L-Pesa is no less than any boon for the Africans as it’s helping the entire country to achieve its goals, rise above the poverty line and elevate its standard of living. It provides micro loans to the needy people across the globe on the basis of credit score. The company does not even require any documentation to sanction the loan and transfers loan money right to your M-Pesa account.

1. L-Pesa Microfinance
&
Its Opportunities

2. Our Agenda:-
 Scenario of Micro Finance in Uganda, Tanzania and other African countries.
 Micro loans for SHG Uganda, Tanzania and Africa.
 Micro-Credits model to alleviate poverty of women.
 How does microfinance work in African countries?
 Micro Loan Foundation - The Entrepreneurs of Uganda and Tanzania.
 L-Pesa Seeds Finance services - Loans for farmers.
 Provide an Online Micro loan service in Uganda.

3. Scenario of Micro Finance in Uganda, Tanzania and Other
African Countries
1. Africa’s population is more than 1.111 billion out of which around 500 million are
living below the poverty.
2. Only 20% access loan from the formal sources and 80% from the informal sources.
Out of that 20% only 10% have access to Micro finance.
3. Annual credit demand by the poor is estimated to be about thousands of crores. And
only few thousand crores are disbursed.
4. Customers of Micro Finance are ―Small and marginal farmers, rural artisans and
economically weaker sections.

4. Micro loans for SHG Uganda, Tanzania and Africa
1. SHGs is a small group of rural poor people, who have voluntarily come forward to
form a group targeting improvement of the social and economic status of the
members.
2. Homogeneous group of about 15 to 20 members.
3. Every member is ought to save small amounts regularly.
4. Every member learns prioritization and financial discipline.
5. Essentials to become a member of SHG‘s.
• Members shall be aging between 21-60 years.
• From one family, only one person can become a member of SHG. (Maximum
families can join SHGs this way).
• The group normally consists of either only men or only women.
• Members should be homogenous i.e. should have the same social and financial
background.
• Members should be poor belonging to rural areas.

5. Micro-Credits model to alleviate poverty women
1. Focus on, providing the capital for poor women to use their spontaneous
"survival skills" to pull themselves out of poverty.
2. Lend mostly to women in small groups (solvency circles) of five or seven.
3. Weekly or bi-weekly reimbursement schedule.
4. In case of off chance action by any member of the circle, the whole circle
will be denied to access credit.

6. How does Microfinance work in African Countries?
Miniaturized scale credits (Small Scale Loans) are frequently given to
individuals to offer them some assistance for starting some little business.
Since, loan specialists have brought enthusiasm for come back with the
credited sum. L-Pesa has won over those customary loan specialists by
attributing add up to the African on zero percent interest.

7. Micro Loan Foundation - The Entrepreneurs of Uganda
and Tanzania
With micro finance, one can access to micro finance loans in Africa. These are
loans that are targeted to small businesses to help them with the funding that
they need to get started. These small scale loans in African countries often do
not require any collateral; all they require is a commitment and a promise to pay
them back on time. For someone searching for a solution to start up their
business, a micro loan in countries like Uganda and Tanzania can transform the
dream of being a business owner into a reality within a short period of time.

8. L-Pesa Seeds Finance services - Loans for Farmers
This sort of advance is particularly customized for Farmers who don't have
financial balances. However, require an advance to buy great quality seeds for
their homesteads. We have cooperated with www.signature-seeds.com to offer
you up to $300 worth of the top notch seeds for ranchers around the globe.
Finding account alternatives for a little ranch can be troublesome, and this is
the place L-Pesa offers inconceivable banking. With the assistance of seed
financing from L-Pesa, ranchers can get to seeds worth specific quality.

9. Provide an Online Micro Loan Service in Uganda
L-Pesa is a Mobile Banking Solution which provides micro loan for all mobile
banking customers in Uganda and in different countries. We are leaders in
providing micro loans in Uganda. L-Pesa assures to make your life simpler by
offering services like money transfer, micro loan within 5 minutes.

10. Contact Us
L-Pesa MicroFinance
Regus, 7th Floor, Amani Place, P.O. Box 38568
Dar Es Salaam, Tanzania
+255-22-219-6855
info@l-pesa.com
www.l-pesa.com