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BUYING YOUR
FIRST HOME.
Everything you need to know.
1Start Your Research Early
Decide what you’re
buying and what kind
of home you’re
looking for.
Set Your Goals
Examine your current
financial situation and
determine how much
you can afford.
Options
2Contact A Real Estate Agent
Your agent should
know their market
well.
Knowledge
Your agent will help
with property
searches, financing,
negotiation and
transaction processes
so head over to their
website and see what
they’re about.
Experience
Ask around or read
online reviews about
your agent so you can
know their track
record.
Credentials
3Get Pre-Approved
Have them examine
your current financial
situation and credit
history to determine
the amount you can
borrow to buy a home.
Lender
Consider looking
online to see what
different lenders
offer, or contacting
your local bank or
credit union.
Finding One
4Your Dream Home
Ideally, you should
view homes with the
help of an
experienced real
estate professional
who’ll notice things
you might miss.
View Homes
Is it conveniently
located near places of
interest to you?
Neighborhood
Take as much time as
you need to find the
right home.
Choose THE ONE
5Make An Offer
Negotiate
Once you’ve found the
home you’d like to buy,
it’s time to make an
offer.
Both you and the seller
will receive a report on
the home inspector’s
findings.
Inspection
Lenders will have an
appraiser give an
estimate of the value
of the house you are
buying.
Appraisal
6Secure Financing
Finalize your down
payment, interest
rate, regular payment
schedule and all other
financial terms
associated with the
closing.
The Details
6Closing The Deal
Do a walk through
one last time to make
sure everything is in
proper condition.
Final Look
WELCOME HOME!
Get the keys!
I hope you enjoyed this free
guide!
If you have any questions
about real estate, I’d be
happy to help answer them.
(401) 527-3995
Johna@JohnaSellsRI.com
JohnaSellsRI.com
BUYING YOUR
FIRST HOME.
Everything you need to know.

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