All about how you can achieve financial freedom. This is a basic presentation to give just an idea.

1. Financial Freedom Package
Your guide to financial success
Khushi Consultants & Managers LLP
LinkedIn Group – Achieving Financial Freedom
Facebook Page- market mantras simplified
Website- www.kcmonline.in
www.ffp.kcmonline.in

2. Business Associates

3. Our Workshops/ Training Sessions

4. Our Delighted Clients

5. Achieving Financial Freedom V/S Illusion Just Living

6. Tell their
sons to
do it
He does the
same
Tells his
son to
do this
It goes on until someday one
in your family takes this step
to break this vicious circle
Work for
Earned
Income
Trapped in Vicious Circle

7. Age 23-30
Establish yourself, save money,
get married
Age 30-55
Children education, their
good upbringing, marriage
Age 55-75
Getting Retire now,
maybe with money, but
gifting to grand children,
keeping a legacy
At the end
Analyzing your life
Best or worst moment, this come the only
time to think about yourself and you can
not do anything, so think now
Age 1-23
Study & Get Good Job

8. Earned Income Passive Income
Time is traded Product/Service is traded
Limited Resource Unlimited Resource
Limited Earning Potential Unlimited Potential
Stops once you stop working Perpetual, Virtually Endless
Less opportunity of Growth Opportunities are wide open
Earned Income V/S Passive Income

9. “Your life recipe is your freedom portfolio and you
have make it best, it is in your hand and you know
how to do it, you are just not aware”
Is Financial Freedom Possible?
What’s the Recipe for
Freedom Portfolio?

10. Shiva
Sharpen you axe, here in this context axe is your mind;
you are equipped with everything you just need to
sharpen it on regular basis

11. Investing
Financial
Markets
Real
Estate
Business
Only These Three Generates
Passive Income

12. Financial Markets
FOREX
USD/INR, USD/JPY
Commodity
Gold/Silver Others
Stock Market
Equity Derivatives

13. Stock Market

14. Invest in Simple Company which you understand and you use their products

15. • If you are not making money or benefiting
from falling market, you can not grow your
portfolio, unless you are Warren Buffet.
• Rising Market- Buy Low Sell High
• Shorting:- Short Selling
Sell High Buy Low
• Hedging:- You don’t know when it’s going to
rain, Hedging is umbrella for your portfolio.
Sub Prime Crisis – 2008
(Shorting/Hedging)

16. Hedging
• Call Option – Call means up
• Put Option – Put means down
Hedging
• Long Holding- Hedge with Put Option or Sell
Higher Strike Call Option (Can generate Passive
Income)
• If Shorted – Hedge with Call Options or Sell Lower
Strike Put Options
• You can create numerous strategies like iron
candor, butterfly, covered call, FNO mix, Cash
Future Arbitrage, Doji trade etc..
• Learn and implement:- Some strategies can give
you consistent passive income and wonderful life.

17. Business
Investors Module
Open Market
• IPO
• Stock Market
Closed Market
• Seed Investor
• Angel Investor
• Venture Capitalist
• Private Equity
Wings to your Freedom Portfolio
Promote Entrepreneurship

18. Facebook Story
Mark Zukerberg
Age 26, Net Worth $ 13.5 Billion
Dustin Moskotiwz, FB 3rd Employee
Age 26, Net worth $ 2.7 Billion
Sean Parker
No Money Down Deal
Information & Support
Age 30, N W: $ 1.6 Billion
Peter Theil
Angel Investor
Net Worth $ 2.2 Billion
Eduardo Saverin
FB Seed Investor
Age 29, Net Worth $ 1.6 Billion

19. Promote
Entrepreneurship
Entrepreneur

20. Real Estate- Case Example
Before starting the case following are the assumptions
made-
1. We recommend to buy property within 2 hour
distance from your nearest travel convenient center
(Rail/ Bus).
2. We recommend to have a property manager if you
are owning more than two rented property, as work
gets very hectic.
3. This is first property bought to live.
4. They have no plans to become investor any time
soon.
Base on the assumptions, here are three case

21. Case 1- Mr. A
Bought property at
Mumbai Outer –
Ambernath
Property Details –
1 BHK – 550 Sq.ft
Cost- 6,00,000/- (Rounded
off)
Date- May 2007
Cash Payment- 03 Lacs
Loan Payment- 03 Lacs
Loan Tenure – 05 Years
Loan Amount- 7,000
(Approximate)
Case 2- Mr. B
Bought property at
Mumbai Outer –
Ambernath
Property Details –
2 BHK – 650 Sq.ft
Cost- 4,00,000/- (Rounded
off)
Date- May 2005
Cash Payment- 04 Lacs
(Instalments)
Loan Payment- N.A
Loan Tenure – N.A
Loan Amount- N.A

22. Case 3- Mr. C
Bought property at Mumbai
Outer – Mira Road
Property Details –
1 BHK – 550 Sq.ft
Cost- 9,00,000/- (Rounded
off)
Date- May 2007
Cash Payment- 03 Lacs
Loan Payment- 06 Lacs
Loan Tenure – 10 Years
Loan Amount- 8,000
(Approximate)
Case 4- Mr. D
• Real Case
Not bought any
property any where,
presently giving Rs.
8,000/- rent.
2007 Situation
Cash 10 Lacs
Salary Rs. 30,000/-
Good records since
20 years

23. FFP Structure- Property Buying for Living (No investor plans)
Mr. A
Present Situation, Investment 6 Lacs FFP Situation, Investment 6 Lacs
One Property Asset Value
25 Lacs Property1
Property 2
Property 2
After 6 years Asset Value
Property 3
Rs. 25,00,000 (25 lacs)
Property 3
Property 1
Rs. 25,00,000 (25 Lacs)
Total Value – Rs. 75,00,000/- (75 Lacs)
Rs. 25,00,000 (25 Lacs)
*taxation is not discounted
3 Lacs cash payment is divided into 1 lacs
each cash payment of 3 exactly similar
properties.
Loan is taken of 15 Lacs for 15 Years @9% in
2007, EMI 15000
Rent income Rs. 2,000/- per property i.e Rs.
6000 cumulative.
Net EMI - Rs. 9000 (15000- 6000)
(Approximate)

24. Present FFP Position
1. Three properties, Asset
Value Rs. 75,00,000/-.
2. Rent income Rs. 15,000.
3. Loan repaid Rs. 7,00,000/-.
Now, more importantly if you sell
one property at Rs. 25,00,000/- and
pay off your remaining loan amount
i.e. Rs. 8,00,000.
You stand on profit Rs. 72,00,000/- with Rs. 3,00,000 investment.
Net Profit Rs. 57,00,000 (50 Lacs + 7 Lacs)
Passive Income Rs. 5,000/-
Years taken – 6 Years

25. FFP Structure- Property Buying for Living (No investor
plans)
Mr. B
Present Situation, Investment 4 Lacs FFP Situation, Investment 4 Lacs
One Property Asset Value
30 Lacs Property1
Property 2
Property 2
After 6 years Asset Value
Property 3
Rs. 30,00,000 (30 lacs)
Property 3
Property 1
Rs. 30,00,000 (30 Lacs)
Total Value – Rs. 90,00,000/- (90 Lacs)
Rs. 30,00,000 (30 Lacs)
*taxation is not discounted

26. Present FFP Position
1. Three properties, Asset
Value Rs. 90,00,000/-.
2. Rent income Rs. 18,000.
3. Loan repaid Rs. 4,00,000/-.
Now, the leverage magic, importantly
if you sell one property at Rs.
30,00,000/- and pay off your
remaining loan amount i.e. Rs.
5,00,000.
You stand on profit Rs. 87,00,000/- with Rs. 3,00,000 investment.
Passive Income started after 3 years of Rs. 4,000/-
Passive Income Rs. 6,000/-
Net Profit Rs. 80,00,000 (60 Lacs + 20 Lacs)
Years taken – 6 Years

27. FFP Structure- Property Buying for Living (No investor
plans)
Mr. C
Present Situation, Investment 5 Lacs FFP Situation, Investment 5 Lacs
One Property Asset Value
40 Lacs Property1
Property 2
Property 2
After 6 years Asset Value
Property 3
Rs. 40,00,000 (40 lacs)
Property 3
Property 1
Rs. 40,00,000 (40 Lacs)
Total Value – Rs. 1,20,00,000/- (1.2 Cr)
Rs. 40,00,000 (40 Lacs)
*taxation is not discounted

28. Present FFP Position
1. Three properties, Asset
Value Rs. 1,20,00,000/-.
2. Rent income Rs. 21,000.
3. Loan repaid Rs. 10,00,000/-.
Now, the leverage magic, importantly
if you sell one property at Rs.
40,00,000/- and pay off your
remaining loan amount i.e. Rs.
15,00,000.
You stand on profit Rs. 1,15,00,000/- with Rs. 5,00,000 investment.
Passive Income started after 3 years of Rs. 4,000/-
Net Profit Rs. 95,00,000 (80 Lacs + 15 Lacs)
Passive Income Rs. 7,000/-
Years taken – 6 Years

29. Real Estate - Investor Plan
• Here you sell your one property after 50%
appreciation and pay off your loan.
• Take LAP and Additional loan to buy three
more property. (you have rental income for 5
properties)
• You sell another property at 100%
appreciation and pay off partial loan.
• You continue this until you reach your goal.
• Caution:- This is very deep: Specialization is
Recommended

30. Achieving Destination (Financial Freedom)
Problem Faced
Knowledge Time Money

31. Financial Freedom Package
Money
Time
Knowledge

32. Financial Freedom Package - Advisory
FFP + Education Kit
25,000/-
Customized training and support.
Annual Renewal Charges Rs. 3,000/-
(Newsletter, Loan Manager and FPR)

33. FPR & Personal Workshop
• Once enrolment is done, you are assigned a FPR
(Freedom Planner Representative)
• FPR analyses your present situation and designs
your primary freedom portfolio.
• After designing your customized freedom
portfolio, you are given handbook and after 2
weeks workshop is conducted.
• Workshop includes basic training of all three
levels and final session is brainstorming.
• After the workshop, your analysis is done and
freedom portfolio first review is made.
• Depending upon the understanding and other
factors you will be guided for your first level.

34. Financial Freedom Package - Education
• FPR & Work Shop – Rs. 25,000/-
Qualification required (Passive income stages)
• Financial Market Package – Rs. 50,000/-
• Business Entrepreneurship Package - Rs. 50,000/-
• Real Estate Package – Rs. 50,000/-
Only 4 times in a Year

35. Financial Services Subscription

37. • News Update
• Money & Trade Management
• Quarterly Performance Track

38. Business Services
• Our internal investor meets and
entrepreneurship club enrolment.
• Membership to our “Find your Deal- Business”
E-Mail Subscription.
• Membership to our “Find your Deal- Real
Estate” E-Mail Subscription.
• Property Consulting Online Manager.
Real Estate Services

39. • It provides you most important tool – KNOWLEDGE
• It gives you power to analyse and filter all
information, rather than depending upon others.
(No one can make you fool)
• It provides you leverage of three important things-
Knowledge.
Time.
Money.
• It guides you all through your path with best advice.
• Provides you best opportunities and life time
support for making better decisions.
Summary

40. • It gives you real edge over whatever you do.
• It changes your lifestyle completely. Once you are
out of this room you are no more what you were
and you know that, and once you attend our two
day workshop you will be sharper, stronger and
performer.
• Gives you 15 ways to generate passive income.
This can be started from day 1.
• You can enjoy your dream life, retire financially
free in just 6 months, all you have to do is to
commit and be dedicated.
• One of my favourite – it empowers you help
people, change society, contribute to human
race, create and achieve not only for oneself but
for whole community.

41. KRA – You Can Generate Passive Income Stream
without Affecting Your Present Occupation.
This product is priceless; no price can achieve its
value.