A description of what loans are and two of its most basic type. Plus information on the requirements on having them. Made for Comparehero.My - Malaysia's leading credit card comparison website.

1. YOUR BASIC GUIDE TO LOANS
By Compare Hero
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2. EVERYONE NEEDS MONEY
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3. YOU ARE LYING IF YOU SAY
OTHERWISE!
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4. LOANS COME IN MANY DIFFERENT TYPES
DEPENDING ON THE PURPOSE. HOUSE,
CAR, EDUCATION, BUSINESS
DEVELOPMENT AND PERSONAL LOANS
ARE SOME OF THE MORE COMMONLY
KNOWN LOANS.
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5. HERE ARE MOST OF THEM
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6. PERSONAL LOAN
This is the loan that you take out to meet your personal
expenses that may include house renovations, education
expenses, and so on. It is immediate cash and you can
do anything with it. Personal loans may be secured or
unsecured.
http://dev.comparehero.my/blog/your-basic-guideto-loans

7. CAR LOAN:
This is the loan that you borrow to buy a car for you and your
family. When you buy a car using a loan you become the
renter and the bank becomes the owner until you repay the
loan- even though the possession of the vehicle remains with
you. The loan usually requires a down payment that
determined by your credit history.
http://dev.comparehero.my/blog/your-basic-guideto-loans

8. WHEN REQUESTING FOR A
LOAN, THERE ARE REQUIREMENTS
This is the loan that you borrow to buy a car for you and your
family. When you buy a car using a loan you become the
renter and the bank becomes the owner until you repay the
loan- even though the possession of the vehicle remains with
you. The loan usually requires a down payment that
determined by your credit history.
http://dev.comparehero.my/blog/your-basic-guideto-loans

9. HERE ARE THE MOST BASIC ONES
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10. YOU SHOULD BE ABOVE 21 YEARS
OLD TO OBTAIN THE LOAN
This one’s no brainer
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11. COPY OF YOUR NATIONAL
REGISTRATION IDENTITY CARD
(NRIC)
So that they’ll know it’s really you
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12. IF YOU HAVE A SALARY – PROVIDE THE
SALARY STATEMENT SHOWING SALARY
CREDIT INTO YOUR ACCOUNT, FORM
BE/EPF STATEMENT; OR COPY OF AN
APPOINTMENT LETTER FROM YOUR
EMPLOYER
So that they’ll know that you have the ability to pay
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13. IF YOU ARE SELF-EMPLOYED – COPY OF
LATEST FORM B OR CPO2 ATTACHED/
EPF STATEMENT/COPY OF YOUR AUDITED
FINANCIAL STATEMENT AND PROFIT AND
LOSS ACCOUNT.
So that they’ll know that you are capable
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14. SOURCE
http://www.comparehero.my
http://dev.comparehero.my/blog/your-basic-guide-toloans
http://dev.comparehero.my/blog/your-basic-guideto-loans