This is a presentation on the significant impact that debt is having on different different aspects of our society. You will see how debt is affecting the economy on a macro-economic level and how it is impacting us emotionally.

1. DEBT = THE
ULTIMATE FOUR
LETTER WORD

3. DEBT = BARRIER TO
FREEDOM
• Barrier to Retirement
• Fewer Days Off
• Barrier to Dreams

4. DEBT AND
WEALTH
DOES NOT
EQUATE

5. HOUSEHOLD DEBT HAS
INCREASED THANKS TO
NON-HOUSING DEBT
• Household debt has surpassed 2008 levels
thanks to an increase in non-housing debt
(credit card, student loan and auto)

6. EMOTIONAL EFFECTS OF DEBT
Debt Denial
• Unopened Bills
• Ignoring Collection
Agency Calls
Stress
• 72% of Americans
are stressed over
money (Source:
APA)
Fear
• Reduced marriage
rates among
young adults.
Death
• Serious Debt
Delinquency = 5%
increase in
mortality risk.
(Source: Fed
Reserve Bank of
Atlanta 2016)

7. WEDDING
DEBT?!?!?

8. DEBT IS LEADING TO DIVORCE
Money fights are the second leading
cause of divorce
Debt and lack of communication = 2 major reasons.
(Ramsey Solutions, late 2017)
1 of 8 marriages end in divorce due to
student loan debt (Suntrust Bank, 2018)

9. THE END!