1. Randall L. Haaff
Selected Start-Up Experience
Completed and Sustainable Business Start-Ups…. Page 1 of 2
Business
Geographic
Coverage Nature of Experience and Impact
Commercial and Consumer
Financial Services
(General Electric (GE)
Capital)
Malaysia and
Borneo
As sole GE Capital representative drove the establishment of a joint-venture finance
company including commercial and consumer loans and leases, factoring and letters of
credit. Company profitable within 18 months.
Commercial and Consumer
Finance
(GE Capital)
Europe Key contributor to GE Capital Global Consumer Finance establishing itself in Europe.
Acted as M&A lead in a two-phased approach: initially purchase a Bank platform in
selected countries followed by acquiring targeted “fill-ins” and driving back-room
productivity. Products included commercial and consumer loans and leases, savings
and insurance products. Net income grew to $110 million from $45 million in 18 months.
Retail Mortgage Insurance
(GE Capital)
United States and
the Caribbean
Created a product to offer high volume consumer mortgage originators participations in
qualifying pools of mortgage insurance. Reinsurance vehicle established in Turks and
Caicos. Resulted in $200 million of written premium.
Consumer Loans, Leases,
and Insurance
(Fifth Third Bancorp)
United States Developed and introduced financing and property and casualty insurance for
automobiles, boats, recreational vehicles and motorcycles through dealerships and
direct to customer. Business net income $120 million from $37 million within 3 years.
Licensed Commercial
Insurance Agency
(CNH Capital)
United States and
Canada
Implemented a fully licensed insurance agency and rolled out commercial property and
casualty insurance for equipment purchases and for the CNH dealer/distributor facility.
Insurance marketed through and to CNH dealers and direct to customer. Business
resulted in $5 million in net income within 4 years.
Maserati Financial Services
(CNH Capital)
United States Introduced a private label captive finance company offering loans and leases marketed
through Maserati dealers. Business booked $110 million in assets within 18 months.
Consumer Insurance
(CNH Capital)
United States Launched credit life product for CNH Capital customers. Introduced Gap insurance and
lease excess wear and tear products for Maserati customers. Products marketed
through dealers and direct to customer. Over $200 thousand in premiums in 12 months.
Consumer Credit Cards
and Loans
(CNH Capital)
United States Launched business platform and card and loan products for the financing of lawn and
garden equipment. Products marketed via dealers, direct to customer and web.
Booked over $90 million in assets within 24 months.
Commercial Agricultural
Input
(CNH Capital)
United States Launched business platform and commercial loan and line products targeting cash grain
farmers. Products marketed through retail outlets and distributors and direct to
customer. Assets grew to $150 million within 24 months.

2. Randall L. Haaff
Selected Start-Up Experience
Page 2 of 2
International Commercial
Property and Casualty
Insurance
(CNH Capital)
Brazil, Argentina,
Puerto Rico,
Mexico and
European Union
Expand commercial property and casualty competencies established in the USA.
Achieved over $40 million in premium in first 18 months.
Commercial Agricultural
Financial Services
(CNH Capital)
United States Building on the Agricultural Input business platform, expand commercial products to
include commercial real estate, term loans and operating lines. Assets grew to over $20
million in 18 months.
Commercial Fleet
Financing
(CNH Capital)
United States Launching commercial lease business for fleets and rolling stock. Over 100 units under
management in initial 9 months.
Partner Commercial
Programs
(CNH Capital)
United States Establishing business platform to sell all CNH Capital commercial products, services
and programs on a private label basis to other, non-CNH agricultural and construction
equipment manufacturers and dealers/distributors. Generated over $210 million in
assets within first 18 months.
Commercial and Personal
Vehicle Financing
(CNH Capital)
Australia Launching business platforms targeting Fiat Small Commercial Vehicle and Auto
dealers.
Commercial Credit Cards
(CNH Capital)
Australia Launching business platform targeting CNH dealer parts and service business.
CNH Capital – Puerto Rico Puerto Rico Implementing business platform to sell all CNH Capital commercial financial products
including loans, leases, floor planning and property and casualty insurance.
CNH Capital – Mexico Mexico Implementing business platform to offer CNH Capital dealer floor planning to Mexican
dealers.
NexGen Capital Partners United States I was 1 of 4 Partners launching NexGen Capital Partners, LLC, a holding company
including a registered broker/dealer, a registered investment advisor and a consulting
business.