3. -

4. -

5. Up-to-date
Financial Products
Future Planning
Daily Finance
*)
*) Source: Luukkanen, L. 2012

7. https://www.moneyadviceservice.org.uk/e
http://moneyasyougrow.org/
https://www.sorted.org.nz/
http://www.zaldo.fi/

8. http://dynamic.hs.fi/2012/nelikentta-kuntavaalit/
https://vaalikone.yle.fi
http://www.visualizing.org/full-screen/44049 http://www.edutopia.org/stw-financial-literacy-infographic

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13. –
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18. Valtteri
Quick stats
Age: 16
Occupation: Student at vocational Institute
Location: Sammatti, Finland
About Valtteri
Dreams of buying a motorcycle.
Is eager totryout new game apps.
Hopes to be a kitchen chef in the future.
Lives with his parents who give him a monthly
allowance of 50 €.
Plans to take up a summer job at a local garden.
Copyright: Weg Nan
http://www.flickr.com/photos/aliasgrace/79279712/
Low High
Valtteri’s financial knowledge & behavior Dailyfinance
Doesn’t own account for savings. Future planning
Buys products and services impulsively.
Checks his deposit account every month – Financial
products
Saves for a new motorcycle.
Doesn’t find actively new financial information. Up-to-date

19. Vilma
Quick stats
Age: 19
Occupation: freshman in the faculty of medicine
Location: Helsinki, Finland
About Vilma
Has just moved to her first rental apartment.
Follows fashion blogs and is waiting for next summer’s
rock festivals.
Sends more Facebook messages than SMSs.
Lives mostly on the support of Kela:s student grant, but
occasionally receives also money from her parents. Copyright: Lymf.be
http://www.flickr.com/photos/8829285@N05/
Low High
Vilma’s financial knowledge & behavior Dailyfinance
Has just opened a savings account for housing (ASP). Future planning
Tries to live economically, but sometimes errs to buy
expensive clothes and services. Financial
products
Checks her deposit account weekly.
Tries to check the news or read the newspaper daily. Up-to-date

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