1. US Quarterly Banking Profile
 The FDIC´s report on the 3rd quarter shows: Industry posts net profit of
$ 2.8 Billion – Loan balances decline by the largest percentage since 1984
– 50 banks collapsed during the quarter, highest number since 1992
The Good News
Only big US banks profitable  Increased revenues, lower
securities losses offset higher
12,418
Q1-Q3 2009 loan-loss provisions
Net income in 255 781  Troubled loans continue to
millions -3,863 rise, but at slower pace
 Net interest margin rises to
four-year high
The Bad News
 More than one in four
Less than $ 100 $ 1 Billion Greater banks is unprofitable (26.4%)
Asset size $100 Million to to $ 10 than $ 10
Million $ 1 Billion Billion Billion  FDIC fund that guarantees
deposits hit the red for the
Number of FDIC first time since 1992
insured banks 2,912 4,496 579 112 Source: FDIC Quarterly Banking Profile
Nov. 25, 2009
GAPA NEWS