SCHOOL BACK TO Is It
Worth It?

It’s that TIME OF YEAR
again!

When students trade their BEACH
BAGS for

and head back to school.
BACKPACKS

Over17 MILLION will attend college
during Fall 2013,

happens twice a year... BACK
SCHOOL TO and although going

among college students are at
all time highs.UNEMPLOYMENT RATES

in Fact, the cost of
a college degree has increased in the last 30 years. 1120% 1983 2013

And student loan debt has
surpassed credit card debt at almost $1 TRILLION. $856.5 BILLION $999.3 BILLION

Nowadays, many people QUESTION... are
asking the important

BACK SCHOOL? TO Is it
really worth it to go

Here are 3 FACTORS to
think about when deciding if going BACK TO SCHOOL is right for you.

JOB Here are 3 FACTORS
to think about when deciding if going BACK TO SCHOOL is right for you.

JOB MONEY Here are 3
FACTORS to think about when deciding if going BACK TO SCHOOL is right for you.

JOB MONEY LIFE STAGE Here
are 3 FACTORS to think about when deciding if going BACK TO SCHOOL is right for you.

JOB

Will going BACK TO SCHOOL
help you land a job or advance your career?

According to one study, 62%
OF JOBS 62% 38% 2013 require a degree beyond high school.

This will rise to 25%
75% 75% OF JOBS 2020 62% 38% 2013 by the year 2020.

And in 2010, 90% OF
COLLEGE from ’08-’10 were employed. GRADUATES

while only 64% OF PEERS
not attending college had jobs.

That will depend on the
JOB you’re in or want to go into.FIELD

Let’s break up careers into
two categories:

Let’s break up careers into
two categories: EDUCATION

EDUCATION Let’s break up careers
into two categories: EXPERIENCEvs.

Careers like ENGINEERS, EDUCATORS, DOCTORS,
LAWYERS, SCIENTISTS, ETC. definitely need/require bachelor degrees and beyond.

STEM CAREERS also pay the
most money, and have the highest rates of employment.

In these jobs, the more
KNOWLEDGE you have, the more valuable you are.

ENTREPRENEURSHIP, ARTS, VOCATIONAL JOBS, Careers
like experience may be MORE VALUABLE then a degree.

For example, a degree doesn’t
make a GRAPHIC more talented. DESIGNER

Their PORTFOLIOmay be more important
than their degree.

And you can’t forget the
famous COLLEGEwho made DROPOUTS BILLIONS!

BILLIONS! And you can’t forget
the famous COLLEGEwho made DROPOUTS

And you can’t forget the
famous COLLEGEwho made DROPOUTS BILLIONS!

BILLIONS! And you can’t forget
the famous COLLEGEwho made DROPOUTS

you have, the more valuable
you are. In these jobs, the more TALENT EXPERIENCE OR

MONEY

BACK SCHOOL?TO Can you afford
to go

That depends on your
FINANCES.

That depends on your FINANCES.
which could depend on your AGE.

59.7%of college students are 15-23.

17.3%of college students are 24-29.
59.7%of college students are 15-23.

17.3%of college students are 24-29.
23%of college students are 30 and older. 59.7%of college students are 15-23.

Usually, the younger the COLLEGE
STUDENT the more they borrow in student loans.

Depending on the type of
DEGREE and length of TIME in school,

will determine how long it
will take to PAY BACK those loans.

The average time it takes
to pay off a student loan is 10 YEARS.

The average cost for a
4 YEAR private college is about $200K

But the reported value of
a 4 YEAR degree is $570K $200K

And overall, a BACHELORS DEGREE
translates into lifetime earnings of $1 MILLION. +$1 MILLION HIGH SCHOOL GRAD. COLLEGE GRAD.

LIFE
TAGE
S

Is it the right time
in your life to go BACK TO SCHOOL?

Think about where LIFE CYCLE.
you are in your

Are you a recent HIGH
SCHOOL GRAD?

Going straight to college? Are
you a recent HIGH SCHOOL GRAD?

Going to work to save
up? Are you a recent HIGH SCHOOL GRAD? OR

Are you a recent COLLEGE
GRAD?

Going back to graduate school?
Are you a recent COLLEGE GRAD?

Going back to graduate school?
Ready for the real world? Are you a recent COLLEGE GRAD? OR

Are you planning on STARTING
A FAMILY?

Going to school to support
the family? Are you planning on STARTING A FAMILY?

Are you planning on Going
to school to support the family? Work first then back to school? STARTING A FAMILY? OR

Are you already a SEASONED
PRO?

Want to make money through
education? Are you already a SEASONED PRO?

Want to make money through
education? Make more money through experience? Are you already a SEASONED PRO? OR

Are you almost READY TO
RETIRE?

Want relaxation full-time? Are you
almost READY TO RETIRE?

Want to learn something new?
Want relaxation full-time? Are you almost READY TO RETIRE? OR

Now what have we today
class? LEARNED

When thinking about going BACK
TO SCHOOL, Remember these 3 FACTORS:

JOB MONEY LIFE STAGE Remember
these 3 FACTORS: When thinking about going BACK TO SCHOOL,

Going back to school is
HUGE DECISION...

A decision that one should
be mentally, emotionally, and financially READY FOR.

We hope this PRESENTATIONcan provide
you the clarity you need!

Thanks for ATTENDING! Until next
time!

Created by
JAIRUS.

http://money.usnews.com/money/blogs/outside-voices-careers/2012/10/11/should-you-go-back-to-school-for- your-career http://adulted.about.com/od/goingbacktoschool/tp/10-Considerations.htm http://www.usnews.com/debate-club/is-a-college-degree-still-worth-it http://www.economicpolicyjournal.com/2013/04/is-it-worth-paying-big-bucks-to-go-to.html
http://business.time.com/2012/04/17/here-we-go-again-is-college-worth-it/ http://www.foxnews.com/opinion/2013/05/02/is-college-worth-it/ http://www.payscale.com/college-salary-report-2013/full-list-of-schools http://www.statisticbrain.com/college-enrollment-statistics/ http://data.bls.gov/timeseries/LNS14000000 http://money.usnews.com/money/blogs/outside-voices-careers/2013/07/18/is-it-worth-it-to-get-a-masters-degree OURCES: S

LEARN MORE BELOW from these
presentations!