Whether you’re exposed only to traditional investment assets apart from cryptocurrencies, or you have some interest in investing in cryptocurrencies for the first time, you might really want to understand why you should invest in cryptocurrencies or crypto. You’ve likely read or heard about Bitcoin and other cryptocurrencies like Dogecoin, Litecoin, NEO, Ethereum, XRP, Alias (formerly known as “Spectrecoin”), NXT, Bitcoin Cash, etc.—but why invest in crypto anyway? By getting a general overview, it will be easier to understand why you should invest in cryptocurrencies. This article discusses ten reasons why you should invest in cryptocurrencies, especially on a long-term basis.

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10 Reasons Why You
Should Invest in
Cryptocurrencies
Especially on a Long-
term Basis
July 2021
EDITED
BY IHAGH GODWIN

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Motivation & Environment
Presents:
10 Reasons Why You Should
Invest in Cryptocurrencies
Especially on a Long-term Basis
Copyright Free: You may distribute
without permission, and share with
anybody
Edited by Ihagh G.
MSc (Water Resources & Environmental Eng.),
BSc (Civil Engineering), and 7 years university
teaching experience
Editor, Motivation & Environment
Email: godwinihagh@gmail.com

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10 Reasons Why You Should Invest in
Cryptocurrencies Especially on a Long-term
Basis
Whether you’re exposed only to traditional investment assets
apart from cryptocurrencies, or you have some interest in
investing in cryptocurrencies for the first time, you might really
want to understand why you should invest in cryptocurrencies or
crypto.
You’ve likely read or heard about Bitcoin and other
cryptocurrencies like Dogecoin, Litecoin, NEO, Ethereum, XRP,
Alias (formerly known as “Spectrecoin”), NXT, Bitcoin Cash, etc.—
but why invest in crypto anyway?
By getting a general overview of important reasons, it will be
easier to understand why you should invest in cryptocurrencies,
especially on a long-term basis. The following are ten reasons
why you should invest in cryptocurrencies:

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1. Investing in cryptocurrencies can diversify your
investment portfolio
By investing in cryptocurrencies, you can diversify your
investment portfolio much more and reduce any risk(s)
associated with investing all your money in only traditional
markets; you can actually reduce the impact of losses that could
be incurred from investments made in traditional markets or
investments.
It’s important to diversify your portfolio by investing in crypto
because doing so can prevent you from investing all your money
(putting all your eggs) in traditional markets/investments (one
basket), and also prevent you from increasing the impact of any
losses if traditional markets/investments fail.
Generally, it’s important to diversify in many areas of life; for
instance, if you’re travelling, don’t put all your money only in
your luggage; take part of it and put it in your trouser’s pocket,
and maybe also put another part in your shirt’s pocket so that
you can still have money if your luggage gets lost or pockets
loosen up—and vice-versa.

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When it comes to money-making, you can diversify your
investments in different financial assets such as bonds, stocks,
foreign exchange (forex), precious metals (gold, silver, etc.), etc.—
depending on the industry (healthcare, technology,
entertainment, etc.) of your interest.
Investing in cryptocurrencies—especially on a long-term basis—is
essentially one way of balancing your portfolio of investments and
increasing your potential in order to maximize your portfolio’s
growth by utilizing the higher earning potential in
cryptocurrencies which react differently to various financial and
global events.
2. Investing in cryptocurrencies can attract tremendous ROI
when respective cryptocurrency platforms are strong
Although crypto investing lacks symmetry (the ability to remain
unchanged under a specific direction and value), if you can make
the right timing, it can earn you tremendous ROIs (returns on
investment) as it has done for many investors who invested in
various types of cryptocurrencies that have yielded high ROIs on
a long-term basis.

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For example, as of April 15, 2021, Ethereum was selling around
$2,425 per token which represented a 782,258% ROI (return on
investment) after initially selling for $0.31 during its initial coin
offering (Augur) back in October 2015.
As of April 15, 2021, Alias (formerly known as “Spectrecoin”) was
selling around $0.17 per token which represented a 17,000% ROI
after initially selling for $0.001 during its initial coin offering in
late 2016.
As of April 15, 2021, NEO was trading around $71 per token
which represented a 236,667% ROI after initially selling for $0.03
in late 2016; before then, it had previously traded at an all-time
high of approximately $180 which represented a 600,000% ROI.
NXT was initially selling for $0.0000168 per token, but as of April
2021, it was trading for around $0.09 which represented a
535,714% ROI years after the day of its initial coin offering.
No traditional investment (stocks, bonds, precious metals, forex,
etc.) or other types of investment in the world have attracted
tremendous ROIs that are more than what most cryptocurrencies
have attracted. There are still many other cryptocurrencies whose

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ROIs are also high; lack of adequate time wouldn’t permit us to
mention them in this article.
Anyone who had bought one bitcoin for $300 at the end of 2015
and held unto it and sold it on March 15, 2021, when its price
reached approximately $60,415 per token would have made a
profit of $60,115; two bitcoins would have earned a profit of
$120,230, and more than two bitcoins would have earned much
higher profits than $120,230.
It’s important to note that selling cryptos at the “wrong time
could incur losses; therefore, when investing in cryptos, take a
long-term approach. Looking for profits on a long-term basis
would make you appreciate investing in cryptocurrency much
more than traditional investments.
High returns on investment (ROIs) are the reasons why many
investors—and “non-investors” too—are jumping on the
cryptocurrency bandwagon. People who owned bitcoins when
Bitcoin initially came out had to wait for years before seeing any
appreciable ROI.
Personally, I was initially skeptical about Bitcoin back in July
2016 when I had around 0.8952 bitcoin which, at the time, was

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equivalent to between $700 and $800, and equivalent to around
360,000 Naira (my local currency). In July 2016, I was assuming
that Bitcoin would crash in the future, so I sold my 0.8952
bitcoin for 360,000 Naira and unfortunately wasted my money.
When I look back from today, which is in the future and five
years ahead of 2016, I regret being so skeptical and selling my
bitcoin because, as at the time of writing, 0.8952 bitcoin is
equivalent to approximately $39,000 which is around 15 million
Naira.
If I had that amount of money at the time of writing, my life
would have been on a much higher level than it was. It’s really
interesting to see how the values of Bitcoin and other
cryptocurrencies just keep on rising.
3. Cryptocurrencies generally have long-term stability and
high potentials for consistent growth
The prices of Bitcoin and other cryptocurrencies are generally
volatile because of several factors; however, the stats provided in
preceding paragraphs prove that the prices or values of
cryptocurrencies are stable in the long term and have high
potentials for consistent growth.

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The biggest investment stories of 2017 were about Bitcoin and
other cryptocurrencies: Wall Street Journal, New York, and
CNBC reported that many people become millionaires within a
short period of time, usually almost overnight.
However, when the price of Bitcoin fell by 63% after January
2018, the same media had stated that the opportunity of making
millions and lots of money from Bitcoin and other
cryptocurrencies had passed, and the cryptocurrency era would
soon be over.
But far from it: the same media would certainly be surprised
when, at the time of writing, Bitcoin was around $40,000 after it
had reached approximately $60,000 just a few weeks prior—
specifically, on March 15, 2021.
4. One or more cryptocurrencies can be traded for one or
other types of cryptocurrencies
Cryptocurrencies can be traded against each other in the same
way that fiat or traditional currencies are being traded against
each other in the forex market where investors carry out short-to-
medium-term trading activities between different pairs of fiat
currencies.

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For example, in the cryptocurrency market, you can analyze and
pair Ethereum (ETH) and Bitcoin (BTC) against each other, or
even pair a cryptocurrency (Bitcoin) against a fiat currency (euro)
and invest after speculating their value against each other.
However, you would have to analyze each cryptocurrency or fiat
currency individually, evaluate or weigh their value against each
other and predict—either rightly or wrongly—which
cryptocurrency or fiat currency would win.
Although it’s risky and likely better to invest in cryptocurrencies
in order to get a sizable ROI, it’s possible to trade different
cryptocurrencies against each other in the same manner that fiat
currencies are being traded against each other in the forex
market.
5. Cryptocurrencies are usually unregulated by governments
and one or few individuals
Because they are unregulated and gain more trust when people—
especially investors—don’t trust fiat currencies at certain times
or during certain time intervals, cryptocurrencies have the
tendency to increase in their values and consistently maintain
high values without being under the influence of central power.

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6. Cryptocurrencies are portable, and less risk is involved in
transferring or moving them around
In comparison with precious metals and fiat currencies which are
usually associated with a considerable or high degree of
portability risk, and are expensive to transfer because of their
weights and the high import taxes and security they incur,
cryptocurrencies are more portable and have lesser portability
risks because they don’t need to be transferred physically; also,
moving or transferring cryptocurrencies is much faster and less
expensive, even if you’re using a hardware wallet.
7. Cryptocurrency platforms are more transparent because of
their blockchain technology
Cryptocurrency platforms use blockchain-based technology
which has a transparent and well-grounded decentralized
network and eradicates the need for a centralized middleman,
thereby providing much-needed transparency, allowing direct
peer-to-peer transactions, and eliminating the type of high
transaction fees required by centralized platforms.
Cryptocurrency blockchain-based technology is more transparent
because of its decentralized nature which makes it possible for

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individuals or peers to control and coordinate common activities,
interact with each other, and govern themselves in a more open
and trustworthy manner.
8. Cryptocurrencies don’t have the tendency to be influenced
by/subjected to inflation
History books have proven over and over again that when any
government is corrupt and governing by employing unsound
policies, or facing a crisis, its country’s fiat currency suffers.
Fluctuations in a currency’s value can make the central bank in-
charge of the currency to unnecessarily print more money, and
thereby subject the economy to inflation.
Unlike traditional currencies (pound, euro, dollar, etc.), most
cryptocurrencies won’t be printed by any central banks or
decentralized cryptocurrency platforms. Most cryptocurrencies
have a limited supply of tokens (or a controlled supply) which
implies that they won’t be printed and subjected to inflation.

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9. Cryptocurrency platforms provide fast and highly
accessible financial services
With the help of blockchain technology, cryptocurrency platforms
can provide banked, unbanked, and underbanked groups of
people with faster and highly accessible financial alternatives and
services in a transparent and efficient way.
Any interested individual only needs only a laptop or smartphone
and internet connection to open an account on any
cryptocurrency platform and start sending and receiving
cryptocurrency.
One of the notable problems that cryptocurrencies have solved to
a great extent and can keep on solving much more is the issue of
inadequate access to financial services which most of the world’s
population—both the unbanked and underbanked populations—
have been experiencing.
It’s widely known that about 1.7 billion adults don’t have bank
accounts and are unable to meet their daily financial needs
because of lack of access to adequate financial services.

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Generally, many people are unbanked and underbanked and
don’t have access to the convenience, interests, and security that
banks provide. Cryptocurrencies have the potential to resolve this
issue.
10. The world is trending more and more towards investing
in cryptocurrency platforms
Many of the world’s largest companies have started recognizing
and accepting cryptocurrencies for payment. Tesla once invested
billions of dollars in Bitcoin, and presently you can find many
large companies that have cryptocurrencies or digital coins.
This is one of the reasons why you should consider following the
trend of investing in cryptocurrencies. You can monitor financial
projections, find out when new digital coins—like Pi coin—would
be launched, and choose an appropriate time to buy
cryptocurrencies and save them on a long-term basis.
Cryptocurrencies are gradually being accepted as part and parcel
of modern society and are increasingly being used for making
payments and in economic processes. Cryptocurrencies will likely
be relevant for many more decades or centuries to come, even if

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mankind doesn’t invent another type of money that can be
created out of almost nothing.
Join the bandwagon of people who have seized the opportunities
that cryptocurrencies have brought during their existence so far.
Conclusion
Despite the reasons why you should invest in cryptocurrencies,
always remember that cryptocurrency markets or platforms can
have their bad days, and sometimes even bad years like
traditional investments (stocks, bonds, etc.) do.
But most importantly, never ever forget that you will almost
always reap great ROIs (returns on investment) if you invest in
cryptocurrencies on a long-term basis. In addition, investing in
cryptocurrencies can help you balance out risks associated with
other types of investments, especially traditional investments.