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PaymentSwitch
“Sve što vam treba za digitalna plaćanja
u realnom vremenu na dohvat ruke”
#FinTech / Platimatik
Izazov
Želim da mobilna aplikacija upravlja
svim porodičnim plaćanjima umesto
mene!
Automatizacija procesa plaćanja
• Predlog za automatizaciju plaćanja koja se
ponavljaju uzimajući u obzir istorijske podatke
• Pristup globalnom registru izdavalaca računa
• Korisnik može da kreira i svoj adresar
Grupisanje srodnih računa
• Prvu, za račune koji imaju fiksni iznos u datom
periodu, npr. rata keš kredita
• Drugu sa računima gde iznos varira iz perioda u
period
• Treću grupu za račune koji se ne izvršavaju na
redovnoj osnovi
Automatizacija procesa plaćanja
• Cilj je da uopšte ne brinete o svojim računima.
• 10 sekundi za dodavanje novog računa
• Na primer, klijent skenira račun za InfoStan, i to je
sve, PaymentSwitch dalje radi sam!
Automatizacija procesa plaćanja
• Skenirano zaduženje je automatski povezano sa
globalnim registrom izdavalaca računa
• U konkretnom slučaju, račun za InfoStan je dodat u
grupu Računi-Stan sa unapred definisanim
pravilima koja upravljaju procesom plaćanja
• Pojedinačan račun koristi podešavanja na nivou
grupe pa ne morate da ih ponavljate za svaki
posebno
Podsetnici i obaveštenja
• Korisnik podešava pravila grupe prema svojim
potrebama
• Podsetnik o pristizanju na naplatu, obaveštenje o
izvršenju, obaveštenja o nedostajanju sredstava za
predstojeće plaćanje itd.
• Limiti na grupu, limiti na pojedinačne račune itd.
• Predikcija događaja od značaja za plaćanja
• Pregled očekivanih i izvršenih plaćanja i trajnih
naloga
• Opcije obustavljanja plaćanja i storniranja
• Automatsko slanje izveštaja o uplati
zainteresovanoj strani
Podsetnici i obaveštenja
Analiza potrošnje i predikcija
događaja od značaja
• Intuitivni mesečni i on-demand real-time izveštaji
• Drop down analiza po pojedinim vrstama plaćanja
• Predikcija događaja od
značaja za plaćanja
• A ukoliko je korisnik
saglasan za dobijanje
marketinških poruka, ovi
podaci se mogu
iskoristiti i za plasiranje
visoko-personalizovanih
proizvoda i usluga od
strane ostalih učesnika
sistema.
Korak dalje – uključivanje
maloprodajnih radnji u PaymentSwitch
• Odloženo plaćanje
• Plaćanje na rate
• Loyalty program – aplikacija menja sve loyalty
kartice
Pitanja i
Odgovori
Šta je potrebno za uspeh?

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Payment Switch

  • 1. PaymentSwitch “Sve što vam treba za digitalna plaćanja u realnom vremenu na dohvat ruke” #FinTech / Platimatik
  • 2. Izazov Želim da mobilna aplikacija upravlja svim porodičnim plaćanjima umesto mene!
  • 3. Automatizacija procesa plaćanja • Predlog za automatizaciju plaćanja koja se ponavljaju uzimajući u obzir istorijske podatke • Pristup globalnom registru izdavalaca računa • Korisnik može da kreira i svoj adresar
  • 4. Grupisanje srodnih računa • Prvu, za račune koji imaju fiksni iznos u datom periodu, npr. rata keš kredita • Drugu sa računima gde iznos varira iz perioda u period • Treću grupu za račune koji se ne izvršavaju na redovnoj osnovi
  • 5. Automatizacija procesa plaćanja • Cilj je da uopšte ne brinete o svojim računima. • 10 sekundi za dodavanje novog računa • Na primer, klijent skenira račun za InfoStan, i to je sve, PaymentSwitch dalje radi sam!
  • 6. Automatizacija procesa plaćanja • Skenirano zaduženje je automatski povezano sa globalnim registrom izdavalaca računa • U konkretnom slučaju, račun za InfoStan je dodat u grupu Računi-Stan sa unapred definisanim pravilima koja upravljaju procesom plaćanja • Pojedinačan račun koristi podešavanja na nivou grupe pa ne morate da ih ponavljate za svaki posebno
  • 7. Podsetnici i obaveštenja • Korisnik podešava pravila grupe prema svojim potrebama • Podsetnik o pristizanju na naplatu, obaveštenje o izvršenju, obaveštenja o nedostajanju sredstava za predstojeće plaćanje itd. • Limiti na grupu, limiti na pojedinačne račune itd. • Predikcija događaja od značaja za plaćanja
  • 8. • Pregled očekivanih i izvršenih plaćanja i trajnih naloga • Opcije obustavljanja plaćanja i storniranja • Automatsko slanje izveštaja o uplati zainteresovanoj strani Podsetnici i obaveštenja
  • 9. Analiza potrošnje i predikcija događaja od značaja • Intuitivni mesečni i on-demand real-time izveštaji • Drop down analiza po pojedinim vrstama plaćanja • Predikcija događaja od značaja za plaćanja • A ukoliko je korisnik saglasan za dobijanje marketinških poruka, ovi podaci se mogu iskoristiti i za plasiranje visoko-personalizovanih proizvoda i usluga od strane ostalih učesnika sistema.
  • 10. Korak dalje – uključivanje maloprodajnih radnji u PaymentSwitch • Odloženo plaćanje • Plaćanje na rate • Loyalty program – aplikacija menja sve loyalty kartice
  • 11. Pitanja i Odgovori Šta je potrebno za uspeh?