4. Why…?
• Unlimitedonline demand
• Limitedavailability
• More effectivemarketing
• More efficientlogistics
• Less fires to put out and more timeand resources
to increase sales
4
5. Realitycheck
• in last12 months over 5 000 online stores
opened in Poland
• none of them will receive working capitalfrom
banks
6. Banks don’t understand ecommerce
6
• bank credit is dependent on the company’s (debtors) balance
sheet
• the process is long and requires tons of documents
• seasonality insales creates mismatch between cash flow and
cash needs
• for commercethe swiftness and agility is more important than
the cost of loan
source:https://www.pb.pl/przedsiebiorca-chce-miec-alternatywe-960408