Samir Ali Siddiqui is seeking a dynamic career in a prestigious organization. He has over 10 years of experience in banking, including roles as a Country Credit Analyst, Consumer Risk Officer, and Service Relationship Manager for home loans at various banks. He holds a B.Com degree and is pursuing an MBA. He has received several achievement awards for his work in product knowledge and customer service.
Managing Director Zaldy W. Pacificar of Katipunan Bank shares the bank experience on providing microinsurance products and services to their clients during the 2012 RBAP-MABS National Roundtable Conference on June 8.
Lessons in Microinsurance Business ExpansionMABSIV
Mr. Gilbert Soliven of Progressive Bank shares how to effectively market and sell microinsurance products during the 2012 RBAP-MABS National Roundtable Conference on June 8.
Managing Director Zaldy W. Pacificar of Katipunan Bank shares the bank experience on providing microinsurance products and services to their clients during the 2012 RBAP-MABS National Roundtable Conference on June 8.
Lessons in Microinsurance Business ExpansionMABSIV
Mr. Gilbert Soliven of Progressive Bank shares how to effectively market and sell microinsurance products during the 2012 RBAP-MABS National Roundtable Conference on June 8.
A project report on credit dispensation by commercial banks to the personal s...Babasab Patil
A project report on credit dispensation by commercial banks to the personal segment with special emphasis on loan against property lap By Babasab Patil
A project report on credit dispensation by commercial banks to the personal s...Babasab Patil
A project report on credit dispensation by commercial banks to the personal segment with special emphasis on loan against property lap By Babasab Patil
1. SAMIR ALI SIDDIQUI
C-17/1 BLOCK 3 GULSHAN IQBAL KARACHI PAKISTAN
MOBILE : (092)0333-3965686 TEL : (092)021-4811244
O BJECT IV E
To pursue a dynamic and challenging career in a prestigious organization which allows me to establish myself as a
successful professional.
E XPE RI ENC E
Country Credit Analyst
Feb 2007 to date EGIBL (Head Office)
Analyzing of cases and finding out discrepancies.
Execution of legal, valuation & income estimation reports to agencies.
Execution of ECIB, Datacheck and verisys.
Sending of Rejection letters.
Preparation of Credit Line Proposal to offer the best possible loans.
Issuance of Provisional offer letters.
Coordinating with CAD for the disbursements of loans.
Maintain MIS to monitor Daily Mortgage Activities.
Consumer Risk Officer
EGIBL (Head Office)
Monitoring of regulatory limits as per SBP’s PR (consumer finance) and bank’s internal limits.
To review market and product department plans for introduction/promotion of consumer products from the risk
perspective.
To identify gaps and flaws in product process and procedures, providing solutions and road map to the users.
To generate periodic updates to the Head CR/CRO pertaining to risk for the relevant product and overall
consumer portfolio.
Reviewing of all consumer products in the light of risk management.
Special Project (Product Development NRP- Mortgages)
EGIBL (Head office)
Product designing with Compliance, Risk and Shariah
Arranging Agency and Financing agreements with Lawyers
Arrangement of payments to External Agencies
Preparation of Legal Agreements for Diminishing Musharka and Ijarah.
Maintaining Company’s profiles and managing their enlisting.
Service Relationship Manager for (Home Loans)
Aug 2005 Till Dec 2006 ABN AMRO Bank (Head office)
Maintain monthly mortgage Customer Engagement survey.
Maintain monthly mortgage Key Service Indicator analysis report.
Taking initiatives to increase customer satisfaction level.
Monitor customer complaints / requests as per Turn around Time.
Monitor sales & credit agenda for mortgage loan processing.
Maintain monthly mortgage booking profile country wide.
Customer calling on revision of markup rates.
2. Provide pay off & partial payments instruction to credit for adjustment of loan.
Maintain monthly RM performance.
Coordinate with consumer credit & operation for the rectification of system error.
Country Sales Analyst (Home Loans)
March 2005 Till Aug 2005 ABN AMRO Bank (Head office)
Arrange stage II documents for the disbursement of mortgage loan.
Opening of account for the monthly deduction of mortgage loan repayments.
Renewal of life and property insurance premium on yearly basis with insurance companies.
Coordinate with lawyer for the registration of the property.
Arrange credit meetings between customer & the bank for final decision of mortgage loan.
Issue pay orders from consumer credit & coordinate with operation for the generation of the pay order to
proceed toward registration of the property.
Maintain Mortgage MIS on monthly and daily basis.
Sales Executive (Auto Loans) Standard Chartered Bank
January 2005 Till March 2005
Dealing with walk in customers solving their complains/requests.
Analyzing customer requirements and offering them the best possible deal.
Coordinating with Head Office for submission/processing of each case.
Problem solving of customer complains.
QUALIFICATION
MBA (In Process) Hamdard University
B.Com D.H.A College
ACHIEVEMENT
Achievement award presented by ABN AMRO for being the best Country Service Relationship Manager.
Achievement award presented by ABN AMRO for being the best Country Service Relationship Manager.
Achievement award presented by ABN AMRO for being the best in Product Knowledge .
Achievement award presented by ABN AMRO for being the best in Product Knowledge.
Certification by THE INSTITUTE OF BANKERS PAKISTAN on Islamic Banking Principles & Products.
Certification of workshop by BANKERS DEVELOPMENT INSTITUTE on Basel-II.
Certification by EGIBL on Communication Skills.
Certification by EGIBL on Team Work.
Certification by EGIBL on Stress Management & Positive Thinking.
INTEREST
Browsing Internet for information.
Watching movies and driving.
Play Bowling
REFERENCES
Available upon request.