Do you dream about financial independence, but struggle to believe that it's actually possible for you? Are the bills piling up in your household? Do you fear the financial obligations that come with the next thing to go wrong in your home? Saving, Making and Managing Money: What's In It For You? You can achieve the financial independence you deserve if you know the right choices to make and you're willing to believe that you can do it! Learning sound financial strategies enables you to live the life you’ve always dreamed of!

1. Saving, Making and
Managing Money:
What’s in it for You?
Common
Cents!

2. Learning sound financial
strategies enables you to
live the life you’ve always
dreamed of!
Learning sound financial
strategies enables you to
live the life you’ve always
dreamed of!

3. Financial Stress Affects
Every Area of Your Life

4. Carrying large amounts of debt, living
from paycheck to paycheck, and
wondering if you can get all the bills
paid this month brings a large amount
of unnecessary stress into your life.

5. This Stress Can Erode Your:
• Health: Compromising your immune system and
making you vulnerable to disease
• Relationships: Straining your family life
• Hope for a bright future

6. Imagine...
Imagine how different your life
would be if you could:

7. • Easily pay your bills each month
• Handle sudden repair bills without anxiety
• Use cash to pay for your next car
• Plan vacations when you want
• Successfully put money into a savings plan

8. All this and more can be yours...
...When you learn some
simple financial management strategies.

9. Consider these areas of
your financial life:

10. Creating an Effective Budget
Rather than limiting you,
a workable budget gives you freedom...

11. Creating an Effective Budget
• Freedom to choose what you do with your money
• Freedom to use cash instead of high-priced credit
• Freedom to take advantage of opportunities when
they arise

12. Reducing Expenses Without
Affecting Your Lifestyle
Money-saving techniques can help you keep more of
your money for yourself, giving you more
spendable income.
The good news is that you can still spend money on
what’s important to you while saving in other areas.
Savings… just a
mouse click away!

13. Saving Money on a Day to Day Basis
• When you discover ways to save every single day,
they can add up to significant savings.
• You can see your savings grow right before your
eyes!
Tip:
Out of sight,
out of mind!

14. Short Term Savings
• Short term savings can make it possible for you to
pay for your next vacation with cash. You’ll enjoy
it all the more when you know you don’t have to
pay for it (plus interest) over the next year or more!
• Don’t like to travel? How about having the cash
for a new state-of-the-art TV with a matching
surround sound system?

15. Long Term Savings
• College and retirement funds grow rapidly with
advance planning.
• Learn strategies that will have you looking forward
to enjoying an awesome, fun-filled retirement.
Tip: The power of
compound interest!

16. Using Your Credit Cards Wisely
Responsible credit card use can bring you many
advantages, including:
•A high credit score
•Available credit when you need it
•Lowest cost mortgages and other loans
Tip 1:
Start With
Debit Cards

17. Getting Out of Debt
Yes, it is possible to get out of debt!
All it really takes is determination and
a workable plan.

18. Getting Out of Debt
Find plans that snowball your efforts so you can get
out of debt using no more monthly outlay than
what you’re paying right now.

19. Ways to Bring in Extra Cash
• Knowing how to bring in some extra money
whenever you need it can be a lifesaver! After all,
we all need some extra funds from time to time.
• Seek techniques, both online and offline, that you
can depend on to boost your income.

20. Checking Your Credit Reports Regularly
• It’s to your advantage to keep track of what’s in
your credit report and get any errors corrected.
• Do it now, before you need a loan or a new car.
• Otherwise, you may find your loans getting denied
due to someone else’s bankruptcies and
foreclosures on your credit report!

21. Raising Your Credit Score
Become knowledgeable about these strategies and
you’ll find that it opens the door to many
opportunities, including:
•Better deals on financing
•Qualifying for higher-paying jobs
•Superior cell phone plans
•Income Continuance
•And much more!

22. Protecting Your Identity
• Your identity is inextricably tied to your financial
success.
• Search out techniques to make it easy for you to
keep your identity safe from criminals and
scammers.

23. In Closing…
Following sound financial strategies brings
you a peace and contentment that you may
have been missing for a long time!

24. A Word to the Wise
Be wise in the ways of saving, making,
and managing your money.
Not only will your wallet thank you, but
your family will too!

25. Need Help or More Info?
Let's talk . . .
Mobile Nos:
0933 363 1841
0926 009 9497
Email:
rmisoles@yahoo.com
rey@leadersladder.org