The document discusses the history and functions of banks. It notes that banking originated in India in the 18th century with the establishment of the Reserve Bank of India in 1935. The core functions of banks are accepting deposits and granting advances through various accounts and loans. Banks also provide agency functions like fund transfers and cheque collection as well as utility functions such as locker facilities and foreign exchange. The document introduces electronic banking which began in 1994 and allows customers to conduct transactions through ATMs, internet banking, mobile banking, and more.

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INTRODUCTION
FUNCTIONS OF BANKS
TYPES OF BANKS
ELECTRONIC BANKING
CONCLUSION

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The word Bank is originated from German
word “banc” which means “bench, counter.”
Banking in India originated in the first decade
of 18th century.
The Reserve Bank of India, India's central
banking authority, was established in April
1935.

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“An institution offering certain financial
services, such as the safekeeping of money,
conversion of domestic into and from foreign
currencies, lending of money at interest, and
acceptance of bills of exchange”

6. Accepting
Deposits
• Saving Deposits
• Current Accounts
• Fixed Deposits
• Recurring Deposits

7. Granting
Advances
•Cash Credit
•Bank Overdraft
•Loans
•Discounting of Bills

8. Agency
Functions
 Fund Transfer
 Cheque
collection
 Periodic
Payments

9.  Locker Facility
Utility
Functions
 Dealing in Foreign
exchange
 ATM facilities
 Credit Cards
 Advise on financial
matters

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‘Electronic banking’ means banking done
through electronic systems for customers’
transactions.
It came into exist from 1994.
Most popular, faster, easier, safer & widely
used now-a-days.

12.  ATM
 INTERNET BANKING
 MOBILE BANKING (movable)
 TELE BANKING
 ELECTRONIC FUND TRANSFER

13. Conclusion

14. THANK YOU…….
Aakash
Sudeesh
Manisha
Sarika
Omkar
Madhukar