Health Insurance - a presentation by Richard Strauss Insurance Brokers.

3. Are you waiting to be
hospitalized
to realize the need of a
Health Insurance ?

5. What is the best option to ensure
better health ?
Keep fit & healthy. Still, anyone can get sick
anytime.
Save for sickness. But who saves for an ailment?
Accept as fate. Feel helplessness and pray.
Buy a Health Insurance. Feel safe and secure.

6. Health Insurance
acts as a shield against illness
and risks under unforeseen
circumstances.
Take an active part in
your Health Care !

7. What is
Health Insurance ?

8. It’s a Policy you can buy for a
premium to cover you and your
family against medical expenses
due to sickness, accident etc.

9. Why should I buy
a Health Insurance ?

10. 1. To avoid increasing medical
cost.
2. To avoid increasing burden of
new diseases and health risk.
3. To help you face the unexpected
financial burden due to illness.

11. What are the
types of
Health Insurance
Plans ?

13. What is Individual Plan ?

14. This covers
the hospitalization
expenses for an
individual
up to the sum
assured limit.

15. What is Family Floater Plan ?

16. This covers
you and your family
and the sum assured
can be availed by
any or all members
of the family.

17. What is Mediclaim Policy ?

18. Here,
you pay the
expenses
for hospitalization
and claim
reimbursement
by submitting
medical bills.

19. What is Critical Care Policy ?

20. Critical illness can strike anyone.
This Plan covers over 30 critical
illness and provides a lump sum
payment on survival, disability
and death .

21. What is
Cashless Hospitalization ?

22. It’s a specialized service by the
Insurance Company wherein you
are not required to pay and the
Insurance Company will settle
the hospitalization expenses.

23. Who is eligible for Health
Insurance ?

24. Person between the age of
5 years and 75 years
can be covered.
Children between
the age of 3 months and 5 years can
be covered
provided one or both
parents are covered concurrently.

25. What are the benefits of
Health Insurance ?

27. When buying Health Insurance ...
Keep in mind …

28.  Determine realistically your medical needs.
 Pay attention to description of benefits.
 Note the maximum limit per illness or injury.
 Compare Premium costs.
 Read limitations and exclusions carefully.

35. An IRDA (Insurance Regulatory &
Development Authority) licensed Brokers.
CHENNAI - BANGALORE – DELHI – JAIPUR –
KOLKATTA – MUMBAI – PUNE – VIZAG.

36. 080-4154-0688 or
bangaloremarketing@richardstrauss.in
DISCLAIMER: This presentation is intended to provide you general
information only and is not exhaustive. It is an education initiative and does
not seek to give you any legal advice.
DISCLAIMER: This presentation is intended to provide you general
information only and is not exhaustive. It is an education initiative and does
not seek to give you any legal advice.