According to the studies submitted to Axis Capital and distributed to its insurance and reinsurance companies from its main location in Bermuda to Singapore, Australia, United Kingdom and to over ten states around the United States of America, more and more citizens had dropped their policies.

2. In 2010, about ten million citizens in America
have lived without any insurance for a whole
year. In other developing nations where
surviving the day is more important than
ensuring for what the possible things to
happen, it would be difficult to compute.
Cambodia has reported that more than half of
their citizens do not even know what health
insurance is. Jakarta, Indonesia is reported to
have sold more car insurances in the past
years than health ones.

3. For many of these people, the consequences of
living day to day are in dire disadvantages.
According to the studies submitted to Axis
Capital and distributed to its insurance and
reinsurance companies from its main location
in Bermuda to Singapore, Australia, and
United Kingdom and to over ten states
around the United States of America, more
and more citizens had dropped their policies.

4. More than four million adolescents are
medically uninsured. Their age estimate
would be between 10-18 years old. In reviews,
partners do not think it would be needed
while their kids are young. Uninsured rates
are higher among the poor and near poor,
racial and ethnical minority and noncitizens
than among young adults with obvious
reasons. Others think they have existing
insurance but turned out to be engaged in a
scam instead.

5. Having health insurance does not ensure
adolescents’ access to affordable, high-quality
services given problems associated with high
out-of-pocket cost-sharing requirements,
limitations in benefit packages, and low
provider reimbursement levels. For example,
the current system for financing health
insurance coverage leads to underinvestment
in disease prevention and treatment in some
areas that are particularly problematic for
adolescents.

6. The following are the possible consequences for
not taking any insurance:
1. Reduced Access to Timely and Quality
Care

7. • Uninsured adults and children are less likely to
receive preventive care, including regular
checkups, diagnostic screenings and tests and
prenatal care for pregnant women.
• Uninsured children are less likely than insured
children to receive medical attention for
common childhood illnesses or injuries.
• Uninsured persons are less likely to have a
regular source of care and more likely to seek
care in clinic or emergency room, compared to
the insured.

8. 2. Premature Mortality
• Uninsured individuals are often sicker than
insured patients when seeking care.
• Life-threatening diseases are more likely to be
diagnosed in late stages for uninsured
patients, reducing the likelihood of full
recovery.
• Newborns of uninsured mothers have a
greater risk of adverse health outcomes at
birth, including death.

9. 3. Personal & Family Financial Strain
• Without coverage, uninsured patients often face
significantly higher charges for care than the
insured.
• High rates of personal bankruptcy result from
lack of insurance coverage for significant
medical expenses.

10. • Without coverage, uninsured
patients often face
significantly higher charges
for care than the insured.
• High rates of personal
bankruptcy result from lack
of insurance coverage for
significant medical expenses.