Here in this ppt, we will look in to the Health Insurance practices

1. Health Insurance
A brief knowledge sake educational PPT for kids to look after
your parents at later ages of life. All the best kids

2. What is Health Insurance?
• A money saver and money instrument available in the open
market for patients health related expenses under medical
emergencies to bear expenses
• A product for bearing the hefty health expenses under critical
and curtail times of hospitalization or Pre/Post-hospitalization
for major as well as few minor health issues
• A network of Hospitals and related medical organizations
which come under service provider under network of
hospitals of HI agency

3. How does is works for us?
• One has to buy in the name of patients or in the group of
patients including family members/members of a corporate
organisation
• Premium of choice has to be purchased on
monthly/quarterly/half yearly/yearly basis for 1/2/3years or
for long term Health Insurance
• Through network of Health Hospitals/agencies including
Diagnostics like X-Ray; CT-scan; Dialysis; Chemo-therapy;
……,…..;

4. How to purchase it?
• Through
• HI agent;
• HI Websites;
• HI Apps
• HI compression apps
• Visiting HI Offices located at different areas
• Though Hospitals
• ……..,…..;

5. What are all the available Health
insurances?
• Star HI
• Future Generalli HI
• Manipal Arogya HI card
• HDFC Ergo HI
• LIC HI Plans
• Various bank apps has HI policies
• Various big corporates has HI Policies

6. By what means we can buy
them?
• Through Online websites or through mobile apps
• Through agents
• Through directly visiting the insurance offices

7. How to choose the wide variety
of health insurance?
• Choose the network of hospitals for which the disease under
forecast
• for your parents or
• for your kids or
• for your family member or
• for your corporate patients
• Regular Family doctor consultation and regular health check-
ups

8. What need to do while hospitalizing any
one or more in your family?
• Please don’t forget to carry
• HI Documents,
• ID cards,
• Network of Hospitals;
• Bank Documents;
• Hospital and related Bills and
• Doctor consultation Documents

9. What are all included in health
insurance[HI]?
• Generally, it depends on different service provider and it is different
for different schemes/HI products.
• It includes
• Hospital daily expenses
• Doctor consultation
• Part of Surgery expenses
• Post-hospitalization expenses
• Pre-hospitalization expenses
• Medicines + Blood/ related medical supplies, injections/tablets
• Few medical tests to confirm the diseases/injury/Health issues
• ,…….;

10. Pre-requests for purchase of HI?
• Most plans from different HI Service provider require pre-
medical health check-ups
• Address proof,
• ID Proof,
• BPL/APL cards,
• Surgery/Medical Emergency proof
• PAN Card
• ,………;

11. How to select hospitals at peak time
of health emergency situations?
• It is recommended to choose hospitals for different diseases
and health emergencies, well in advance for each health
hazard.
• If not done earlier, and If emergency occurs, then call the
helplines available on the insurance
documents/apps/websites.

12. What are all the Hiddenexpenseswhichare
not coveredunder Health Insurance[HI]?
• Vehicle Expenses except for few major health situations under
ambulance travel
• Vehicle Parking expenses.
• Vehicle Rent and Vehicle Driver Expenses if vehicle is hired.
• Few Medicinal expenses.

13. Pre-requisite's for availing HI!!
• HI Insurance ID Card and insurance documents
• Account details linking to HI for availing benefits
• Hospitalization or Pre/Post-Hospitalization expenses proof
• Medical Emergencies/Surgery bills and related proofs
• Helpdesk contact numbers or agent contact number of both
Hospital enquiry as well as HI service provider
• Consultation and medicinal expenses bills and documents

14. ThankYousomuchforpatientlyscanningthroughthisdocument
Stay Healthy; Stay Safe; Keep up the good health;
Do’s Don’ts