STANDUP INDIA GOVT SCHEME SHORT PPT

1. Topic :- STANDUP INDIA
Presented by :- Rishabh Borade
SIMMC A ( 25 )

2. INTRODUCTION
• Stand-Up India was launched by Government of India on 5 April 2016 to support
entrepreneurship among women and SC & ST communities.
• With a motive of promoting entrepreneurship at the grassroot level for creating
employment opportunities and economic empowerment.

3. OBJECTIVE
The objective of the Stand-Up India scheme is to facilitate bank
loans between Rs.10 lakh and 1 Crore to at least one Scheduled
Caste (SC) or Scheduled Tribe (ST) borrower and at least one
woman borrower per bank branch for setting up a green field
enterprise.
This enterprise may be in manufacturing, services or the trading
sector. In case of non-individual enterprises at least 51% of the
shareholding and controlling stake should be held by either
an SC/ST or Woman entrepreneur.

4. FEATURES
 SC/ST and/or woman entrepreneurs, above 18 years of age
 Loan Amount: The scheme will cover up to 75% of the project cost
 Interest Rate: The scheme assures the lowest applicable interest rate of the bank for that
category that is well within (base rate * MCLR + 3% + tenor premium).
 Security: Besides the primary security, you can secure the loan with collateral or
guarantee of the Credit Guarantee Fund Scheme for Stand-Up India Loans (CGFSIL)
 Repayment Period: The loan can be repaid over seven years
 Modes of Disbursement: For a loan amount of up to Rs.10 lakh, the sum will be
sanctioned by way of overdraft .
 Above Rs.10 lakh, the sum will be sanctioned in the form of the cash credit limit

5. FACTS AND FIGURES
 Total
TOTAL APPLICATION
1,30,326
TOTAL AMOUNT
30,786.51 CR
SANCTIONED APPLICATION
1,12,542
SANCTIONED AMOUNT
25,200.57 CR

6. SUCCESS STORIES
 Enterprise at Village Level Proprietor of the firm
is Mrs. Swati Rahul Dhundale, she belongs to
schedule cast, her husband, Rahul Dhundale is
working as a teacher in private school. Rahul
Dhundale working with private sector they were
facing problem of rigidity of the job.
 Since they are staying in village they are familiar
with agriculture field. Hence they have decided to
start grain filter. They approached Stand up india
loan amount of Rs. 10.00 lakh to purchase
machinery.
 They are purchasing grain from farmer and after
filter and gradation they are selling with higher
rate and earning good profit.
Mrs. Swati Rahul Dhundale.
Loan sanctioned :- 10 lac .
Business :- Grain sorting .

7. Thank you .