get much information

1. CORPORATE FINANCING STYLE IN
BANGLADESH

2. CORPORATE FINANCE
 is concerned with the efficient & effective
management of the finances of an organization in
order to achieve the objective of that
organization.

3. OBJECTIVE
 Why preferred stock don’t sell in Bangladesh ?
 Why Debt Financing don’t prefer in Bangladesh ?

4.  Large vs Small Institution
 Foreign vs Domestic
 State Owned vs Private Owned
FINANCIAL INSTITUTION STRUCTURE & LENDING TO
CORPORATION

5. THE LENDING INFASTRACTURE
 The Information Environment
The market where investment
instruments like bond, equities
& mortgages are traded is known
as the capital market.
 The legal Environment
 The Tax & Regulatory

6. LENDING STRATEGIES & THE SUPPLY OF CREDIT
Financial Statement
Lending by BEXIMCO
COM. LTD.

7. CONTINUE
 Credit Scoring
Credit Rating Report
ABCTEXTILES LIMITED
Particulars Ratings Outstanding Previous
Ratings
ABC TEXTILES LIMITED A3 A3
BDT 240.4 million aggregate
Long Term Outstanding (LTO) A3 (Lr) A3 (Lr)
BDT 2,412.5 million aggregate
Fund and Non Fund based limits ST-3 ST-3
ABC Textiles LTD Stable Stable

8. CONTINUE
Asset Based Lending: Want to expand your business ever aging
on your existing property? With Loan Against Property you can
undertake long term investments for expansion. In the process Loan
Against Property also enables you to build up business equity by
repaying the loan in monthly installments.
 Maximum Loan: BDT 28,000,000 (taka two crore eighty lac) only
 Minimum Loan: BDT 1,400,000 (taka fourteen lac) only
 Interest Rate: 16% per annum
 Tenor: 3 Years - 10 Years (i.e. 36 to 120 EMIs payments)
 Maximum % of loan amount against market value of the property:
For Commercial Property 60% of property’s current market value
For Residential Property 70% of property’s current market value

9. CONTINUE
Factorin
g
Trade
credit
Relations-
hip
Lending