Make sure you understand your budget and finances, know your true borrowing capacity, and can repay the loan through regular income. Thoroughly research any property before buying, including checking for issues, and ensure you choose a qualified and trustworthy advisor and mortgage broker. Always consider costs, repayment strategy, and your reasons for buying to ensure the property meets your needs.

2. Make sure you know your
budget

3. Make sure you've got your
finances sorted

4. Inexperienced borrowers

5. Don't sugar coat reality
and a bad credit rating

6. It's best to be honest here

7. Lenders consult

8. Don't assume your assets
substitute your income

9. Consider your borrowing
capacity

10. Repay the loan through a
regular income

11. Make sure you choose a
qualified advisor

12. Make a living from
offering advice

13. Property advisor may not
come cheap

14. Be very careful to select
your mortgage broker

15. Understand your mortgage
options

16. A mortgage insurance
involved, if you have less
than 20% deposit

17. Never underestimate the
costs involved in buying a
property

18. Make sure you adequately
research or check out the
home first hand

19. Dedicated research and
good old fashioned
haggling are just as good

20. Check before you settle on
a property

21. Keep your eyes open for
any 'Cover ups'

22. Make your mortgage
repayment strategy

23. If you can afford to make
more regular repayments
on your home loan, go for
it

24. Decide whether you're
buying for living or buying
for investment

25. Think about your
prospective rental market
needs and wants

26. Ensure your property is
distinguished

27. Thank You