Pemerintah mengumumkan paket stimulus ekonomi baru untuk menyelamatkan bisnis dan pekerjaan. Stimulus ini meliputi insentif pajak, bantuan langsung untuk UMKM, serta subsidi upah bagi perusahaan yang menahan PHK. Langkah ini diharapkan dapat mendorong pertumbuhan kembali dan menekan angka pengangguran.
Asuransi billboard menjamin kerusakan dan tanggung jawab hukum atas billboard, neon box, baliho, dan lainnya. Tertanggung adalah pemilik billboard dan perusahaan iklan. Resiko yang tidak dijamin antara lain pencurian, kelalaian pemilik, dan kerusakan komponen elektronik.
Pemerintah mengumumkan paket stimulus ekonomi baru untuk menyelamatkan bisnis dan pekerjaan. Stimulus ini meliputi insentif pajak, bantuan langsung untuk UMKM, serta subsidi upah bagi perusahaan yang menahan PHK. Langkah ini diharapkan dapat mendorong pertumbuhan kembali dan menekan angka pengangguran.
Asuransi billboard menjamin kerusakan dan tanggung jawab hukum atas billboard, neon box, baliho, dan lainnya. Tertanggung adalah pemilik billboard dan perusahaan iklan. Resiko yang tidak dijamin antara lain pencurian, kelalaian pemilik, dan kerusakan komponen elektronik.
Dokumen ini membahas tentang kontra garansi bank, termasuk penjelasan istilah, perbedaan antara surety bond dan kontra garansi bank, jenis kontra garansi bank, proses penerbitan dan klaim kontra garansi bank.
Dokumen tersebut merupakan penjelasan tentang Machinery Breakdown Insurance yang menggunakan wording standar Munich-Re. Polis ini memberikan pertanggungan terhadap kerusakan mesin yang disebabkan oleh kecelakaan seperti cacat material, kesalahan desain, atau kecerobohan. Penanggung akan memberikan ganti rugi berupa biaya perbaikan atau penggantian mesin. Terdapat pengecualian tertentu seperti kerusakan akibat kebakaran atau banjir, serta
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise boosts blood flow and levels of neurotransmitters and endorphins which elevate and stabilize mood.
Underwriting Liability Insurance: an overviewRidwan Ichsan
The document provides an overview of factors to consider when underwriting liability insurance. These include details about the insured, their occupation, premises, custody of property, work away from premises, emissions, customers, processes, use of chemicals and hazardous substances, health and safety records, trade waste, manufacturing processes, source of materials, design work, products, purpose of products, safety considerations, complexity, packaging, and discontinued products. Secondary risks from number of people affected, reliance on the product, and how the end user utilizes the product are also important to assess.
Perbedaan utama antara Peraturan Presiden No. 54 Tahun 2010 dengan Keputusan Presiden No. 80 Tahun 2003 terkait pengadaan barang/jasa pemerintah adalah:
1. Perpres 54/2010 memperjelas organisasi dan tugas masing-masing unsur pengadaan seperti PA/KPA, PPK, ULP, dan PPHP.
2. Perpres terbaru ini juga meningkatkan batas nilai pengadaan yang menjadi tanggung jawab organisasi tertentu dan memperlu
Mengelola Bisnis Sinergi Grup BumiputeraRidwan Ichsan
Dokumen ini membahas strategi pengelolaan bisnis sinergi dengan mitra asuransi jiwa lainnya untuk memanfaatkan basis nasabah yang besar. Strateginya meliputi identifikasi dan analisis database nasabah, membangun kepercayaan dengan mitra, menyusun program kerja, menargetkan segmen nasabah tertentu, memposisikan nilai produk, serta mengevaluasi kinerja bisnis berdasarkan analisis realisasi produksi.
Este documento describe conceptos básicos de estadística. Explica que la estadística se encarga de recolectar, clasificar, organizar, analizar e interpretar datos. Luego define términos como población, muestra, variables, atributos, estadísticos, parámetros y tipos de escalas de medición. Finalmente distingue entre estadística descriptiva e inferencial.
Amor de verdade 11 melhores formas de mostrar seuJoe Pinheiro
O documento lista 11 melhores formas de mostrar amor verdadeiro para a parceira, incluindo prestar atenção nas pequenas coisas, ser sincero sobre sentimentos, estar presente nos momentos difíceis e passar tempo de qualidade juntos. Demonstrar amor através de ações como pequenos gestos, elogiar as realizações da parceira e lembrar que ações falam mais que palavras.
Un mensaje corto expresa el amor eterno entre dos personas. A pesar de los posibles cambios y dificultades en otros aspectos de la vida, su amor permanecerá constante.
mejore forma para obtener buena educación educativa Luis Ruiz
El documento describe la evolución de la tecnología educativa desde la Segunda Guerra Mundial hasta la actualidad. Explica que surgió en la década de 1940 para mejorar la formación militar mediante el uso de nuevos medios como la radio y el retroproyector. En las décadas de 1950 y 1960 se basó en un enfoque conductista del aprendizaje, mientras que en las décadas de 1970 y 1980 incorporó perspectivas cognitivas. Actualmente se da más importancia a las dimensiones social y pedagógica que a la tecnología. Tamb
Un anuncio promociona una carrera de submarinos en Tenerife, pero no proporciona más detalles sobre el evento, ya que enfatiza que se trata de submarinos y que no hay más información relevante que ofrecer sobre una carrera de este tipo de vehículos acuáticos.
Slideshare es un sitio web que permite a los usuarios subir y compartir presentaciones de diapositivas en formatos como PowerPoint y PDF. Los usuarios pueden crear una cuenta para almacenar sus presentaciones en un espacio personal llamado slidespace y luego compartirlas a través de enlaces de URL. Slideshare ofrece funciones como búsqueda, comentarios y la capacidad de incrustar presentaciones en páginas web.
El documento describe las estrategias de vacunación utilizadas en Colombia para alcanzar altas coberturas de vacunación. Estas incluyen acciones de vacunación permanentes en instituciones de salud, acciones de vacunación intensivas como campañas nacionales, y vacunación de emergencia en áreas de alto riesgo. La combinación de estas estrategias ofrece los mejores resultados para maximizar la cobertura de vacunación.
Gas or Grouse Case Solution (Business Ethics)Ridwan Ichsan
The Bureau of Land Management imposed restrictions on gas drilling in the Pinedale Mesa region of Wyoming to protect wildlife species like sage grouse, but gas companies argued that increased drilling was important for energy supply and economic growth; however, drilling posed risks to wildlife through habitat loss and pollution, so regulators had to balance environmental and economic concerns in setting policies.
This document outlines 3M Canada's 2010 integrated marketing campaign proposal to support the Canadian Breast Cancer Foundation. The campaign, called "Do For The Cure", includes online contests like a musical video contest and dance contest to promote breast cancer awareness. It also includes in-person events like a screening tour, run for the cure race, and leveraging partnerships with TV shows like Glee. The goals are to drive sales of Post-it products, engage customers and employees, and maximize return through donation of proceeds to the foundation.
Dokumen tersebut membahas tentang sejarah, operasi, strategi, dan pencapaian McDonald's. McDonald's didirikan pada tahun 1948 dan mulai beroperasi secara luas pada tahun 1955. Perusahaan ini berfokus pada kepuasan pelanggan, anak-anak, dan ekspansi ke pasar baru melalui berbagai inovasi. McDonald's telah berkembang menjadi restoran cepat saji terbesar di dunia dengan lebih dari 36.000 gerai di lebih dari 100 neg
Avn 102 waiver of subrogation endorsementRidwan Ichsan
This document is a waiver of subrogation endorsement that waives the insurer's rights to recover paid claims from a specified entity. The waiver does not affect the insurer's right to recover from that entity if it was the manufacturer or maintainer of the damaged aircraft. The endorsement is intended for use in aircraft insurance policies to waive subrogation against certain other entities involved in the aircraft.
Dokumen ini membahas tentang kontra garansi bank, termasuk penjelasan istilah, perbedaan antara surety bond dan kontra garansi bank, jenis kontra garansi bank, proses penerbitan dan klaim kontra garansi bank.
Dokumen tersebut merupakan penjelasan tentang Machinery Breakdown Insurance yang menggunakan wording standar Munich-Re. Polis ini memberikan pertanggungan terhadap kerusakan mesin yang disebabkan oleh kecelakaan seperti cacat material, kesalahan desain, atau kecerobohan. Penanggung akan memberikan ganti rugi berupa biaya perbaikan atau penggantian mesin. Terdapat pengecualian tertentu seperti kerusakan akibat kebakaran atau banjir, serta
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise boosts blood flow and levels of neurotransmitters and endorphins which elevate and stabilize mood.
Underwriting Liability Insurance: an overviewRidwan Ichsan
The document provides an overview of factors to consider when underwriting liability insurance. These include details about the insured, their occupation, premises, custody of property, work away from premises, emissions, customers, processes, use of chemicals and hazardous substances, health and safety records, trade waste, manufacturing processes, source of materials, design work, products, purpose of products, safety considerations, complexity, packaging, and discontinued products. Secondary risks from number of people affected, reliance on the product, and how the end user utilizes the product are also important to assess.
Perbedaan utama antara Peraturan Presiden No. 54 Tahun 2010 dengan Keputusan Presiden No. 80 Tahun 2003 terkait pengadaan barang/jasa pemerintah adalah:
1. Perpres 54/2010 memperjelas organisasi dan tugas masing-masing unsur pengadaan seperti PA/KPA, PPK, ULP, dan PPHP.
2. Perpres terbaru ini juga meningkatkan batas nilai pengadaan yang menjadi tanggung jawab organisasi tertentu dan memperlu
Mengelola Bisnis Sinergi Grup BumiputeraRidwan Ichsan
Dokumen ini membahas strategi pengelolaan bisnis sinergi dengan mitra asuransi jiwa lainnya untuk memanfaatkan basis nasabah yang besar. Strateginya meliputi identifikasi dan analisis database nasabah, membangun kepercayaan dengan mitra, menyusun program kerja, menargetkan segmen nasabah tertentu, memposisikan nilai produk, serta mengevaluasi kinerja bisnis berdasarkan analisis realisasi produksi.
Este documento describe conceptos básicos de estadística. Explica que la estadística se encarga de recolectar, clasificar, organizar, analizar e interpretar datos. Luego define términos como población, muestra, variables, atributos, estadísticos, parámetros y tipos de escalas de medición. Finalmente distingue entre estadística descriptiva e inferencial.
Amor de verdade 11 melhores formas de mostrar seuJoe Pinheiro
O documento lista 11 melhores formas de mostrar amor verdadeiro para a parceira, incluindo prestar atenção nas pequenas coisas, ser sincero sobre sentimentos, estar presente nos momentos difíceis e passar tempo de qualidade juntos. Demonstrar amor através de ações como pequenos gestos, elogiar as realizações da parceira e lembrar que ações falam mais que palavras.
Un mensaje corto expresa el amor eterno entre dos personas. A pesar de los posibles cambios y dificultades en otros aspectos de la vida, su amor permanecerá constante.
mejore forma para obtener buena educación educativa Luis Ruiz
El documento describe la evolución de la tecnología educativa desde la Segunda Guerra Mundial hasta la actualidad. Explica que surgió en la década de 1940 para mejorar la formación militar mediante el uso de nuevos medios como la radio y el retroproyector. En las décadas de 1950 y 1960 se basó en un enfoque conductista del aprendizaje, mientras que en las décadas de 1970 y 1980 incorporó perspectivas cognitivas. Actualmente se da más importancia a las dimensiones social y pedagógica que a la tecnología. Tamb
Un anuncio promociona una carrera de submarinos en Tenerife, pero no proporciona más detalles sobre el evento, ya que enfatiza que se trata de submarinos y que no hay más información relevante que ofrecer sobre una carrera de este tipo de vehículos acuáticos.
Slideshare es un sitio web que permite a los usuarios subir y compartir presentaciones de diapositivas en formatos como PowerPoint y PDF. Los usuarios pueden crear una cuenta para almacenar sus presentaciones en un espacio personal llamado slidespace y luego compartirlas a través de enlaces de URL. Slideshare ofrece funciones como búsqueda, comentarios y la capacidad de incrustar presentaciones en páginas web.
El documento describe las estrategias de vacunación utilizadas en Colombia para alcanzar altas coberturas de vacunación. Estas incluyen acciones de vacunación permanentes en instituciones de salud, acciones de vacunación intensivas como campañas nacionales, y vacunación de emergencia en áreas de alto riesgo. La combinación de estas estrategias ofrece los mejores resultados para maximizar la cobertura de vacunación.
Gas or Grouse Case Solution (Business Ethics)Ridwan Ichsan
The Bureau of Land Management imposed restrictions on gas drilling in the Pinedale Mesa region of Wyoming to protect wildlife species like sage grouse, but gas companies argued that increased drilling was important for energy supply and economic growth; however, drilling posed risks to wildlife through habitat loss and pollution, so regulators had to balance environmental and economic concerns in setting policies.
This document outlines 3M Canada's 2010 integrated marketing campaign proposal to support the Canadian Breast Cancer Foundation. The campaign, called "Do For The Cure", includes online contests like a musical video contest and dance contest to promote breast cancer awareness. It also includes in-person events like a screening tour, run for the cure race, and leveraging partnerships with TV shows like Glee. The goals are to drive sales of Post-it products, engage customers and employees, and maximize return through donation of proceeds to the foundation.
Dokumen tersebut membahas tentang sejarah, operasi, strategi, dan pencapaian McDonald's. McDonald's didirikan pada tahun 1948 dan mulai beroperasi secara luas pada tahun 1955. Perusahaan ini berfokus pada kepuasan pelanggan, anak-anak, dan ekspansi ke pasar baru melalui berbagai inovasi. McDonald's telah berkembang menjadi restoran cepat saji terbesar di dunia dengan lebih dari 36.000 gerai di lebih dari 100 neg
Avn 102 waiver of subrogation endorsementRidwan Ichsan
This document is a waiver of subrogation endorsement that waives the insurer's rights to recover paid claims from a specified entity. The waiver does not affect the insurer's right to recover from that entity if it was the manufacturer or maintainer of the damaged aircraft. The endorsement is intended for use in aircraft insurance policies to waive subrogation against certain other entities involved in the aircraft.
An insured shall not deliberately conceal or provide false information regarding a claim. Doing so constitutes fraud and the insurers have the right to refuse payment of the claim. If false information is provided about the cause of loss or claimed amount, insurers can terminate cover, recover sums paid for losses since the event, and retain premiums paid. Any part of the clause conflicting with governing law is void.
This letter notifies the appointed broker that the insurance certificate for an aircraft engine has terminated the AVN 99 Continuing Liability Endorsement for the benefit of the contract parties. The designated contract party specifies that at a certain time and date, the insured party is no longer obligated to insure the interests of the contract parties as former financiers, lessors, or lease servicers of the equipment under the contracts. Consequently, the continuing liability insurance provided through the AVN 99 endorsement for the benefit of the contract parties was terminated as of that specified date and time.
1) This document is an endorsement to an aircraft finance/lease contract that provides continuing liability coverage for specified contract parties.
2) It adds the contract parties as additional insureds under the legal liability policy and makes the coverage primary without right of contribution from other insurers.
3) Coverage is provided from the effective date until the contract parties are no longer required to insure their interests, as long as notification is given within 30 days.
Avn 98 aviation products grounding and other aviation liabilities insuranceRidwan Ichsan
This document outlines various types of aviation insurance coverage provided across multiple sections, including:
1) Aviation products and grounding liability insurance that covers legal liability for bodily injury, property damage, or loss of use from defective aviation products or from grounding aircraft.
2) Working parties liability insurance that provides coverage for legal liability from occurrences involving working parties.
3) Aircraft third party and passenger liability insurance that insures against legal liability for bodily injury from aircraft accidents.
It provides coverage limits and exclusions for each section, as well as general policy information and conditions.
This document contains an arbitration clause that outlines procedures for resolving disputes between parties through arbitration. Key details include:
- Disputes will be resolved through arbitration according to the rules of [organization]
- Arbitration will take place in [location] and the language will be [language]
- Each party will appoint one arbitrator and the two appointed will appoint a third, or the parties can jointly appoint a sole arbitrator
This letter notifies the appointed broker that as of a specified date and time, the insurance provided by endorsement AVN 67C for an aircraft engine has terminated. The designated contract party is no longer obligated to insure the equipment under the contract. The letter requests that the broker provide a certificate applying continuing liability endorsement AVN 99 for the benefit of the contract parties, effective from the date and time of termination.
This document is an endorsement to an aircraft insurance policy to protect the interests of financing parties in the event of losses to insured equipment. Key points:
1. It ensures claims payments are made to financing parties in the event of a total loss or to repair parties for other claims.
2. Financing parties are included as additional insureds under the policy.
3. Coverage of financing parties cannot be invalidated by acts of other parties without their knowledge or consent.
Avn 67 c airline finance lease contract endorsementRidwan Ichsan
This document is an endorsement to an aircraft insurance policy to include additional parties. It provides that in the event of a total loss settlement, payment will be made to the contract parties. It also includes the contract parties as additional insureds under the policy and stipulates that their coverage cannot be invalidated by acts of other parties. The endorsement defines key terms used such as the equipment covered, effective date, and contract parties included.
AVN 52K was published in 2006 to restrict coverage for certain aviation risks to negotiated sub-limits that would apply across all covered aircraft. However, it also intended to provide option for full policy limits for losses on a single aircraft where devices were placed onboard or emergencies occurred in flight. AICG has realized AVN 52K could expose insurers to full limits across multiple aircraft in some cases, breaching the original principle. To resolve this, AICG has published a modified clause AVN 52R to remove any ambiguity.
Avn 52 r extended coverage endorsement aviation liabilities Ridwan Ichsan
1. This document extends coverage provided by an aviation insurance policy. It deletes certain exclusions from the original policy related to war, hijacking, and other risks.
2. It provides limits on the insurer's liability for different types of claims covered by the extended coverage. The liability is subject to sub-limits that are within the overall policy limit.
3. The extended coverage will terminate automatically in certain circumstances such as war between specified countries or requisition of an insured aircraft. The coverage may also be cancelled by the insurer or insured with 7 days notice.
Avn 52 p aviation manufacturers product liabilities endorsementRidwan Ichsan
This document outlines an endorsement to an aviation manufacturers' product liability policy. It provides coverage that overrides some exclusions in the existing war and hijacking exclusion clause, for legal liability arising from the insured's products. Coverage is limited to specific amounts and can terminate automatically depending on certain political events between major nations or detonation of nuclear weapons. The endorsement is part of the specified policy and subject to all its terms and conditions.
Avn 52 p a products endorsement for avn52 clausesRidwan Ichsan
This document provides an endorsement to amend coverage limits for products liability arising from the manufacture of aviation products. It increases the sub-limit for products hazards to [BLANK] per occurrence and in the annual aggregate for liability from manufacturing an aviation product. The overall aggregate limit for all endorsements cannot exceed [BLANK]. Manufacturing is defined as work from design to completion, excluding maintenance after delivery to the first customer.
Avn 52 l extended coverage endorsement aviation liabilitiesRidwan Ichsan
This document is an endorsement that extends aviation liability coverage. It allows for flexibility in selecting which exclusions from War, Hijacking and Other Perils are deleted by choosing operative paragraphs. Different sub-limits apply depending on the operative paragraphs selected. Coverage can be cancelled on 7 days notice by either party or 48 hours notice after certain hostile detonations. The endorsement is intended to offer flexible options for negotiating aviation insurance coverage.
1. This endorsement extends coverage under the aviation liabilities policy by deleting certain exclusions from clause AVN 48C for an additional premium.
2. Coverage is excluded for damage to property on the ground outside of Canada and the US, unless caused by aircraft.
3. Liability is limited to the lesser of the specified sub-limit or the policy limit per occurrence and annually in aggregate. This sub-limit does not increase the overall policy limit.