This document proposes a conceptual model to examine tourists' psychological reactions to negative experiences. It draws from attribution theory and other related theories to identify key concepts like causal attribution, satisfaction, and loyalty. The model suggests that a tourist's level of loyalty to a destination will influence how they attribute the cause of a negative experience (internal vs. external, stable vs. unstable, specific vs. global). It then hypothesizes that attributions linked to internal, unstable, or specific factors will lead to higher satisfaction levels. The goal is to understand the moderating role of loyalty in how tourists cognitively process negative events.