most common issues, and impact of the advice. It highlights expanding services, training new volunteers, and successful advocacy and policy work. The review expresses gratitude to funders and volunteers who make the important work of advising residents possible.
The document provides a summary of dental benefits offered through the DeltaCare USA dental plan. Key benefits include:
- Access to a large network of dentists to choose from for regular dental care and referrals to specialists if needed.
- Many preventive services like cleanings, x-rays, and exams are covered with no copayment.
- Restorative services like fillings and crowns have set copayments ranging from $8-$395 depending on the type of material and number of surfaces.
- Specialty care is covered through referrals from the selected general dentist with only the specialist copay applying.
This document provides summaries of five case studies of successful not-for-profit dental centers across the United States. Common lessons learned from the centers include implementing strategies for economies of scale, focusing on specific patient populations, developing partnerships, utilizing dental residents, finding committed providers, quality improvement programs, engaging leadership and boards, attention to financial sustainability, and the importance of scaling operations for efficiency. The case studies highlight centers ranging in size and revenue that have found ways to expand access to care while remaining financially viable through various strategies.
Quality Dental Plan: An Innovative Solution for Success in Today's Dental Pra...QualityDentalPlan
Quality Dental Plan is an in-office dental membership program that helps your practice provide care to the millions of people without traditional dental insurance benefits in your community. The QDP team has done all the homework and research so you don’t have to. From implementation to team training to marketing, we cover all bases to ensure QDP is a success for your office.
This document summarizes information about Paycare, a UK-based not-for-profit health insurance provider founded in 1874. It provides concise overviews of Paycare's mission to help individuals maintain good physical and mental health, its history and charitable donations, the types of health plans it offers for individuals and employers, and some of its key statistics like high customer satisfaction and claims processing rates. The document is intended to introduce potential customers to Paycare's services and values.
This document provides information about Via Health's self-pay billing management and patient financing services. It discusses their early out self-pay billing management services which aim to increase cash flow by working accounts early. It also details their unique patient financing option with non-recourse funding, which allows patients more time to pay and hospitals to receive money sooner. The document outlines their billing and collection processes, use of statements, and how their patient financing program works for both patients and hospitals. It emphasizes their focus on customer service and maintaining positive patient and community relationships.
The document provides 10 tips for dentists to protect their family and practice value in the event of an untimely death or disability. It is important to 1) know the value of the practice, 2) understand the local market and likely buyers, and 3) move quickly to find a replacement dentist to keep the practice running and maintain its value. A crisis plan should involve the spouse, family, staff and advisor team which includes an attorney, CPA, and practice broker at minimum. The plan should be in writing and shared with advisors. Life and disability insurance is also critical as practice sale proceeds often only support a family for 1-3 years.
Delta Dental of Tennessee was founded in 1965 and has become the largest dental insurance provider in Tennessee. It affiliated with other Delta Dental plans in neighboring states in 2006 to increase efficiencies. Today it covers over 1.18 million people across several states. Delta Dental of Tennessee offers two provider networks, Delta Dental PPO and Delta Dental Premier, to provide customers with cost savings and access to care. It provides support to various community organizations in Tennessee through donations and volunteer efforts.
The annual review document summarizes the activities and accomplishments of the Citizens Advice Bureaus in the Stroud and Cotswold Districts for the 2014-2015 year. It provides statistics on the number of clients helped, most common issues, and impact of the advice. It highlights expanding services, training new volunteers, and successful advocacy and policy work. The review expresses gratitude to funders and volunteers who make the important work of advising residents possible.
The document provides a summary of dental benefits offered through the DeltaCare USA dental plan. Key benefits include:
- Access to a large network of dentists to choose from for regular dental care and referrals to specialists if needed.
- Many preventive services like cleanings, x-rays, and exams are covered with no copayment.
- Restorative services like fillings and crowns have set copayments ranging from $8-$395 depending on the type of material and number of surfaces.
- Specialty care is covered through referrals from the selected general dentist with only the specialist copay applying.
This document provides summaries of five case studies of successful not-for-profit dental centers across the United States. Common lessons learned from the centers include implementing strategies for economies of scale, focusing on specific patient populations, developing partnerships, utilizing dental residents, finding committed providers, quality improvement programs, engaging leadership and boards, attention to financial sustainability, and the importance of scaling operations for efficiency. The case studies highlight centers ranging in size and revenue that have found ways to expand access to care while remaining financially viable through various strategies.
Quality Dental Plan: An Innovative Solution for Success in Today's Dental Pra...QualityDentalPlan
Quality Dental Plan is an in-office dental membership program that helps your practice provide care to the millions of people without traditional dental insurance benefits in your community. The QDP team has done all the homework and research so you don’t have to. From implementation to team training to marketing, we cover all bases to ensure QDP is a success for your office.
This document summarizes information about Paycare, a UK-based not-for-profit health insurance provider founded in 1874. It provides concise overviews of Paycare's mission to help individuals maintain good physical and mental health, its history and charitable donations, the types of health plans it offers for individuals and employers, and some of its key statistics like high customer satisfaction and claims processing rates. The document is intended to introduce potential customers to Paycare's services and values.
This document provides information about Via Health's self-pay billing management and patient financing services. It discusses their early out self-pay billing management services which aim to increase cash flow by working accounts early. It also details their unique patient financing option with non-recourse funding, which allows patients more time to pay and hospitals to receive money sooner. The document outlines their billing and collection processes, use of statements, and how their patient financing program works for both patients and hospitals. It emphasizes their focus on customer service and maintaining positive patient and community relationships.
The document provides 10 tips for dentists to protect their family and practice value in the event of an untimely death or disability. It is important to 1) know the value of the practice, 2) understand the local market and likely buyers, and 3) move quickly to find a replacement dentist to keep the practice running and maintain its value. A crisis plan should involve the spouse, family, staff and advisor team which includes an attorney, CPA, and practice broker at minimum. The plan should be in writing and shared with advisors. Life and disability insurance is also critical as practice sale proceeds often only support a family for 1-3 years.
Sun Star Dental Alternative To Dental InsuranceGeorge Vukotich
This document summarizes SunStar Dental's Dental Direct program as an alternative to traditional dental insurance for small businesses. Dental Direct allows employers to provide dental benefits to employees by paying fees directly to the dental practice rather than insurance premiums. Employers decide the benefit levels and costs are lower since there are no insurance administrative fees. The summary outlines how Dental Direct works, potential cost savings compared to insurance, and next steps for an employer to get their employees enrolled.
The document is a presentation from Southcentral Foundation (SCF), an Alaska Native owned nonprofit healthcare organization. It provides an overview of SCF's history, programs, services, approach and achievements. Key points include:
- SCF was established in 1982 and has grown from serving a few hundred to over 64,000 customers with a budget increase from $3M to $227M.
- It focuses on whole-person wellness through a family-centered model of care delivered through community health centers, behavioral health services and village-based initiatives.
- SCF prioritizes relationships, quality, shared responsibility and family wellness through a patient-centered approach guided by Native values.
- This approach has led
LRGHealthcare had a remarkable year in 2012, renewing its commitment to ensuring the healthcare needs of the community come first. It expanded clinical services and invested in new technology like robotic surgery. New programs included a weight management institute and walk-in convenience care. The report details LRGHealthcare's community benefit activities and investments that totaled over $35 million in 2012.
Proposal For Health Care Services PowerPoint Presentation SlidesSlideTeam
If your company needs to submit a Proposal For Health Care Services PowerPoint Presentation Slides look no further. Our researchers have analyzed thousands of proposals on this topic for effectiveness and conversion. Just download our template, add your company data and submit to your client for a positive response. https://bit.ly/3gKs32s
Artie Williams- Steps to Successful Community Collaborationcitinfo
1) The document outlines steps to successful community collaboration for mental health services in Tarrant County, Texas. It discusses establishing a shared vision and commitments, developing a collaborative action plan, and celebrating successes.
2) As an example, it details a collaboration between stakeholders to establish crisis services including a crisis hotline, mobile crisis outreach teams, a crisis stabilization unit, and crisis residential facilities. Over 100 local organizations were involved in developing these new options to divert people from jails or emergency rooms.
3) The collaboration has led to expanded crisis services that provide alternatives to hospitalization or incarceration and help stabilize those in crisis. Partners committed resources and continue supporting service transitions. The broad stakeholder input and buy-
The glitzy "Mad Men" era of print advertising and marketing was replaced by the radio. Everyone wanted to listen more than read, and advertising changed forever. Then the radio was snuffed out by the television. Listening was replaced by watching, and advertising changed again. Billions are spent per year on commercials and engaging visually. But with the advent of Netflix, Hulu, and DVR, television commercials are now also going by way of the dinosaur. Today, your customers are turning to one main source of advertising and marketing engagement: mobile engagement.
If your shop is still stuck in the rut of purchasing outdated and ineffective YellowPages ads, local radio and television advertisement, or sports team sponsorships, you need to hear this session. In this session, you will learn industry trends that are not only incredibly insightful, but massively relevant as you seek to remain relevant in a digital age. Whether you are considering how to begin marketing effectively, or you're a savvy marketer with hundreds or thousands of dollars per month being pumped into advertising, the content of this session is sure to change your perspectives and give you ammo to truly engage your customers more powerfully and personally: offline and online. Insight leads to engagement, and engagement leads to results. Mitchell hopes to educate you to ensure those results equate to added revenue and customer traffic for each of your shops.
P&W Services offers affordable, non-insurance health and dental benefits for individuals and small businesses. This briefing was presented to small business owners, insurance brokers, and non-profit organizations at our ribbon cutting ceremony on 17 Jul 09. For more information, go to PandWservices.com
The Secret to Turning Employees into Engaged Healthcare Consumers - Castlight...castlightcontent
This presentation was given at a workshop for HR and benefits leaders at Castlight Health's 2015 Enterprise Healthcare Summit.
Title:
The Secret to Turning Employees into Engaged Healthcare Consumers
Speakers:
- Scott Matthews, Vice President, User Engagement & Growth, Castlight Health
The document discusses dental insurance in India. It provides an overview of different types of dental insurance plans available in India, including standalone dental insurance and dental coverage as part of general health insurance. It then focuses on Dentashakti, a unique dental insurance scheme launched by Janashakthi Insurance PLC and Dentavista Healthcare. Dentashakti offers affordable packages for routine treatments, orthodontics, implants and other dental work. The document outlines Dentashakti's monthly scheme and family dental schemes.
The document introduces a retirement solutions program called Retirement Solutions that provides innovative products and services to help current and future retirees maximize their assets and plan for retirement income. The program offers IRA rollovers, income solutions like lifetime annuities, real estate assistance, and resources. It is available exclusively to credit union partners and their members to help establish the credit union as a trusted resource for retirement planning.
The document discusses the Idaho MSA program, which allows individuals to set aside pre-tax income in a special savings account to pay for qualified medical expenses. Key points include: MSAs provide a triple tax advantage by allowing tax-free contributions, earnings, and withdrawals for medical costs; anyone can open an MSA regardless of insurance or employment status; individuals can contribute up to $10,000 or $20,000 annually depending on filing status; and funds can be used to pay expenses like premiums, copays, dental, and vision costs. The presenter encourages agents to offer MSAs to clients to help grow their business through increased reach, reduced attrition, and generated revenue from commissions.
This document summarizes the benefits and services provided by Coast To Coast Vision, including:
- Discounts of 20-60% on eyewear, 10-20% on contacts, and 10-30% on eye exams through a network of over 12,000 eyecare locations.
- Savings of 10-60% on most prescription drugs through a network of over 60,000 participating retail and independent pharmacies.
- Savings of 15-50% on dental services such as cleanings, fillings, crowns and orthodontics through Aetna's network of 76,000 dental providers.
- Discounts of 15-58% on hearing aids through Beltone's 1,350 retail locations
This document provides an overview of long-term care planning and options. It discusses that 70% of those over 65 will need long-term care services, which can include assistance with daily living activities. Long-term care can take place at home, in assisted living facilities, or nursing homes. The costs of long-term care are high and most people cannot afford extended care privately. The document outlines potential payment sources including Medicaid, Medicare, private long-term care insurance, and veterans benefits. It stresses the importance of planning ahead for long-term care needs.
Castlight Health provides a cloud-based software platform that helps companies and employees make more informed healthcare decisions to reduce costs and improve quality of care. The platform provides personalized cost and quality information to help employees choose high-value care options. Castlight has over 100 clients ranging from medium to large businesses that have seen a reduction in healthcare spending through the use of their platform.
Bullying is a social problem that affects many countries around the world, including Ecuador. Bullying is especially common among teens and can sometimes lead victims to consider suicide. Bullying can cause secondary effects such as lower academic performance in students due to the mental demands of facing bullying. Victims of bullying often experience depression and anxiety as well. Parents play an important role in stopping bullying, but teens may not feel comfortable talking to their parents about it due to lack of communication or feelings of shame.
The document provides an editorial calendar and resources for promoting oral health. It includes suggested infographic content for each month that focuses on oral health topics. Free materials available include a quarterly oral health magazine, annual kids' magazine, infographics for newsletters, and educational games and videos on the Delta Dental of Tennessee website. The purpose is to power smiles through prevention and overall health education.
This 3D printing store aims to help customers transform their imagination into tangible objects by providing personalized and fast creation of items from $5 to $100 using 3D printing. The store has both an online presence and a physical location in Quito, Ecuador to give customers futuristic and customized production beyond traditional industrial limitations.
This document provides a summary of Ajay Kumar's professional experience and qualifications. It includes:
- Contact information for Ajay Kumar and a statement that he is looking for a challenging career in welding engineering in the oil and gas pipeline sector.
- Over 9 years of experience in welding engineering roles with various companies, including managing welding operations and quality control.
- Detailed descriptions of his responsibilities and accomplishments in roles with companies like Pabla Engineering Works, Essar Construction Overseas, Punj Lloyd, VRC Construction, and Bharati Shipyard.
- Education and experience in welding procedures, welder qualification, inspection, non-destructive testing, and maintaining quality standards.
1) Blancanieves vivía con su malvada madrastra la Reina, quien se enojaba cada vez que el espejo decía que Blancanieves era la más bella. 2) La Reina ordenó a un cazador matar a Blancanieves, pero él la dejó huir. 3) Blancanieves encontró una casita en el bosque que pertenecía a 7 enanos, quienes la dejaron vivir con ellos.
Aplicaciones tecnologicas de la integral definida geraldine giraldo 19886127Marco Antonio Gatti Soto
Este documento describe las aplicaciones de la integral definida en el área tecnológica, incluyendo el cálculo del trabajo realizado por objetos, el uso de resortes en sistemas de suspensión y amortiguación, y el cálculo del criterio de lesión cerebral (HIC) para medir la aceleración dentro de un automóvil durante un choque.
FLP offers a multi-level marketing opportunity providing distributors with the potential for financial freedom and a better lifestyle. Distributors can build their business from home by sharing high-quality aloe vera products and build a team to earn bonuses and commissions. The company was founded in 1978 with a vision of bringing natural wellness products and a business opportunity to help people. FLP controls the entire supply chain process for aloe to ensure product quality. Distributors have the chance to work their own schedule and earn income through retail profits, bonuses, and team commissions as they progress through the compensation plan ranks from New Distributor to Manager.
This document provides a summary of John Paul's professional experience and qualifications. He has over 9 years of experience in finance, accounting, budgeting, and taxation. Currently, he works as a Senior Accountant at SNTTA Emir Tours Dubai where he is responsible for monthly financial reporting, budgeting, and liaising with auditors. Prior to this role, he held accounting positions in Oman and India where he managed accounts payable, receivable, and ensured timely financial reporting and statutory compliance. He has a Master's degree in Commerce with a specialization in Income Tax.
Sun Star Dental Alternative To Dental InsuranceGeorge Vukotich
This document summarizes SunStar Dental's Dental Direct program as an alternative to traditional dental insurance for small businesses. Dental Direct allows employers to provide dental benefits to employees by paying fees directly to the dental practice rather than insurance premiums. Employers decide the benefit levels and costs are lower since there are no insurance administrative fees. The summary outlines how Dental Direct works, potential cost savings compared to insurance, and next steps for an employer to get their employees enrolled.
The document is a presentation from Southcentral Foundation (SCF), an Alaska Native owned nonprofit healthcare organization. It provides an overview of SCF's history, programs, services, approach and achievements. Key points include:
- SCF was established in 1982 and has grown from serving a few hundred to over 64,000 customers with a budget increase from $3M to $227M.
- It focuses on whole-person wellness through a family-centered model of care delivered through community health centers, behavioral health services and village-based initiatives.
- SCF prioritizes relationships, quality, shared responsibility and family wellness through a patient-centered approach guided by Native values.
- This approach has led
LRGHealthcare had a remarkable year in 2012, renewing its commitment to ensuring the healthcare needs of the community come first. It expanded clinical services and invested in new technology like robotic surgery. New programs included a weight management institute and walk-in convenience care. The report details LRGHealthcare's community benefit activities and investments that totaled over $35 million in 2012.
Proposal For Health Care Services PowerPoint Presentation SlidesSlideTeam
If your company needs to submit a Proposal For Health Care Services PowerPoint Presentation Slides look no further. Our researchers have analyzed thousands of proposals on this topic for effectiveness and conversion. Just download our template, add your company data and submit to your client for a positive response. https://bit.ly/3gKs32s
Artie Williams- Steps to Successful Community Collaborationcitinfo
1) The document outlines steps to successful community collaboration for mental health services in Tarrant County, Texas. It discusses establishing a shared vision and commitments, developing a collaborative action plan, and celebrating successes.
2) As an example, it details a collaboration between stakeholders to establish crisis services including a crisis hotline, mobile crisis outreach teams, a crisis stabilization unit, and crisis residential facilities. Over 100 local organizations were involved in developing these new options to divert people from jails or emergency rooms.
3) The collaboration has led to expanded crisis services that provide alternatives to hospitalization or incarceration and help stabilize those in crisis. Partners committed resources and continue supporting service transitions. The broad stakeholder input and buy-
The glitzy "Mad Men" era of print advertising and marketing was replaced by the radio. Everyone wanted to listen more than read, and advertising changed forever. Then the radio was snuffed out by the television. Listening was replaced by watching, and advertising changed again. Billions are spent per year on commercials and engaging visually. But with the advent of Netflix, Hulu, and DVR, television commercials are now also going by way of the dinosaur. Today, your customers are turning to one main source of advertising and marketing engagement: mobile engagement.
If your shop is still stuck in the rut of purchasing outdated and ineffective YellowPages ads, local radio and television advertisement, or sports team sponsorships, you need to hear this session. In this session, you will learn industry trends that are not only incredibly insightful, but massively relevant as you seek to remain relevant in a digital age. Whether you are considering how to begin marketing effectively, or you're a savvy marketer with hundreds or thousands of dollars per month being pumped into advertising, the content of this session is sure to change your perspectives and give you ammo to truly engage your customers more powerfully and personally: offline and online. Insight leads to engagement, and engagement leads to results. Mitchell hopes to educate you to ensure those results equate to added revenue and customer traffic for each of your shops.
P&W Services offers affordable, non-insurance health and dental benefits for individuals and small businesses. This briefing was presented to small business owners, insurance brokers, and non-profit organizations at our ribbon cutting ceremony on 17 Jul 09. For more information, go to PandWservices.com
The Secret to Turning Employees into Engaged Healthcare Consumers - Castlight...castlightcontent
This presentation was given at a workshop for HR and benefits leaders at Castlight Health's 2015 Enterprise Healthcare Summit.
Title:
The Secret to Turning Employees into Engaged Healthcare Consumers
Speakers:
- Scott Matthews, Vice President, User Engagement & Growth, Castlight Health
The document discusses dental insurance in India. It provides an overview of different types of dental insurance plans available in India, including standalone dental insurance and dental coverage as part of general health insurance. It then focuses on Dentashakti, a unique dental insurance scheme launched by Janashakthi Insurance PLC and Dentavista Healthcare. Dentashakti offers affordable packages for routine treatments, orthodontics, implants and other dental work. The document outlines Dentashakti's monthly scheme and family dental schemes.
The document introduces a retirement solutions program called Retirement Solutions that provides innovative products and services to help current and future retirees maximize their assets and plan for retirement income. The program offers IRA rollovers, income solutions like lifetime annuities, real estate assistance, and resources. It is available exclusively to credit union partners and their members to help establish the credit union as a trusted resource for retirement planning.
The document discusses the Idaho MSA program, which allows individuals to set aside pre-tax income in a special savings account to pay for qualified medical expenses. Key points include: MSAs provide a triple tax advantage by allowing tax-free contributions, earnings, and withdrawals for medical costs; anyone can open an MSA regardless of insurance or employment status; individuals can contribute up to $10,000 or $20,000 annually depending on filing status; and funds can be used to pay expenses like premiums, copays, dental, and vision costs. The presenter encourages agents to offer MSAs to clients to help grow their business through increased reach, reduced attrition, and generated revenue from commissions.
This document summarizes the benefits and services provided by Coast To Coast Vision, including:
- Discounts of 20-60% on eyewear, 10-20% on contacts, and 10-30% on eye exams through a network of over 12,000 eyecare locations.
- Savings of 10-60% on most prescription drugs through a network of over 60,000 participating retail and independent pharmacies.
- Savings of 15-50% on dental services such as cleanings, fillings, crowns and orthodontics through Aetna's network of 76,000 dental providers.
- Discounts of 15-58% on hearing aids through Beltone's 1,350 retail locations
This document provides an overview of long-term care planning and options. It discusses that 70% of those over 65 will need long-term care services, which can include assistance with daily living activities. Long-term care can take place at home, in assisted living facilities, or nursing homes. The costs of long-term care are high and most people cannot afford extended care privately. The document outlines potential payment sources including Medicaid, Medicare, private long-term care insurance, and veterans benefits. It stresses the importance of planning ahead for long-term care needs.
Castlight Health provides a cloud-based software platform that helps companies and employees make more informed healthcare decisions to reduce costs and improve quality of care. The platform provides personalized cost and quality information to help employees choose high-value care options. Castlight has over 100 clients ranging from medium to large businesses that have seen a reduction in healthcare spending through the use of their platform.
Bullying is a social problem that affects many countries around the world, including Ecuador. Bullying is especially common among teens and can sometimes lead victims to consider suicide. Bullying can cause secondary effects such as lower academic performance in students due to the mental demands of facing bullying. Victims of bullying often experience depression and anxiety as well. Parents play an important role in stopping bullying, but teens may not feel comfortable talking to their parents about it due to lack of communication or feelings of shame.
The document provides an editorial calendar and resources for promoting oral health. It includes suggested infographic content for each month that focuses on oral health topics. Free materials available include a quarterly oral health magazine, annual kids' magazine, infographics for newsletters, and educational games and videos on the Delta Dental of Tennessee website. The purpose is to power smiles through prevention and overall health education.
This 3D printing store aims to help customers transform their imagination into tangible objects by providing personalized and fast creation of items from $5 to $100 using 3D printing. The store has both an online presence and a physical location in Quito, Ecuador to give customers futuristic and customized production beyond traditional industrial limitations.
This document provides a summary of Ajay Kumar's professional experience and qualifications. It includes:
- Contact information for Ajay Kumar and a statement that he is looking for a challenging career in welding engineering in the oil and gas pipeline sector.
- Over 9 years of experience in welding engineering roles with various companies, including managing welding operations and quality control.
- Detailed descriptions of his responsibilities and accomplishments in roles with companies like Pabla Engineering Works, Essar Construction Overseas, Punj Lloyd, VRC Construction, and Bharati Shipyard.
- Education and experience in welding procedures, welder qualification, inspection, non-destructive testing, and maintaining quality standards.
1) Blancanieves vivía con su malvada madrastra la Reina, quien se enojaba cada vez que el espejo decía que Blancanieves era la más bella. 2) La Reina ordenó a un cazador matar a Blancanieves, pero él la dejó huir. 3) Blancanieves encontró una casita en el bosque que pertenecía a 7 enanos, quienes la dejaron vivir con ellos.
Aplicaciones tecnologicas de la integral definida geraldine giraldo 19886127Marco Antonio Gatti Soto
Este documento describe las aplicaciones de la integral definida en el área tecnológica, incluyendo el cálculo del trabajo realizado por objetos, el uso de resortes en sistemas de suspensión y amortiguación, y el cálculo del criterio de lesión cerebral (HIC) para medir la aceleración dentro de un automóvil durante un choque.
FLP offers a multi-level marketing opportunity providing distributors with the potential for financial freedom and a better lifestyle. Distributors can build their business from home by sharing high-quality aloe vera products and build a team to earn bonuses and commissions. The company was founded in 1978 with a vision of bringing natural wellness products and a business opportunity to help people. FLP controls the entire supply chain process for aloe to ensure product quality. Distributors have the chance to work their own schedule and earn income through retail profits, bonuses, and team commissions as they progress through the compensation plan ranks from New Distributor to Manager.
This document provides a summary of John Paul's professional experience and qualifications. He has over 9 years of experience in finance, accounting, budgeting, and taxation. Currently, he works as a Senior Accountant at SNTTA Emir Tours Dubai where he is responsible for monthly financial reporting, budgeting, and liaising with auditors. Prior to this role, he held accounting positions in Oman and India where he managed accounts payable, receivable, and ensured timely financial reporting and statutory compliance. He has a Master's degree in Commerce with a specialization in Income Tax.
Vagrant is a tool that allows developers to easily create and configure development environments running on virtual machines. It ensures that the environment is consistent across different machines by allowing developers to define the environment configuration in a file. With Vagrant, developers can bring up virtual machines with all required development software with a single command, share files between their local machine and the virtual machine, and collaborate with others by sharing virtual machine configurations.
Aplicaciones tecnologicas de la integral definida geraldine giraldo 19886127Marco Antonio Gatti Soto
Este documento describe las aplicaciones de la integral definida en el área tecnológica, incluyendo el cálculo del trabajo realizado por un objeto, el uso de resortes como elementos absorbedores de energía, y el Head Injury Criterion (HIC) utilizado para medir la aceleración dentro de un automóvil durante un choque. Se proporcionan ejemplos para ilustrar cómo se pueden resolver problemas de la física usando la integral definida.
This document contains a resume for Muhamad Faqih Bin Hussin, who is seeking a position as a licensed aircraft maintenance engineer. He has over 5 years of experience as a technician for Malaysia Airlines, working on aircraft including the Boeing 737, 777, Airbus A330 and A380. He holds an Aircraft Maintenance License from the UK CAA and obtained his diploma in aircraft maintenance from Polytechnics Sultan Saluhuddin Abdul Aziz Shah.
El documento describe los beneficios de las artes plásticas para la educación de niños de 5 a 6 años. Las artes les ayudan a desarrollar la paciencia, imaginación y motricidad fina, a la vez que mejoran su concentración y pensamiento conceptual. También ofrece ejemplos de manualidades apropiadas para esa edad como el dibujo, modelado y recorte, así como instrucciones para hacer títeres, alcancías y máscaras.
This document discusses how dental membership plans can help dental practices increase revenue and patient access to care. It notes that while the dental market has grown significantly, doctor earnings have not kept pace. Much insurance payment goes to the insurer rather than the provider. Membership plans allow practices to offer uninsured patients affordable preventative care and discounts through monthly subscription fees. Examples show different fee tiers that could provide services and discounts while increasing practice revenue compared to insurance payments. The document encourages practices to market memberships to uninsured patients and consider partnering with larger companies to help enrollment.
Dr. Viet Hoang has been an associate of Dr. Cariaga for over 8 years at their dental practice. He received his dental degree from NYU and is well-liked by patients, especially children. Dr. Cariaga has been in practice for over 20 years and holds an annual toy drive to provide toys to community children. The practice offers services like zoom whitening, implants, cosmetic dentistry options, and works with patients on financing through CareCredit.
Problem 1Pro Forma Income Statement and Balance SheetBelow is the .docxChantellPantoja184
Problem 1Pro Forma Income Statement and Balance SheetBelow is the income statement and balance sheet for Blue Bill Corporation for 2013. Based on the historical statements and theadditional information provided, construct the firm's pro forma income statement and balance sheet for 2014.Blue Bill CorporationIncome StatementFor the year ended 2013Projected201220132014Revenue$60,000$63,000Cost of goods sold42,00044,100Gross margin18,00018,900SG&A expense6,0006,300Depreciation expense1,8002,000Earnings Before Interest and Taxes (EBIT)10,20010,600Interest expense1,5001,800Taxable income8,7008,800Income Tax Expense3,0453,080Net income5,6555,720Dividends750800To retained earnings$4,905$4,920Additional income statement information:Sales will increase by 5% in 2014 from 2013 levels.COGS and SG&A will be the average percent of sales for the last 2 years.Depreciation expense will increase to $2,200.Interest expense will be $1,900.The tax rate is 35%.Dividend payout will increase to $850.Blue Bill CorporationBalance SheetDecember 31, 2013Projected20132014Current assetsCash$8,000Accounts receivable3,150Inventory9,450Total current assets20,600Property, plant, and equipment (PP&E)28,500Accumulated depreciation16,400Net PP&E12,100Total assets$32,700Current liabilitesAccounts payable$3,780Bank loan (10%)3,200Other current liabilities1,250Total current liabilities8,230Long-term debt (12%)4,800Common stock1,250Retained earnings18,420Total liabilities and equity$32,700Additional balance sheet information:The minimum cash balance is 12% of sales.Working capital accounts (accounts receivable, accounts payable, and inventory) will be the same percent of sales in 2014 as they were in 2013.$8,350 of new PP&E will be purchased in 2014.Other current liabilities will be 3% of sales in 2014.There will be no changes in the common stock or long-term debt accounts.The plug figure (the last number entered that makes the balance sheet balance) is bank loan.
1
Rough Draft
Rough Draft
Rasmussen College
Metro Dental Care is a dental office that provides affordable, convenient, and high quality of care to patients. As a patient at Metro, I personally believe that Metro Dental Care is one of the best dental clinics around, and that’s why I have chosen this company. Metro Dental Care measures their results by recording patient satisfaction.
Managing financial reports, and the quality of service they provide to their customers. Furthermore, the dentists and staff at Metro Dental Care know how important your smile is. Their mission statement states “We pride ourselves in making your smile look great so you not only look good, but feel confident with your smile.”
Metro Dental Care offers convenience for their patients with more than 40 offices throughout the Minneapolis and St. Paul metro area offering flexible hours including early morning, evening and Saturday appointments. Whether you work or live Metro Dental Care has a location near you. Metro Dental .
The document summarizes dental insurance programs available to member agencies of CCSNYS through Delta Dental, including a PPO plan and HMO-style DeltaCare plan. It provides details on eligibility, covered services and costs, finding participating dentists, and administrative support provided by CCSNYS.
The document summarizes dental insurance programs available to member agencies of CCSNYS through Delta Dental, including a PPO plan and HMO-style DeltaCare plan. It provides details on eligibility, covered services and costs, finding participating dentists, and administrative support provided by CCSNYS.
Dental benefits and the affordable care actdeltadentalins
Everyone talks about how healthcare reform affects medical benefits, but what about the impact on dental benefits? Find out how dental could be changing because of the Affordable Care Act.
The document discusses the evolution and types of dental plans, including indemnity, DHMO, DPPO, and DPOS plans. It provides statistics on plan designs such as coverage levels for preventive, basic, and major services. The presentation also covers dental trends like increasing claims, accepted practices, utilization rates, and the importance of dental coverage for employees, employers, and agents.
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DTE Energy is an energy company headquartered in Detroit, Michigan that provides electric and natural gas utility services to millions of customers in Michigan. The company aims to be the best operated energy company in North America and a force for growth and prosperity in the communities it serves. It has over 10,000 employees across its regulated utility and non-regulated energy businesses. In 2014, DTE Energy had over $12 billion in operating revenue and delivered electricity from sources like coal, oil, natural gas and renewable energy to 2.1 million customers. It also distributed natural gas to 1.3 million customers in Michigan.
Ginny Sandison has over 15 years of experience in healthcare, including roles in provider relations, management, education, and sales. She has a track record of building strong relationships, successfully negotiating contracts, training office staff, and leading teams. Her experience includes positions at Delta Dental, Arizona Priority Care, and Barnet Dulaney Perkins Eye Center.
The document proposes a marketing plan for the Dental Lifeline Network (DLN), a charitable organization that provides free dental care to disadvantaged patients. The plan aims to raise awareness of DLN, establish a brand personality, and recruit volunteer dentists. Key tactics include direct mail, email, securing a marketing partner, attending student job fairs, and establishing a mentoring program. The budget allocates funds across various channels, with the largest portion going to direct mail. Visual ads showcase patient success stories to appeal to dentists' sense of fulfillment from volunteering. The goal is to recruit enough volunteers to provide services to targets numbers of patients in Illinois, Kentucky and Utah by the end of 2017.
Telangana Dentists Forum : Conception ,Introduction and Objectives.Dr. Sharath Chandra
Telangana Dentists forum is an online and offline platform for all the practicing dentists, to address the current issues within the fraternity and to move forward towards the absolute growth of the Dental Service Industry.
SDC is a dental benefits provider celebrating 25 years. They offer several dental plan options including preferred provider plans, point-of-service plans, and dental reimbursement accounts. Plans are available in Ohio and Kentucky and have features like network coverage, no deductibles or waiting periods, and orthodontic benefits. SDC also provides add-on vision and discount plans, enrollment services, and dedicated customer support.
The document summarizes the dental benefits and plans offered by Superior Dental Care (SDC), a dental benefits provider celebrating 25 years. SDC offers several dental plans including preferred provider organization plans, point-of-service plans, and dental reimbursement accounts. The plans provide network-driven coverage nationwide and have features like no deductibles, balance billing, or waiting periods. SDC also offers add-on vision, discount, and HR services for employers and fully-funded or self-funded funding options.
The document summarizes the dental benefits and plans offered by Superior Dental Care (SDC), a dental benefits provider celebrating 25 years. SDC offers several dental plans including preferred provider organization plans, point-of-service plans, and dental reimbursement accounts. The plans provide network-driven coverage nationwide and have features like no deductibles, balance billing, or waiting periods. SDC also offers add-on vision, discount, and HR services for employers and fully manages the administration of member benefits and claims.
SDC is a dental benefits provider celebrating 25 years. They offer several dental plan options including preferred provider plans, point-of-service plans, and dental reimbursement accounts. Plans are available to groups with minimum sizes of two employees. SDC is owned and directed by participating dentists, with profits held below 5%.
SDC is a dental benefits provider celebrating 25 years. They offer several dental plan options including preferred provider plans, point-of-service plans, and dental reimbursement accounts. Plans are available in Ohio and Kentucky and have features like network coverage, no deductibles or waiting periods, and orthodontic benefits. SDC also provides vision, HR, and other add-on services for customers.
SDC is a dental benefits provider celebrating 25 years. They offer several dental plan options including preferred provider plans, point-of-service plans, and dental reimbursement accounts. Plans are available in Ohio and Kentucky and have minimum group sizes of two enrolled employees. SDC is owned and directed by participating dentists, with profits held below 5%.
This document summarizes a dental discount plan offered by Sri Sai Dental Specialities. The plan offers savings of 10-15% on most dental procedures and services like checkups, cleanings, fillings, specialty care and more. There are no health restrictions or premiums to join. Membership is Rs. 299 for 2 years and provides benefits like free dental checkups every 3 months. The clinic offers a wide range of dental services under one roof like cleanings, root canals, implants, dentures and orthodontics.
1. A SMILE SAYS IT ALL.
DELTA DENTAL OF TENNESSEE | 2014 ANNUAL REPORT
2. Approaching a milestone anniversary, as we will be in 2015, always makes you a bit
introspective. We have had some ups and downs over the past few years. In this report, we
stepped back to take a longer look at history.
Over the past ten years, Delta Dental of Tennessee has increased our primary subscriber
base 74 percent to more than 518,000. Including dependents, we now cover more than 1.2
million members.
With that tremendous growth, it’s interesting to also look at how that has impacted our
networks. More and more of our commercial clients are interested in saving money for both
themselves and their employees. For many of those groups, it means a redirection from the
Delta Dental Premiert
Network to the Delta Dental PPOSM
Network. Since 2004, our PPO
network has increased 216 percent.
Along with this tremendous growth, we have continued to maintain high customer
satisfaction. The benefit administrators with whom we work on a daily basis continue to
award us near perfect scores, this year with 99.3 percent satisfaction scores.
Our commitment to smiles goes beyond our direct customers. This year, we also launched
the Smile 180 initiative to further invest in the communities we serve. Over the past 10
years, we have consistently reinvested millions of dollars to ensure our state has the best
trained young professionals, that the working poor have access to quality care, and that
resources are available to provide our children the best care possible.
In developing Smile 180, we wanted to guarantee that funding would continue to be directed
in these three primary focus areas for years to come. Kicking off this initiative, we invested
more than $5.2 million across the state in 2014, including capital and operational funding
for charitably-funded clinics, dental operatories in children’s hospitals in East and West
Tennessee, distributing more than 112,000 toothbrushes, and much more. We also invested
$12 million to establish the corpus for the Smile 180 Foundation.
“From everyone who has been given much, much will be demanded. And from the one trusted with
much, much more will be expected.” Luke 12:48
As you will see in these next few pages, Delta Dental of Tennessee has been very successful,
especially over the past 10 years. We are well-positioned in the market for continued growth
and, with Smile 180, we are now in a position to continue to help those in most need for
years to come.
2
Philip A. Wenk
President and CEO, Delta Dental of TN
Leslie P. Sellers
Chairman, Board of Directors
3. 3
More options, lower costs:
Delta Dental offers two provider networks to help cover your smile while keeping costs as
low as possible. The Delta Dental PPOSM
Network provides maximum cost savings, while
the Delta Dental Premier®
Network—which is the largest network in Tennessee—provides a
safety net for additional access when you need it.
The Power of Two Networks
Save when you see a network dentist*
NETWORK
ESTIMATED
CHARGE
MAXIMUM
ALLOWED FEES
AMOUNT DELTA
DENTAL PAYS
AMOUNT
YOU PAY
Delta Dental PPO
Delta Dental Premier
Out-of-Network Dentist
g More than 207,000 office locations nationwide
g Average savings of 24% on submitted fee
g No balance billing* and no paperwork to file
g More than 292,000 office locations nationwide
g Average savings of 11% on submitted fee
g No balance billing* and no paperwork to file
g May need to file your own claims
g May be balance billed*
g No discounts
Delta Dental PPO
Delta Dental Premier
Out-of-Network
$
120
$
120
$
120
$
84
$
113
$
100
$
67.20
$
90.40
$
80
$
16.80
$
22.60
$
40.00
^This example is an estimate. Fees and reimbursments can vary by state.
*What is balance billing?
Our network dentists agree to accept Maximums on what they charge for each service. An
out-of-network dentist hasn’t agreed to those Maximums. When you visit a Delta Dental
network dentist, you won’t have to pay the difference between what the dentist charges and
what Delta Dental will pay, aka Balance Billing.
Example: You have met your deductible and visit a dentist for a Basic Service,
which your plan covers at 80%. The estimated charge for the service is $120.^
Smile more with Delta Dental
More options, lower costs:
4. 4
OUR COMMITMENT TO
HEALTHY SMILES IS
MORE THAN LIP SERVICE.
Named
#1 for Corporate Giving
#15 for Most Volunteer Hours per Employee
in Middle Tennessee by
The Nashville Business Journal in 2014
Named one of the
25 Fastest Growing
Companies
by The Nashville Business Journal
in 2013, 2012, 2011, 2010 and 2008.
A.M. Best ratings reaffirmed
A- (Excellent)
Delta Dental of Tennessee has received an A- (Excellent) rating for 11 consecutive years.
5. 5
Named
Best Dental Carrier
in Benefits Selling Magazine Readers’ Choice Awards
6th
9th
consecutive win win in 10 years
Delta Dental Premier®
Providers
Premier Providers
Increased
25%
Over The Past 10 Years In Tennessee...
Covered Tennessee Employees
Subscribers
Increased
74%
Delta Dental PPOSM
Providers
PPO Providers
Increased
216%
6. 6
OUR SERVICE FOCUSES ON
IMPROVING SMILES.
Maintaining healthy smiles is only a portion of our mission. The other part is helping to
create smiles by offering our customers the best service possible. Our dedicated customer
service experts are trained to help people manage their benefits, their dental offices, or their
groups simply and efficiently, and we have the numbers to prove it.
“IT’STHE BEST INSURANCE
I‘VE EVER HAD. THANKYOU!”*
*Comments from 2014 Member Satisfaction Survey
“Thanks for keeping my family's
teeth clean and healthy!”*
7. 7
Claims Processed
1,942,937
626,144
Total
Calls Received
Claims Received
Electronically
72.81%
98.19%
Inquiries Resolved
on First Contact
2:36
Average Call Time
Average Speed of
Answer
9.04 sec
94%
MEMBER SATISFACTION
99.3%
GROUP SATISFACTION
Very Satisfied or Satisfied
Very Dissatisfied
Dissatisfied
8. 8
IT ALL ADDS UP TO
HEALTHIER SMILES.
2013 2014
Total Assets $71,577,291 $78,532,881
Capital & General Reserves $55,561,101 $50,124,760
Total Revenues $420,306,612 $306,770,635
Total Benefits & Expenses $415,187,899 $314,842,964
Contribution to General Reserves $5,118,713 ($8,257,579)
Submitted Charges $595 Million $650 Million
Paid Charges $255 Million $266 Million
Total Cost Management Savings $340 Million $384 Million
The Delta Dental Difference $105 Million $126 Million
Other Savings $235 Million $258 Million
As of December 31,
Cost Management Results
* In additon to making charitable contributions of more than $5.2 million, the Delta Dental of
Tennessee Board of Directors authorized the transfer of $12 million in excess reserves to help fund
the corpus of the Smile 180 Foundation.
9. 9
2013 2014
New Business $17,208,000 $8,275,600
Covered People 1,081,003 1,101,651
Business Renewal Rate 92.9% 98.4%
Total Claims Processed 1,905,885 1,942,937
Claims processed in 10 days 98.79% 99.45%
Claims Processing Accuracy 99.42% 99.33%
Financial Processing Accuracy 99.75% 99.75%
Call Center — Average Speed of Answer (seconds) 14 9
Call Center — Inquires Resolved on First Contact 99.1% 98.19%
Group Satisfaction 99.6% 99.3%
EnrolleeSatisfaction 96.8% 94%
We are an equal opportunity employer and all qualified applicants will receive consideration for employment
without regard to race, color, religion, sex, national origin, disability status, protected veterans status, or any other
characteristic protected by the law.
As of December 31,
Key Business Accomplishments
Tennessee Service Accomplishments
10. An Initiative of Delta Dental of Tennessee
Transforming lives. Transforming communities. One smile at a time.
Community Impact
Free and Reduced-cost Dental Clinics
Supported Across the State
5 Children’s
Hospitals Supported
$1,187,500
2 Dental Schools
Supported
$2,300,000
19 Charitable
Clinics Supported
$842,478
$4,329,978
112,247
toothbrushes
distributed
Created instructional videos on
proper brushing technique
and oral hygiene
Clinics participated in a free strategic planning
workshop to promote sustainability.
$162,930
West Middle
$298,636 $328,964
East
$935,089
525
organizations were supported with
community empowerment grants
Before
After
Over $5.2 Million Given In 2014
Smile180 reflects the transformative power of a healthy smile to turn someone’s life around.
A smile promotes confidence and is essential to a healthy, productive life.
One of the core values of Delta Dental of Tennessee is to
support efforts that enhance the health and wellbeing of those
in the community by improving oral health in the state.
The Smile180 philanthropic initiative supports Tennessee’s
dental colleges, children’s hospitals, as well as free and
reduced-cost dental clinics.
11. CHAIR
Leslie Sellers
Clinton, Tennessee
IMMEDIATE PAST CHAIR
Campbell Sowell, Jr., D.D.S.
Columbia, Tennessee
VICE CHAIR
Victor Beck, Jr., D.D.S.
Columbia, Tennessee
SECOND VICE CHAIR
Drew Robinson
Cleveland, Tennessee
BOARD MEMBERS
11
Paul Bacon, D.D.S.
Cleveland, Tennessee
Andy Beasley
Brentwood, Tennessee
Terrance R. Comar, D.D.S., M.S.
Kalamazoo, Michigan
John R. Collier, Jr.
Hernando, Mississippi
Carmen Reagan, D.B.A.
Clarksville, Tennessee
Laura Czelada
Okemos, Michigan
Philip A. Wenk, D.D.S.
Nashville, Tennessee
EX-OFFICIO BOARD MEMBERS
PRESIDENT & CEO
Philip A. Wenk, D.D.S.
SENIOR VICE PRESIDENT,
EMPLOYEE RELATIONS
Pam Dishman
VICE PRESIDENT,
INFORMATION SERVICES
Donald Beaty
VICE PRESIDENT,
OPERATIONS
Melissa Huschke
VICE PRESIDENT,
SALES & UNDERWRITING
Jay Reavis
CONTROLLER
Frank Turbeville
SENIOR VICE PRESIDENT
& CFO
Tom Perry
SENIOR VICE PRESIDENT,
OPERATIONS
Kaye Martin
VICE PRESIDENT,
MARKETING
Missy Acosta
VICE PRESIDENT,
QUALITY MONITORING &
IMPROVEMENT
Shanda Brown
REGULATORY COMPLIANCE
CONTROLLER
Kathy Fussell
EXECUTIVE STAFF
BACK L to R: Donald Beaty, Missy Acosta, Shanda Brown, Philip Wenk, Jay Reavis, Melissa Huschke
FRONT L to R: Frank Turbeville, Kaye Martin, Kathy Fussell, Pam Dishman, Tom Perry
12. DELTA DENTAL OF TENNESSEE
240 VENTURE CIRCLE
Nashville, TN 37228
p: (800) 223-3104 • f: (615) 244-8108
DeltaDentalTN.com
Dental made simple.