1. Occupation: Product Innovation Manager - Alinma bank
Address: P.O. Box 66674 Riyadh 11586 Saudi Arabia.
Telephone: 00966 (011) 2185323 Direct Line
Mobile: 00966 (0) 553887673 cell phone.
E-mail: mohamadine@live.com ehmohamd@alinma.com
+norelsahm@yahoo.co.uk,
Gender: Male.
Nationality: Sudanese.
Religion: Muslim
Birth: July 07, 1968.
Marital Status: married (with 5 children).
Languages: Arabic – Mother tongue, English – Fluent.
Iqama: Transferable in Saudi Arabia. A valid resident in UK
ACADEMIC QUALIFICATIONS:
PhD, in Comparative Jurisprudence,(The control of Banking performance in
accordance with Islamic Jurisprudence and common law : Analytical
,Documentary, and comparative study(A case study of the Bank of Khartoum
Group and Al Baraka Bank), Faculty of Law & Sharia, Khartoum University,
Khartoum, Sudan (1997) discussed by the Jury committee comprised of the
following jurists;
1- Professor PhD Sheikh Elsiddiq Al-Amin Al-Dareer, Member and Secretary,
Head of Sharia university of Khartoum.
2- Member - Professor PhD Mohammed Hashim Awad, Dean of Faculty of
Economic, Head of the Department of Sharia, University of Khartoum, Sudan.
3- Member - Professor PhD Ahmed Ali Ibrahim Hamou, Head of Commercial
Law, University of Al-Nileen, Khartoum, Sudan.
4- Supervisor – Professor PhD Barakat Mousa Alhwati, Dean of Faculty of Law
& Sharia, University of Juba, Khartoum Sudan.
• Master Degree “LLM” From the School of Administration “Comparative Studies
Division” an affiliate of Mohammed the 5th
University, Rabat, Morocco, (1989)
• Postgraduate Diploma in Comparative Fiqh, American University of London (2000).
• Diploma of Islamic Banking- High Institute of Banking Studies, Khartoum, Sudan
(1995).
• University Certificate in Legal Studies “Comparative Fiqh” Center of Research &
Comparative Studies, Faculty of Legal, Economic & Social Studies, Rabat (1990).
• Bachelor of Law (LL.B), University of Mohammed the 5th
, Faculty of Social
Economic & Legal Sciences, Rabat, Morocco (1987).
• Executive MBA (Executive Master Degree of Business Administration (49) Hours
(2014).
• Registered Post Doctorate Research in Islamic Banking contracts (Istisna) and
Finance, Durham University –UK (Faculty of Business Administration, (2014) under
process.
• Bachelor of Islamic Sharia, Islamic University of Al-Nileen, Khartoum -Sudan
(1987).
CURRICULUM VITAE
Dr. El Sadig Hammad Mohammed Mohamedein

2. ACADEMIC THESIS SUPERVISION:
• The direct cost of Islamic banking – Cases & regulations-Master degree by Mr.
Mohammed Alswaisan American Open University (2008).
• The conventional & and Islamic Mutual Funds viable Financial Instruments
Contribute to the Economic Growth of Developing Countries. – Ph.D. Thesis
prepared by Dr. Kamal Kuku – submitted to the American University of London
(July 2004).
• The Role of Mudaraba contract in Developing an effective Mode of Islamic
Finance applying on investment Funds. Ph.D. Thesis prepared by Dr. Ziada A.
Ziada – submitted to the American University of London (August 2003).
• Supervised a number of Mater Degrees theses in Islamic Transactions.
CURRENT POSITION:
• Product innovation manager at Alinma bank since foundation on the year
2007.and providing tow new product per a year.
• Developing and innovating banking and presented to different Dept. in the bank as
full package
• Structuring various types of investment Sukuk in accordance with the Sharia
standards drafting and building (international Sukuk, corporate Sukuk, individual
Sukuk, and social responsible Sukuk).
• Developing according to Sharia Treasury products such as money market product,
and F Islamic currency product (Islamic currency hedging solution products).and
different types of investment products
• Drafting and structuring and restructuring of consortium finance. Including policy
and procedures, products innovation and development lifecycle ( stages &
processes):
 Others
• Revised contract form Sharia point of view and providing written consultations.
• Dealing with international business transactions, and Islamic banking sector.
• Including without limitation innovate and create instruments of short term
investment and retail banking products and microfinance products.
• Build of long term investment products just like infrastructures and macro finance
•
RESEARCHES & STUDIES “EXAMPLES”
• Arab law contracts Sharia content,(Harvard Review).
• Application of Salaam Sale Contract in the fast food activities (July 2004).
• Study in the Securitization of Islamic Funds (2004).
• Study regarding importance of issuing a dictionary for Islamic Fiqh terminology in
favor of General Council for Financial institutions & Islamic Banks (2003)
• Studies in Islamic Arbitration. (2003).
• Study on Modern Sharia Jurisprudence for Developing Islamic Endowments
“Waqf” in comparison with Trust. (2003, presented it in UK European trust).
• The Relationship between the Control Banks and the Sharia Boards, and means
to regulate it. A paper submitted to the Fist Conference of Sharia Boards, Bahrain.
(2000)
• Exoneration from defects in Istisnaa “The research was issued in English” (in
favor of the international ICC-international chamber of commerce 1999).

3. • Training Course in principles of Islamic Banking in cooperation with others, in
favor of the Personnel of Al-Shamal Islamic Bank, Duration of course: 2 weeks
(1998)
• Application of Istisnaa Formula in the manufacturing of medicine, Medical
Supplies Department – 1997.
• Lease Financing and its Banking Applications (1997)
WORK EXPERIENCE (Samples):
• Legal Advisor Ahmed Zaki Yamani Law offices -Jeddah
• A member of Sharia board of ALNEIFA group, (investment bank 2008 up to date)
• . Nominate for the position head of Sharia dept -Alkhbeer investment. (2007)
• I have joined Alinma bank since it is founded as a senior Sharia advisor and
developing products (2007 – up to date).
• Sharia Researcher and Sharia Auditor, General Secretariat of the unified Sharia
Panel, Dallah Al-Baraka (1999 to 2007).
• Researcher & Rapporteur of the Unified Sharia Board – Dallah Al-Baraka Group,
2001 up to (2007).
• Establishing of Sharia product in Alinma bank (2007).
• Establishing of section product innovation (2007).
• Preparation of Minutes in addition to the collection and coordination of Fatawa (to
Albaraka banking group 2006).
• A member of RAQAB CO. team for Sharia auditing and consultations (2006)
• Organizing Training Courses on Sharia Audit in collaboration with the Banking
Institute in Riyadh and Bahrain and Sudan for the favor of institute o banking
Khartoum –and for deferent institute ext Kuwait and Qatar U.A.E (2003)
• Performing Sharia Audit for Altowfiq Co. for Investment Funds and contract
samples on the different types of Islamic Forms (2003)
• Translation in the International Arbitration regarding applications of Islamic Modes
of Finance, - in collaboration with Dr. Zaki Moustapha Abdul Majeed, The
International Arbitration expert – for the International Chamber of Commerce,
Paris-France (1991).
• Visiting professor and external examiner at Zayed university- institute for Islamic
world studies –Dubai p.o .box 97144021136,Subject taught-Financial policies for
Endowment wealth-Master of endowment studies. Website: http://www.zu.ac.ae.
 REFERENCES
 Sheik Dr, Alsiddig Alameen Aldarer+249183780257
 Sheik Dr, Ahmed Ali Abdullah-secretary general of the supreme Sharia panel
–Central bank of Sudan+249183780257-+249183789614 +249122734183-
hamad.hamad@cbos.gov.sd.
 Sheik Abdullah Amanee, Sheik Dr, Mohamad Ali Elgari .Sheik Dr, Abudulsatr
Abugduh.