If you currently have a USDA loan and you are looking to save money on your mortgage, the USDA Streamline is here to help! With this program, you will be able to refinance your loan without using your income to qualify as with other loans. All you need is 12 months on time payments on an existing USDA guaranteed loan and a Minimum Fico of 620. To start saving and for information, contact me today!

1. A homeowner seeking to reduce monthly payments on their USDA-backed mortgage may benefit
from a USDA Streamline Assist Refinance. In addition to a refinance process that is relatively simple to
navigate, this program allows borrowers to take advantage of today’s affordable interest rates.
To begin a USDA Streamline Assist Refinance, individuals must:
• Be current on their mortgage with at least 12 on-time monthly payments completed.
• Refinance to a monthly payment lower than the current monthly loan payment.
• Use their home as a primary residence.
Contact your Sierra Pacific Mortgage loan officer to learn more. I look forward to
working with you.
What borrowers need to know about this
beneficial program
What is a USDA
Streamline Assist Refinance?
Jenny Montoya NMLS# 1248181
Loan Officer
3 Corporate Park #210 Irvine, CA 92606
p - 949-870-4008
C - 714-468-7549
Email: jenny.montoya@spmc.com
LENDER
EQUALHOUSING
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