There are three main types of term life insurance policies: 1) Whole life assurance pays a claim to the insured's family only upon death in exchange for premiums paid over the insured's entire lifetime or until retirement. 2) Endowment assurance has a defined term of 15-30 years, after which the insurance company will pay the claim to the insured's family upon death, or to the insured if they survive the full term. 3) Term assurance pays a claim to the insured's family only if they die within the set term of the policy, usually 10-30 years, after which no benefits are paid.

1. How many types of term insurance policy are available in the Insurance se
1Whole Life Assurance In whole life assurance, insurance company collects premiu
um from the insured for whole life or till the time of his retirement and pays c
laim to the family of the insured only after his death. 2. Endowment Assuranc
e In case of endowment assurance, the term of policy is defined for a specified
period say 15, 20, 25 or 30 years. The insurance company pays the claim to the f
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