This document provides a budgeting worksheet for households facing potential foreclosure. It includes sections to track income and expenses over last, current and future months. The goal is to identify any excess income or shortfall that could be addressed through temporary sources like savings, assets or funds in order to prevent foreclosure. The worksheet guides the user through listing sources of household income and expenses in various categories to compare totals over time.

1. PF Preventing Foreclosure
Household Financial Information
A budgeting worksheet for those looking for options to foreclosure.
INCOME
Source of Income Last Month This Month Future Projected* * If any event will reduce income,
Employment $ - $ - $ - like a pending lay off.
Overtime
Child Support/Alimony
Pension
Interest
Public Benefits
Dividends
Trust Payments
Royalties
Rents Received
Other (itemize/list below)
Monthly Total $ - $ - $ -
Notes / What will affect your income in the future?
EXPENSES
Type of Expense Last Month This Month Future Projected* * If any event will reduce income,
Payroll Deductions like a pending lay off.
Income Tax Withheld $ - $ - $ -
Social Security
FICA
Wage Garnishments
Credit Union
Other
Home Related
Mortgage or Rent
Second Mortgage
Third Mortgage
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2. Real Estate Taxes
Insurance
Condo/Association Fees
Home Maintenance
Utilities
Gas
Electric
Oil
Water/Sewer
Telephone: Land Line
Telephone: Cell/Mobile
Cable/Satellite TV
Internet
Other
Food
Eating Out
Groceries
Clothing
New Purchases
Laundry & Cleaning
Medical
Current Needs
Prescriptions
Dental
Insurance Premiums
Other
Transportation
Car Payments
Auto Insurance
Gas
Maintenance
Public Transportation
Credit Cards (List Below)
1
2
3
4
5
6
7
8
9
10
Misc Debt
Life Insurance
Alimony or Support Paid
School Expenses
Student Loan Payments
Entertainment
Newspapers/Magazines
Charity/Church
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3. Pet Expenses
Other Expenses (Describe)
1
2
3
4
5
6
7
8
9
10
Monthly Total $
‐ $ ‐ $
‐
Notes / Anticipated Changes?
INCOME and EXPENSE TOTALS
Monthly Totals Last Month This Month Future Projected
Income $ ‐ $ ‐ $ ‐
Expenses $ ‐ $ ‐ $ ‐
Excess Income or Shortfall $ ‐ $ ‐ $ ‐
OTHER ASSETS
Consider these to temporarily cover any shortfall.Amount/Value
Savings $ ‐
Pending court cases/settlements
Anticipated tax refunds
Assets which can be sold
Pension or retirement funds
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© 2008 PreventingForeclosure.org ∙ All rights reserved.